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Dental Insurance?

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negotiate the price with the dentist, in many cases if you pay in cash the price is much lower than if they have to wait for reimbursement from insurance

 

 

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Filed: EB-5 Visa Country: Brazil
Timeline
19 hours ago, yuna628 said:

Dental Insurance is something that is usually separate from health insurance. I'd suggest you find yourself some health insurance if possible - either purchase it privately, be added onto your spouse's insurance, have insurance at a place of employer if you have one, or sign up for Obamacare (via the federal exchange). Despite that though, you'd have to investigate if any of those plans actually offered dental insurance (usually a separate fee) or included it in the main premium.  All persons residing in the US must have health insurance or pay a penalty in taxes - immigrants are not exempt from this. The state of dental insurance in this country is pretty poor though, I should warn you. Don't expect it to pay out a lot. I can tell you that oral surgery is very expensive - personally had my wisdoms out, having no insurance back in the day. The cost was somewhere around $5,000 (btw I would have paid that a million times because honestly it was worth it and I now live my life without facial agony). Many dentists do understand that it is expensive and if you should have no insurance, will sign you up for a payment plan agreement or put the charges usually on 'carecredit' or something like that. Perhaps that would be an option you could look into.

 

Dental Insurance, at least here in NY, is worthless. You pay around $50/month for a maximum of $1,000/year. So, you'll spend $600 regardless... I see no point in having it. My wife is a dentist (not licensed to work in the US though) and if I ever need to go to a dentist, I will fly down to Brazil, spend a few days in a nice hotel, pay for the dental treatment (great dentists there!) and still save money compared with having the treatment here.

 

 

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Because some people are here in the US from countries where flights to/from are extremely expensive? 

 

Flights to Mexico are extremely cheap and if you're within driving distance, even better. 

 

I wouldnt pay $1300 to fly back to London (where dental procedures are extremely expensive anyway) when I could pay $100-$400 on a trip to Mexico to get it done? 

 

Its also worth checking colleges. The college here in Boulder has a dental school and I've applied to be a patient there. 

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1 hour ago, jpiz777 said:

Your spouse should be able to put you on her work insurance as a lifestyle change.  

This is accurate - and also, some wisdom teeth removal will be covered by your health insurance, not just dental. It depends on many factors though. I would have your wife contact HR about getting you added to insurance and go from there. 

K1 Visa Application:                                                                                                                                                        Timeline for AOS
129-F Delivered: Lewiston, TX 10/29/2015                                                                                                                 AOS paperwork (including EAD & AP) sent via Express Mail: 10/1/2016
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NOA1 Hard Copy: 11/8/2015 | NOA2 eNotification: : 11/30/2015 | NOA2 Hard Copy: 12/4/2015                   NOA1 E-notification Date (email and text): 10/5/16, ~11pm Central time, one notice for each application
NVC Received: 12/10/2015 | NVC Case Assigned: 12/11/2015                                                                             Check Cashed: 10/6/16
Mailed to Embassy: 12/16/2015 (Status shows as Ready)                                                                                     NOA1 Hardcopy Date: 10/11/16
Received hardcopy Letter from NVC: 12/19/2015                                                                                                     Biometrics Letter Received: 10/28/16
Embassy Received Packet: 12/21/2015                                                                                                                      Biometrics Scheduled for: 11/9/16 (Did not try a walk-in, went on scheduled day)
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Replied to Embassy: 12/24/2015                                                                                                                                  AP produced+mailed on:11/18/16 | AP letters (2) received on: 11/18/16
Email from Embassy Regarding Packet 3: 12/28/15                                                                                                 EAD card produced+mailed on: 11/22/16 | EAD card received on: 11/25/16
Replied to Embassy: 12/28/15 (at night)                                                                                                                     Social Security card application date: 11/28/16 | LOST IN THE MAIL
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CEAC status changed to admin processing: 1/14/16                                                                                                Card Ordered notice (text and online): 4/19/17
CEAC status changed to issued: 1/19/16                                                                                                                     I-485 Approval notice (text and online): 4/20/17
US travel docs website shows "out for delivery": 1/20/16                                                                                          Card Produced + WILL Mail notice 4/27/17
Called by courier regarding delivery attempt: 1/21/16                                                                                                Card Mailed notice: 5/2/2017
Passport in hand:1/22/16 (he went to their office to pick it up) | Arrival date into the US: 3/09/16                    Green Card Received: 5/5/2017 
Married: 06/04/2016
Timeline for ROC
ROC paperwork sent via Express Mail: 1/24/2019
ROC paperwork received by USCIS: 1/28/2019
NOA1 E-notification Date (email and text): 2/4/19
Check Cashed: 2/6/19
NOA1 Hardcopy Date: 2/11/19
Biometrics Letter Received: 9/20/19 (Did not need biometrics)

