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Alabamak1

Income required for K-1

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Hi:

 

Throughout the K-1 and more i have always thought about what is the minimum required income to live on while you are doing this whole immigration process and bringing your SO to the States. Just because you qualify for the Visa, does not mean you will not have financial problems later on. The responsability of providing for your SO while they are not allowed to work and or find a job even, what would someone consider the minimum to make a year to survive this ordeal? Different states and different cities have different cost of living. Would you say that for a minimum you would need:

 

a) 20K/ year for just 2 in a household

b) 30K/ year for just 2 in a household

c) 35K or more / year for just 2 in a household

 

What is your guys opinion on this?

 

Thanks


8/7/2017                    NOA-1

3/1/2018                    NOA-2

3/15/2018                  NVC case received

3/22/2018                  NVC case assigned

3/23/2018                  Consulate ready

4/11/2018                  Medical

4/17/2018                  Visa Approved

4/24/2018                  Visa on hand

5/23/2018                  Point of Entry ATL

5/24/2018                  Marriage license, officiant and certificate / applied for SS#

5/31/2018                  AOS/AP/EAD

6/7/2018                    email notification of NOA-1

6/11/2018                  NOA-1 hard copies for AOS/EAD/AP

6/27/2018                  Biometrics for AOS/EAD

7/7/2018                    ready to be scheduled for interview

7/11/2018                  We are still reviewing your case and there are no updates at this time (email from USCIS)

8/22/2018                  We are still reviewing your case and there are no updates at this time (same email again)

9/5/2018                     We are still reviewing your case and there are no updates at this time (this is getting boring!!!)

10/3/2018                  We are still reviewing your case and there are no updates at this time (this is insanity, 4th time while some got GC)

10/17/2018                After 136 days of wait in HELL, finally EAD in production

10/21/2018                Card was mailed to me, and yes it said so on a Sunday night, while Vj-ing

10/22/2018                Card was picked up by the USPS

10/24/2018                EAD in hand. F%^&& finally

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Depends on where you live. In my area, $30k is definitely livable for 2 people (I did this for years and even bought a house at the time).

In nearby cities (Philadelphia, NYC, etc.), $30k is nothing.


Timelines:

Spoiler

AOS (I-485 + I-131 + I-765):

9/25/17: sent forms to Chicago

9/27/17: received by USCIS

10/4/17: NOA1 electronic notification received

10/10/17: NOA1 hard copy received. Social Security card being issued in married name (3rd attempt!)

10/14/17: Biometrics appointment notice received

10/25/17: Biometrics

1/2/18: EAD + AP approved (no website update)

1/5/18: EAD + AP mailed

1/8/18: EAD + AP approval notice hardcopies received

1/10/18: EAD + AP received

9/5/18: Interview scheduled notice

10/17/18: Interview

10/17/18: Approved

10/24/18: Green card produced

10/31/18: Green card received

 

K-1:

Spoiler

I-129F

12/1/17: sent

12/14/17: NOA1 hard copy received

3/10/17: RFE (IMB verification)

3/22/17: RFE response received

3/24/17: Approved!

3/30/17: NOA2 hard copy received

 

NVC

4/6/2017: Received

4/12/2017: Sent to Riyadh embassy

4/16/2017: Case received at Riyadh embassy

4/21/2017: Request case transfer to Manila, approved 4/24/2017

 

K-1

5/1/2017: Case received by Manila (1 week embassy transfer??? Lucky~)

7/13/2017: Interview: APPROVED!!!

7/19/2017: Visa in hand

8/15/2017: POE

 

 

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~~Moved to Off Topic, from General Immigration Discussion - The OP is asking for personal opinions.~~


Spoiler

Met Playing Everquest in 2005
Engaged 9-15-2006
K-1 & 4 K-2'S
Filed 05-09-07
Interview 03-12-08
Visa received 04-21-08
Entry 05-06-08
Married 06-21-08
AOS X5
Filed 07-08-08
Cards Received01-22-09
Roc X5
Filed 10-17-10
Cards Received02-22-11
Citizenship
Filed 10-17-11
Interview 01-12-12
Oath 06-29-12

Citizenship for older 2 boys

Filed 03/08/2014

NOA/fee waiver 03/19/2014

Biometrics 04/15/14

Interview 05/29/14

In line for Oath 06/20/14

Oath 09/19/2014 We are all done! All USC no more USCIS

 

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12 minutes ago, Alabamak1 said:

Hi:

 

Throughout the K-1 and more i have always thought about what is the minimum required income to live on while you are doing this whole immigration process and bringing your SO to the States. Just because you qualify for the Visa, does not mean you will not have financial problems later on. The responsability of providing for your SO while they are not allowed to work and or find a job even, what would someone consider the minimum to make a year to survive this ordeal? Different states and different cities have different cost of living. Would you say that for a minimum you would need:

 

a) 20K/ year for just 2 in a household

b) 30K/ year for just 2 in a household

c) 35K or more / year for just 2 in a household

 

What is your guys opinion on this?

