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proudtobabritgirl

Bank account - can I be added to my husband's?

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I haven't been in the USA for long but I'm really eager to get things going as I'm getting bored sitting around. 

I'm still waiting for my social security number to come in the mail. I need to open a bank account asap as I have work lined up, can I be added to my husband's account whilst waiting? 

Also when my SSN does come through, is it easy enough to just walk into most banks and open an account?

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All banks are different. Your husbands bank can speak with the both of you and tell you if they allow it or not.

 

Yes, most banks only need a photo ID and Social Security card to open an account.

 

 


5/7/2018 K1       Application mailed

5/9/2018             Application rec'd and signed for (sent via fedex)

5/14/2018          NOA1 Email notification

5/18/2018          NOA1 Paper copy rec'd (i797C)

11/5/2018          NOA2 ❤️ no RFE's

11/19/2018        NVC Received file

 

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You don’t need the SSN card or a bank account to start work. I had neither when I started work. I got my SSN card in the mail a week after I started working. As soon as I had it, I opened an account and even got a credit card (with a very low initial limit) right away with Bank of America. 


 

 

 

 

 

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6 hours ago, proudtobabritgirl said:

I haven't been in the USA for long but I'm really eager to get things going as I'm getting bored sitting around. 

I'm still waiting for my social security number to come in the mail. I need to open a bank account asap as I have work lined up, can I be added to my husband's account whilst waiting? 

Also when my SSN does come through, is it easy enough to just walk into most banks and open an account?

 

You should be able to get added to husband's existing account, but that is totally dependent on what his bank lets you do. Go in and ask to be added.  They need a SSN to report the interest earned to the IRS, but with him being the primary account holder, they have his SSN and ought to let you call it in when it arrives. That's what I did at my bank.

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Banks have the own rules and policy, so there is no uniformed answer.

 

Small local banks tend to be easier to work with, vs large national banks.

 

I bank at BOA, I have a personal banker, I just call him and he adds or make changes or set up my new bank accounts, he even knows what PIN # I like to use, easy smeasy.

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Great news!  Thanks for telling us.


06-04-2007 = TSC stamps postal return-receipt for I-129f.

06-11-2007 = NOA1 date (unknown to me).

07-20-2007 = Phoned Immigration Officer; got WAC#; where's NOA1?

09-25-2007 = Touch (first-ever).

09-28-2007 = NOA1, 23 days after their 45-day promise to send it (grrrr).

10-20 & 11-14-2007 = Phoned ImmOffs; "still pending."

12-11-2007 = 180 days; file is "between workstations, may be early Jan."; touches 12/11 & 12/12.

12-18-2007 = Call; file is with Division 9 ofcr. (bckgrnd check); e-prompt to shake it; touch.

12-19-2007 = NOA2 by e-mail & web, dated 12-18-07 (187 days; 201 per VJ); in mail 12/24/07.

01-09-2008 = File from USCIS to NVC, 1-4-08; NVC creates file, 1/15/08; to consulate 1/16/08.

01-23-2008 = Consulate gets file; outdated Packet 4 mailed to fiancee 1/27/08; rec'd 3/3/08.

04-29-2008 = Fiancee's 4-min. consular interview, 8:30 a.m.; much evidence brought but not allowed to be presented (consul: "More proof! Second interview! Bring your fiance!").

05-05-2008 = Infuriating $12 call to non-English-speaking consulate appointment-setter.

05-06-2008 = Better $12 call to English-speaker; "joint" interview date 6/30/08 (my selection).

06-30-2008 = Stokes Interrogations w/Ecuadorian (not USC); "wait 2 weeks; we'll mail her."

07-2008 = Daily calls to DOS: "currently processing"; 8/05 = Phoned consulate, got Section Chief; wrote him.

08-07-08 = E-mail from consulate, promising to issue visa "as soon as we get her passport" (on 8/12, per DHL).

08-27-08 = Phoned consulate (they "couldn't find" our file); visa DHL'd 8/28; in hand 9/1; through POE on 10/9 with NO hassles(!).

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So this entirely depends on your bank. For my bank, I added my SO before we were married, they just required ID (their passport) and proof of address (usually a utility bill). We just put our internet bill (although our gas/electric wouldve been just as easy) in both our names and that was enough for the bank. 

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4 hours ago, proudtobabritgirl said:

To update, I went into chase bank today and asked to open a checking account. 

I had my passport, SSN number card, green card and one proof of address and they said I can't open one as I need more proof of identity. 

Did you ask what they suggested as an additional proof?

Go to another bank. 

 

Do you have a joint account with spouse yet? That's pretty important for AOS (K1s) and Removing Conditions...the earlier done the better. 