Biometrics Letter Received: 10/25/19 (Biometrics Request)

Biometrics Scheduled for: 11/5/19 (Did not try a walk-in, went on scheduled day) 

Biometrics Review Completed: 11/6/19 (Processing I-751) - Online notice

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Filed: Country:
Timeline
2 minutes ago, AlinaB said:

This is accurate - and also, some wisdom teeth removal will be covered by your health insurance, not just dental. It depends on many factors though. I would have your wife contact HR about getting you added to insurance and go from there. 

they filed aos a bit under two months ago so the window to add him has closed most likely. 

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Just now, f f said:

they filed aos a bit under two months ago so the window to add him has closed most likely. 

Oh damn - I should probably not try to be helpful when I have the flu. I miss important details. If they are past the time given by HR (usually 30 - 60 days) then yeah they will have to wait. Best to start looking for wisdom teeth removal studies!

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129-F Delivered: Lewiston, TX 10/29/2015                                                                                                                 AOS paperwork (including EAD & AP) sent via Express Mail: 10/1/2016
NOA1 eNotification: 11/3/2015 (Sent to CSC - yay!)                                                                                                 AOS paperwork received by USCIS: 10/3/2016
NOA1 Hard Copy: 11/8/2015 | NOA2 eNotification: : 11/30/2015 | NOA2 Hard Copy: 12/4/2015                   NOA1 E-notification Date (email and text): 10/5/16, ~11pm Central time, one notice for each application
NVC Received: 12/10/2015 | NVC Case Assigned: 12/11/2015                                                                             Check Cashed: 10/6/16
Mailed to Embassy: 12/16/2015 (Status shows as Ready)                                                                                     NOA1 Hardcopy Date: 10/11/16
Received hardcopy Letter from NVC: 12/19/2015                                                                                                     Biometrics Letter Received: 10/28/16
Embassy Received Packet: 12/21/2015                                                                                                                      Biometrics Scheduled for: 11/9/16 (Did not try a walk-in, went on scheduled day)
Email from Embassy for Beneficiary Email: 12/24/2015                                                                                          EAD approved on: 11/16/16 (early in the day) / AP approved on: 11/16/16 (late in the day)
Replied to Embassy: 12/24/2015                                                                                                                                  AP produced+mailed on:11/18/16 | AP letters (2) received on: 11/18/16
Email from Embassy Regarding Packet 3: 12/28/15                                                                                                 EAD card produced+mailed on: 11/22/16 | EAD card received on: 11/25/16
Replied to Embassy: 12/28/15 (at night)                                                                                                                     Social Security card application date: 11/28/16 | LOST IN THE MAIL
Email from Embassy Regarding Packet 4: 12/29/15 (in the morning)                                                                    Social Security card received on: 12/27/16 (Ordered a new one at the office on 12/19/16)
Interview Date: Jan 13th @ 12:30pm - Approved!                                                                                                      Interview Waiver! (6 months and 2 weeks past the first NOA1)
CEAC status changed to admin processing: 1/14/16                                                                                                Card Ordered notice (text and online): 4/19/17
CEAC status changed to issued: 1/19/16                                                                                                                     I-485 Approval notice (text and online): 4/20/17
US travel docs website shows "out for delivery": 1/20/16                                                                                          Card Produced + WILL Mail notice 4/27/17
Called by courier regarding delivery attempt: 1/21/16                                                                                                Card Mailed notice: 5/2/2017
Passport in hand:1/22/16 (he went to their office to pick it up) | Arrival date into the US: 3/09/16                    Green Card Received: 5/5/2017 
Married: 06/04/2016
Timeline for ROC
ROC paperwork sent via Express Mail: 1/24/2019
ROC paperwork received by USCIS: 1/28/2019
NOA1 E-notification Date (email and text): 2/4/19
Check Cashed: 2/6/19
NOA1 Hardcopy Date: 2/11/19
Biometrics Letter Received: 9/20/19 (Did not need biometrics)

Biometrics Letter Received: 10/25/19 (Biometrics Request)

Biometrics Scheduled for: 11/5/19 (Did not try a walk-in, went on scheduled day) 

Biometrics Review Completed: 11/6/19 (Processing I-751) - Online notice

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Filed: Citizen (apr) Country: Ecuador
Timeline
11 hours ago, BenjaminKeating said:

Flights to Mexico are extremely cheap and if you're within driving distance, even better. 