 

Thanks

 

No exact number can be made.... like you mentioned, depends a lot on where the USC lives, how much they pay for rent or mortgage...do they have a car payment? How high is their car insurance? Do they have good medical through their company or do they pay an extreme amount for medical/dental..... Myself, honestly, even with a reasonable rental rate for an apartment, in an average priced city, someone with a car payment, cell phone bills, electric, even reasonable health/dental insurance through their company... I myself wouldn't want to go under at least 50k annually... I make 60k'ish, maybe more depending on overtime.... I still withdrew 5k out of my 401k to cover his car down payment and have extra for date nights, dinners, movies, ect...  

 

Now... if under that amount, naturally some people can claim some government assistance which can help offset the "need".... but really, for me anyways, I can't stand to worry about money.... it's a paranoia of mine and while now combined we are at the 95-100k annual mark, we still keep things seperate by choice, and we don't live outside our means necessarily, but we have bills and those and taxes take a lot of money each month.

 

I always recommend people not aim for the minimum so to say; but plan a head and look at the unforseen costs that can arise.

Edited by Ben&Zian

08/15/2014 : Met Online

06/30/2016 : I-129F Packet Sent

07/08/2016 : NOA 1 Received

08/25/2016 : NOA 2 Received (48 days)

11/08/2016 : Interview - APPROVED!

11/18/2016 : Visa in hand

11/23/2016 : POE - Dallas, Texas

From sending of I-129F petiton to POE - 146 days.

 

02/03/2017 - Married 

 

02/24/2017 - AOS packet sent

03/06/2017 - NOA1's received via text

03/31/2017 - Biometrics appointment Completed

06/01/2017 - EAD/AP Combo Card Received in mail

12/06/2017 - I-485 Approved

12/14/2017 - Green Card Received in mail - No Interview

 

 

giphy.gifvd9wauve2wlsd9fuctxk.gifgiphy.gif     

 

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at least this discussion gives a kinda reference to what people think they should make even prior on embarking on this journey. I am also a control freak, and work as much as I can to be able to support our lifestyle. I was just curious what other Vjers opinion was on this. Thanks


8/7/2017                    NOA-1

3/1/2018                    NOA-2

3/15/2018                  NVC case received

3/22/2018                  NVC case assigned

3/23/2018                  Consulate ready

4/11/2018                  Medical

4/17/2018                  Visa Approved

4/24/2018                  Visa on hand

5/23/2018                  Point of Entry ATL

5/24/2018                  Marriage license, officiant and certificate / applied for SS#

5/31/2018                  AOS/AP/EAD

6/7/2018                    email notification of NOA-1

6/11/2018                  NOA-1 hard copies for AOS/EAD/AP

6/27/2018                  Biometrics for AOS/EAD

7/7/2018                    ready to be scheduled for interview

7/11/2018                  We are still reviewing your case and there are no updates at this time (email from USCIS)

8/22/2018                  We are still reviewing your case and there are no updates at this time (same email again)

9/5/2018                     We are still reviewing your case and there are no updates at this time (this is getting boring!!!)

10/3/2018                  We are still reviewing your case and there are no updates at this time (this is insanity, 4th time while some got GC)

10/17/2018                After 136 days of wait in HELL, finally EAD in production

10/21/2018                Card was mailed to me, and yes it said so on a Sunday night, while Vj-ing

10/22/2018                Card was picked up by the USPS

10/24/2018                EAD in hand. F%^&& finally

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Here in the PNW $20,000 for 2 people wouldn’t even cover the rent and utilities. And, as others have said, it depends a lot on your lifestyle. Smoking, drinking, and other hobbies can be costly. I drive over 30 miles each way to work so I spend $160 a month on gas (we have very high gas prices here in WA). Someone who lives 5 miles from work would spend a lot less, likewise someone who works from home would spend very little or may not need a car. 


 

 

 

 

 

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How much is sufficient to survive really does depend on where you live? If you are struggling now (no matter how much you make), bringing an immigrant isn't going to help especially for K1 folks as they cannot work right away.

 

$20k won't cut it where I live. We could have chosen to live a cheaper neighborhood, but I worry about crime in the area with our small children. I'm frugal in my spending as I'm the only one working with a family of 4 and a dog. When you add the cost of food/rent/utilities/medical/car insurance/etc. it's more than the poverty guideline for a family of 4.

