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Filed: Country: Morocco
Timeline

do you have a budget? do you stick to it? what is a good budget plan to go by?

i finally got myself a steady (i think) full-time job and want to implement a budget into my life. all my life i've gotten a pay check and spent every penny. now that i'm on my own i want to be responsible and put money where it needs to go.

any good links to read about it? or ideas? :help:

"It's far better to be alone than wish you were." - Ann Landers

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Filed: K-3 Visa Country: Philippines
Timeline

I would highly recommend a budget (and stick to it) as well as setting aside a certain amount for savings (and keep it there).

<=== He should follow his own advice. :whistle:

Married on 11/21/06 in her hometown city Tumauini located in the Isabela province (Republic of the Philippines)

I-129 Timeline

12/12/06 - Mailed I-129 package to Chicago Service Center

12/14/06 - Received by Chicago Service Center

12/18/06 - NOA1 notice date from Missouri (NBC)

12/21/06 - NOA1 received in mail

12/27, 12/29, 12/31 - Touches

01/06/07 - Transfered to California Service Center

01/11/07 - Arrived at California Service Center

1/12, 1/16, 1/17, 2/6 - Touches

02/06/07 - NOA2 from California Service Center

02/11/07 - Received NOA2 in mail

02/15/07 - Arrived at the NVC - MNL case # assigned

02/20/07 - Sent to US Embassy in Manila

02/26/07 - Received at Embassy

03/30/07 - Packet 4 received

05/09/07 - Medical scheduled (did early)

05/16/07 - Interview

05/23/07 - Visa Delivered

05/25/07 - POE in Newark, NJ

I-130 Timeline

11/27/06 - Mailed I-130 package to Texas Service Center

11/29/06 - Package received by Texas Service Center

12/06/06 - NOA1 notice date from California Service Center

12/09/06 - Touch

12/11/06 - NOA1 received in mail

02/06/07 - NOA2 from California Service Center

02/11/07 - Received NOA2 in mail (I-130 held at CSC)

--------------------

Pinoy Info Forum - For the members of Asawa.org in diaspora

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Filed: Other Country: Canada
Timeline

a budget is a good thing.... I wish we had one :P

through hubby's work we do have a 401K that takes a percentage of hubby's wages before taxes and the company matches it 100% up to 4%.... we have a nice little sum growing there now....

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Filed: IR-1/CR-1 Visa Country: Canada
Timeline

We have a budget. And we are fairly good at sticking to it. There are of course months when we blow it, emergencies usually, but it is definitely a good thing to have. One of the best things to do first is write down literally every penny that you spend for a month or so. This will tell you where your money goes and you may be surprised at where it all ends up! The following seems to be a good link - it has some good basics and some other links to budget worksheets.

http://financialplan.about.com/library/howto/htbudget.htm

Good luck!

canadaC.gif - Derek usaCa.gif- KJ

TIMELINE

Civil Ceremony - 02/19/2005

I-130 Mailed Out - 02/25/2005

I-130 NOA1 - 03/04/2005

I-130 Approved - 04/07/2005

Pay I-864 - 05/13/2005

Return I-864 - 07/22/2005 *We mailed in the wrong birth certificate which led to a month or so delay*

Family Ceremony - 10/22/2005

Interview in Montreal - 12/22/2005

Activate Visa - 12/25/2005

Move to Virginia - 04/06/2006

Mailed I-751 - 11/02/2007

Received in Vermont - 11/05/2007

Check Cashed by VSC - 11/09/2007

Received NOA 1 - 11/10/2007

Biometrics - 01/10/2008

Card production ordered - 09/10/2008

Card received! - 09/17/2008

Now on to citizenship...

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Filed: IR-1/CR-1 Visa Country: Morocco
Timeline

Some money guy was on tv the other day im thinking he said set aside at least one hours pay each day for retirement and if already older two hours, pay yourself first.

TIMELINE

04/04/2007 K1 Interview from H...w/the devil herself

06/12/2007 Rec'd Notification Case Now Back In Calif. only to expire

-------------

11/20/2007 Married in Morocco

02/23/2008 Mailed CR1 application today

03/08/2008 NOA1 Notice Recd (notice date 3/4/08)