Absolutely true, and the OP is within enviably close driving distance.

06-04-2007 = TSC stamps postal return-receipt for I-129f.

06-11-2007 = NOA1 date (unknown to me).

07-20-2007 = Phoned Immigration Officer; got WAC#; where's NOA1?

09-25-2007 = Touch (first-ever).

09-28-2007 = NOA1, 23 days after their 45-day promise to send it (grrrr).

10-20 & 11-14-2007 = Phoned ImmOffs; "still pending."

12-11-2007 = 180 days; file is "between workstations, may be early Jan."; touches 12/11 & 12/12.

12-18-2007 = Call; file is with Division 9 ofcr. (bckgrnd check); e-prompt to shake it; touch.

12-19-2007 = NOA2 by e-mail & web, dated 12-18-07 (187 days; 201 per VJ); in mail 12/24/07.

01-09-2008 = File from USCIS to NVC, 1-4-08; NVC creates file, 1/15/08; to consulate 1/16/08.

01-23-2008 = Consulate gets file; outdated Packet 4 mailed to fiancee 1/27/08; rec'd 3/3/08.

04-29-2008 = Fiancee's 4-min. consular interview, 8:30 a.m.; much evidence brought but not allowed to be presented (consul: "More proof! Second interview! Bring your fiance!").

05-05-2008 = Infuriating $12 call to non-English-speaking consulate appointment-setter.

05-06-2008 = Better $12 call to English-speaker; "joint" interview date 6/30/08 (my selection).

06-30-2008 = Stokes Interrogations w/Ecuadorian (not USC); "wait 2 weeks; we'll mail her."

07-2008 = Daily calls to DOS: "currently processing"; 8/05 = Phoned consulate, got Section Chief; wrote him.

08-07-08 = E-mail from consulate, promising to issue visa "as soon as we get her passport" (on 8/12, per DHL).

08-27-08 = Phoned consulate (they "couldn't find" our file); visa DHL'd 8/28; in hand 9/1; through POE on 10/9 with NO hassles(!).

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Filed: AOS (apr) Country: Germany
Timeline

Hey guys!

 

Sorry for not answering but we we're a little busy lately.

 

I would definitely go to Mexico but unfortunately I didn't apply for AP which I regret big time!

So I have to do it here in the US. We've been looking around but we couldn't really find anything good.

My wife told me we'll just to go to a dentist this weekend so they can check it out and for the surgery we'll just try to get a payment plan cause its getting unbearable for me.

 

Thank you guys very much for the advices and answers! I appreciate it very much!!!

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Filed: Citizen (apr) Country: Ecuador
Timeline

AP can be valuable when we least expect...

Good luck!

06-04-2007 = TSC stamps postal return-receipt for I-129f.

06-11-2007 = NOA1 date (unknown to me).

07-20-2007 = Phoned Immigration Officer; got WAC#; where's NOA1?

09-25-2007 = Touch (first-ever).

09-28-2007 = NOA1, 23 days after their 45-day promise to send it (grrrr).

10-20 & 11-14-2007 = Phoned ImmOffs; "still pending."

12-11-2007 = 180 days; file is "between workstations, may be early Jan."; touches 12/11 & 12/12.

12-18-2007 = Call; file is with Division 9 ofcr. (bckgrnd check); e-prompt to shake it; touch.

12-19-2007 = NOA2 by e-mail & web, dated 12-18-07 (187 days; 201 per VJ); in mail 12/24/07.

01-09-2008 = File from USCIS to NVC, 1-4-08; NVC creates file, 1/15/08; to consulate 1/16/08.

01-23-2008 = Consulate gets file; outdated Packet 4 mailed to fiancee 1/27/08; rec'd 3/3/08.

04-29-2008 = Fiancee's 4-min. consular interview, 8:30 a.m.; much evidence brought but not allowed to be presented (consul: "More proof! Second interview! Bring your fiance!").

05-05-2008 = Infuriating $12 call to non-English-speaking consulate appointment-setter.

05-06-2008 = Better $12 call to English-speaker; "joint" interview date 6/30/08 (my selection).

06-30-2008 = Stokes Interrogations w/Ecuadorian (not USC); "wait 2 weeks; we'll mail her."

07-2008 = Daily calls to DOS: "currently processing"; 8/05 = Phoned consulate, got Section Chief; wrote him.

08-07-08 = E-mail from consulate, promising to issue visa "as soon as we get her passport" (on 8/12, per DHL).

08-27-08 = Phoned consulate (they "couldn't find" our file); visa DHL'd 8/28; in hand 9/1; through POE on 10/9 with NO hassles(!).

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