 

 

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On 10/28/2018 at 3:51 AM, Alabamak1 said:

at least this discussion gives a kinda reference to what people think they should make even prior on embarking on this journey. I am also a control freak, and work as much as I can to be able to support our lifestyle. I was just curious what other Vjers opinion was on this. Thanks

In my opinion, qualifying for I-134/I-864 has as little in common with real life as being eligible for K1 visa with a happy marriage. Besides, everybody's case is different and a lot of issues may or may not arise depending on where and how you live. It is my understanding that for NYC 3 times poverty line will be a real poverty line though, if not outright poverty

Edited by HP+IC

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assuming you have rent/mortgage and at least one car payment, i dont see how anyone can live (comfortably with some disposable income and a bit set aside for emergencies) on less than 35K for a family of 2. (dependent on your areas cost of living)

 

Now, if you dont have those things, your cost of living goes down.

 

i can, and have, lived on VERY little. its not fun. its not easy. it really sucks, in fact. and that was with me having no mortgage and no car payment. And i live in a low cost of living area. i am COMFORTABLE around $40K. but again, no major housing or auto expenses.

 

i certainly wouldnt try to sponsor anyone to move here if i made less that that. not only do you have the expenses for AOS and beyond to consider, but also ... you ... i dont know .... might want to buy stuff that isnt a NECESSITY. go out to eat on occasion, go to a concert, take a weekend trip, be able to buy gifts for holidays and birthdays. not worry about the power being cut off. you know, the little things. dont forget saving for retirement, too. 😕

 

 

Edited by debbiedoo

5/7/2018 K1       Application mailed

5/9/2018             Application rec'd and signed for (sent via fedex)

5/14/2018          NOA1 Email notification

5/18/2018          NOA1 Paper copy rec'd (i797C)

11/5/2018          NOA2 ❤️ no RFE's

 

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On 10/30/2018 at 8:09 AM, debbiedoo said:

assuming you have rent/mortgage and at least one car payment, i dont see how anyone can live (comfortably with some disposable income and a bit set aside for emergencies) on less than 35K for a family of 2. (dependent on your areas cost of living)

 

Now, if you dont have those things, your cost of living goes down.

 

i can, and have, lived on VERY little. its not fun. its not easy. it really sucks, in fact. and that was with me having no mortgage and no car payment. And i live in a low cost of living area. i am COMFORTABLE around $40K. but again, no major housing or auto expenses.

 

i certainly wouldnt try to sponsor anyone to move here if i made less that that. not only do you have the expenses for AOS and beyond to consider, but also ... you ... i dont know .... might want to buy stuff that isnt a NECESSITY. go out to eat on occasion, go to a concert, take a weekend trip, be able to buy gifts for holidays and birthdays. not worry about the power being cut off. you know, the little things. dont forget saving for retirement, too. 😕

 

 

i really like @debbiedoo opinion in every post 😁 sometimes people need some advice about the reality in living in america..my husband annual income is more than $130k but still we live a very simple life,we dont go partying as we are not a party goer,we have a house and car but you cant avoid the reality of taxes. sometimes my husband complain because government get most half of his salary .thats why were moving to another state on spring 😂😂

 

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4 hours ago, gaski said:

i really like @debbiedoo opinion in every post 😁 sometimes people need some advice about the reality in living in america..my husband annual income is more than $130k but still we live a very simple life,we dont go partying as we are not a party goer,we have a house and car but you cant avoid the reality of taxes. sometimes my husband complain because government get most half of his salary .thats why were moving to another state on spring 😂😂

 

That's the biggest reason why I moved from CA to NC this year. My COL went down and my QOL went up exponentially. My only issue is with the state income taxes because they take more than CA did but we will get it back when we file.  

We make more than $120k even without my wife working right now but it does get eaten up by taxes and our 4 kids. But other than that we live modestly as well. 

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10 minutes ago, Cyberfx1024 said:

That's the biggest reason why I moved from CA to NC this year. My COL went down and my QOL went up exponentially. My only issue is with the state income taxes because they take more than CA did but we will get it back when we file.  

We make more than $120k even without my wife working right now but it does get eaten up by taxes and our 4 kids. But other than that we live modestly as well. 

sigh immigrants should be aware of these taxes responsibility before moving in america. we are still searching for a better state to move in on spring 😊😊

Edited by gaski

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3 minutes ago, gaski said:

sigh immigrants should be aware of these taxes responsibility before moving in america. we are still searching for a better state to move in on spring 😊😊

You are correct on this. My asawa was amazed how much taxes get taken out of my paycheck. Especially when she first came here from the Philippines she was really really amazed. I had to explain to her before she came here that "No, your employer does not provide for your lodging here". Since in the MENA region for OFW's that is very common for companies to do that. 

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4 minutes ago, Cyberfx1024 said:

You are correct on this. My asawa was amazed how much taxes get taken out of my paycheck. Especially when she first came here from the Philippines she was really really amazed. I had to explain to her before she came here that "No, your employer does not provide for your lodging here". Since in the MENA region for OFW's that is very common for companies to do that. 

before i got here my husband used to explain it to me but i dont wanna believe it but now its a big WOW a shocking truth..most filipino always think if you are in America you have plenty of money maybe if its in Philippines rate/value sigh theres no way we can avoid these taxes.

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