08/26/2008 File transfered fr Vermont to Calif

10/14/2008 APPROVALLLLLLLLLLLL

10/20/2008 Recd hard copy NOA2

10/20/2008 NVC Recd case

11/21/2008 CASE COMPLETE

01/15/2009 INTERVIEW

01/16/2009 VISA IN HAND

01/31/2009 ARRIVED OKC

BE WHO YOU ARE AND SAY WHAT YOU FEEL, BECAUSE THOSE WHO MIND DONT MATTER AND THOSE WHO MATTER DONT MIND

YOU CANT CHANGE THE PAST BUT YOU CAN RUIN THE PRESENT BY WORRYING OVER THE FUTURE

TRIP.... OVER LOVE, AND YOU CAN GET UP

FALL.... IN LOVE, AND YOU FALL FOREVER

I DO HAVE THE RIGHT TO REMAIN SILENT, JUST NOT THE ABILITY

LIKE THE MEASLES, LOVE IS MOST DANGEROUS WHEN IT COMES LATER IN LIFE

LIFE IS NOT THE WAY ITS SUPPOSED TO BE, ITS THE WAY IT IS

I MAY NOT BE WHERE I WANT TO BE BUT IM SURE NOT WHERE I WAS

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Filed: Citizen (apr) Country: England
Timeline

I recommend

this book - it's a good place to start.

Also, "Smart Couples Finish Rich" has some interesting ideas about ways to keep things under control. That's

here.

:star:

Make sure you're wearing clean knickers. You never know when you'll be run over by a bus.

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Filed: Citizen (apr) Country: India
Timeline

:thumbs: Ok, here I am – the enthusiastic Oprah fan. :D Type in “debt diet” at Oprah.com and get all the budgeting info in bite-sized, painless pieces.

Overview of an ideal budget (from percentage of your income):

Housing 35%

Savings 10%

Other Living Expenses 25%

Debt 15%

Transportation 15%

(Pie chart of above: http://www.oprah.com/download/pdfs/money/m..._pie_chart.pdf)

Thanks to taking the above seriously (more or less), I am now completely debt-free and have a padding of savings (which might be emptied in the next few months -- because the debt diet does not include immigration expenses :lol: ).

***Nagaraju & Eileen***
K1 (Fiance Visa)
Oct 18, 2006: NOA1
Feb 8, 2007: NOA2
April 13, 2007: INTERVIEW in Chennai -Approved
May 25, 2007: USA Arrival! EAD at JFK
June 15, 2007: Married
AOS (Adjustment of Status)
June 21, 2007: AOS/EAD Submitted
Sept 18, 2007: AOS Interview - APPROVED!!
ROC (Removing of Conditions)
June 23, 2009: Sent in I-751 packet
Sept 11, 2009: APPROVED!!
Sept 18, 2009: Received 10-year Green Card!

Naturalization
July 15, 2010: Sent N-400 packet
July 23, 2010: NOA Notice date
Oct 15, 2010: Citizenship Interview - Passed!
Nov 15, 2010: Oath Ceremony in Fresno, CA
Nov 24, 2010: Did SSN and Applied for Passport
Dec 6, 2010: Passport Arrives
Dec 7, 2010: Sent for Indian Passport Surrender Certificate
Dec 27, 2010: Surrender Certificate Arrives
Jan 3, 2011: Sent for Overseas Citizenship of India Card
March 1, 2011: Received OCI card!

Divorce

Feb 2015:​ Found out he was cheating (prostitutes / escorts)

​May 2015: Divorce Final

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Filed: IR-1/CR-1 Visa Country: Canada
Timeline
:thumbs: Ok, here I am – the enthusiastic Oprah fan. :D Type in “debt diet” at Oprah.com and get all the budgeting info in bite-sized, painless pieces.

Overview of an ideal budget (from percentage of your income):

Housing 35%

Savings 10%

Other Living Expenses 25%

Debt 15%

Transportation 15%

(Pie chart of above: http://www.oprah.com/download/pdfs/money/m..._pie_chart.pdf)

Thanks to taking the above seriously (more or less), I am now completely debt-free and have a padding of savings (which might be emptied in the next few months -- because the debt diet does not include immigration expenses :lol: ).

I am not a big fan of the Oprahfication of the world, but that's a good site. Thanks!

canadaC.gif - Derek usaCa.gif- KJ

TIMELINE

Civil Ceremony - 02/19/2005

I-130 Mailed Out - 02/25/2005

I-130 NOA1 - 03/04/2005

I-130 Approved - 04/07/2005

Pay I-864 - 05/13/2005

Return I-864 - 07/22/2005 *We mailed in the wrong birth certificate which led to a month or so delay*

Family Ceremony - 10/22/2005

Interview in Montreal - 12/22/2005

Activate Visa - 12/25/2005

Move to Virginia - 04/06/2006

Mailed I-751 - 11/02/2007

Received in Vermont - 11/05/2007

Check Cashed by VSC - 11/09/2007

Received NOA 1 - 11/10/2007

Biometrics - 01/10/2008

Card production ordered - 09/10/2008

Card received! - 09/17/2008

Now on to citizenship...