Edited by Wuozopo

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10 minutes ago, Wuozopo said:

Did you ask what they suggested as an additional proof?

Go to another bank. 

 

Do you have a joint account with spouse yet? That's pretty important for AOS (K1s) and Removing Conditions...the earlier done the better. 

They wanted another photo ID and another proof of address. So I have to get a state ID tomorrow and then try again once I have that. But I probably wouldn't try chase again to be honest. 

I didn't ask about being added to the joint account. 

 

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Forget Chase.  Go someplace more accommodating.


06-04-2007 = TSC stamps postal return-receipt for I-129f.

06-11-2007 = NOA1 date (unknown to me).

07-20-2007 = Phoned Immigration Officer; got WAC#; where's NOA1?

09-25-2007 = Touch (first-ever).

09-28-2007 = NOA1, 23 days after their 45-day promise to send it (grrrr).

10-20 & 11-14-2007 = Phoned ImmOffs; "still pending."

12-11-2007 = 180 days; file is "between workstations, may be early Jan."; touches 12/11 & 12/12.

12-18-2007 = Call; file is with Division 9 ofcr. (bckgrnd check); e-prompt to shake it; touch.

12-19-2007 = NOA2 by e-mail & web, dated 12-18-07 (187 days; 201 per VJ); in mail 12/24/07.

01-09-2008 = File from USCIS to NVC, 1-4-08; NVC creates file, 1/15/08; to consulate 1/16/08.

01-23-2008 = Consulate gets file; outdated Packet 4 mailed to fiancee 1/27/08; rec'd 3/3/08.

04-29-2008 = Fiancee's 4-min. consular interview, 8:30 a.m.; much evidence brought but not allowed to be presented (consul: "More proof! Second interview! Bring your fiance!").

05-05-2008 = Infuriating $12 call to non-English-speaking consulate appointment-setter.

05-06-2008 = Better $12 call to English-speaker; "joint" interview date 6/30/08 (my selection).

06-30-2008 = Stokes Interrogations w/Ecuadorian (not USC); "wait 2 weeks; we'll mail her."

07-2008 = Daily calls to DOS: "currently processing"; 8/05 = Phoned consulate, got Section Chief; wrote him.

08-07-08 = E-mail from consulate, promising to issue visa "as soon as we get her passport" (on 8/12, per DHL).

08-27-08 = Phoned consulate (they "couldn't find" our file); visa DHL'd 8/28; in hand 9/1; through POE on 10/9 with NO hassles(!).

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Go back to report that to Management, then take your business elsewhere. :) 

The most golden words in such situations are "I'd like to speak with a supervisor, please."


06-04-2007 = TSC stamps postal return-receipt for I-129f.

06-11-2007 = NOA1 date (unknown to me).

07-20-2007 = Phoned Immigration Officer; got WAC#; where's NOA1?

09-25-2007 = Touch (first-ever).

09-28-2007 = NOA1, 23 days after their 45-day promise to send it (grrrr).

10-20 & 11-14-2007 = Phoned ImmOffs; "still pending."

12-11-2007 = 180 days; file is "between workstations, may be early Jan."; touches 12/11 & 12/12.

12-18-2007 = Call; file is with Division 9 ofcr. (bckgrnd check); e-prompt to shake it; touch.

12-19-2007 = NOA2 by e-mail & web, dated 12-18-07 (187 days; 201 per VJ); in mail 12/24/07.

01-09-2008 = File from USCIS to NVC, 1-4-08; NVC creates file, 1/15/08; to consulate 1/16/08.

01-23-2008 = Consulate gets file; outdated Packet 4 mailed to fiancee 1/27/08; rec'd 3/3/08.

04-29-2008 = Fiancee's 4-min. consular interview, 8:30 a.m.; much evidence brought but not allowed to be presented (consul: "More proof! Second interview! Bring your fiance!").

05-05-2008 = Infuriating $12 call to non-English-speaking consulate appointment-setter.

05-06-2008 = Better $12 call to English-speaker; "joint" interview date 6/30/08 (my selection).

06-30-2008 = Stokes Interrogations w/Ecuadorian (not USC); "wait 2 weeks; we'll mail her."

07-2008 = Daily calls to DOS: "currently processing"; 8/05 = Phoned consulate, got Section Chief; wrote him.

08-07-08 = E-mail from consulate, promising to issue visa "as soon as we get her passport" (on 8/12, per DHL).

08-27-08 = Phoned consulate (they "couldn't find" our file); visa DHL'd 8/28; in hand 9/1; through POE on 10/9 with NO hassles(!).

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