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Filed: Timeline

I try to stick to a budget but it's too damn hard!

I seriously need to though, I want to simplify my life and I have come to the realization that I shop too much. Why just the other day, a woman at my office asked if I'd be interested in renting some of my clothes. I'm like 'whhhaaa?' she's like 'you clearly have a surplus'

#######?

lolz

Rich Dad Poor Dad is a great book, btw

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Filed: Citizen (apr) Country: India
Timeline
Why just the other day, a woman at my office asked if I'd be interested in renting some of my clothes. I'm like 'whhhaaa?' she's like 'you clearly have a surplus'

:lol: That's too funny! I'm the opposite! Just last week I shopped for clothes for the first time in 15 months. I spent $130 and I had my mouth wide open seeing the bill - man! That's the last time I'm shopping for another 15 months!! :yes:

***Nagaraju & Eileen***
K1 (Fiance Visa)
Oct 18, 2006: NOA1
Feb 8, 2007: NOA2
April 13, 2007: INTERVIEW in Chennai -Approved
May 25, 2007: USA Arrival! EAD at JFK
June 15, 2007: Married
AOS (Adjustment of Status)
June 21, 2007: AOS/EAD Submitted
Sept 18, 2007: AOS Interview - APPROVED!!
ROC (Removing of Conditions)
June 23, 2009: Sent in I-751 packet
Sept 11, 2009: APPROVED!!
Sept 18, 2009: Received 10-year Green Card!

Naturalization
July 15, 2010: Sent N-400 packet
July 23, 2010: NOA Notice date
Oct 15, 2010: Citizenship Interview - Passed!
Nov 15, 2010: Oath Ceremony in Fresno, CA
Nov 24, 2010: Did SSN and Applied for Passport
Dec 6, 2010: Passport Arrives
Dec 7, 2010: Sent for Indian Passport Surrender Certificate
Dec 27, 2010: Surrender Certificate Arrives
Jan 3, 2011: Sent for Overseas Citizenship of India Card
March 1, 2011: Received OCI card!

Divorce

Feb 2015:​ Found out he was cheating (prostitutes / escorts)

​May 2015: Divorce Final

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Filed: Other Country: Canada
Timeline
Why just the other day, a woman at my office asked if I'd be interested in renting some of my clothes. I'm like 'whhhaaa?' she's like 'you clearly have a surplus'

:lol: That's too funny! I'm the opposite! Just last week I shopped for clothes for the first time in 15 months. I spent $130 and I had my mouth wide open seeing the bill - man! That's the last time I'm shopping for another 15 months!! :yes:

same here I feel bad when I buy clothes for myself.... hubby says don't worry about it but I still feel bad....

I spent about 50 bucks on clothes for myself the other day and I felt a little guilty... i did get a lot for stuff for that price though.... we have this store called Susie's Deals that sells most of their clothes for 5 bucks each.... some of the stuff isn't great but you can find some nice stuff there.... bigger chain stores bring their overstock or out of season stuff there.....

mvSuprise-hug.gif
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Filed: K-3 Visa Country: Mexico
Timeline

definitely do it. we've done it since Ana got here. it serves multiple purposes. but bottom line is that it helps you live within your means.. or least give you an idea how to.

We are now better able to plan annual budgets. some expesnse you do not see most of the year. eg insurance. but if you save x amount per month, when tha bill comes, it is no big deal.

good luck!

Daniel

:energetic:

Ana (Mexico) ------ Daniel (California)(me)

---------------------------------------------

Sept. 11, 2004: Got married (civil), in Mexico :D

July 23, 2005: Church wedding

===============================

K3(I-129F):

Oct. 28, 2004: Mailed I-129F.

~USPS, First-Class, Certified Mail, Rtn Recpt ($5.80)

Nov. 3, 2004: NOA1!!!!

Nov. 5, 2004: Check Cashed!!

zzzz deep hibernationn zzzz

May 12, 2005 NOA2!!!! #######!!! huh???

off to NVC.

May 26, 2005: NVC approves I129F.

CR1(I-130):

Oct. 6, 2004: Mailed I-130.

~USPS, First-Class, Certified Mail, Rtn Recpt ($5.80)

Oct. 8, 2004: I-130 Delivered to CSC in Laguna Niguel.

~Per USPS website's tracking tool.

Oct. 12, 2004 BCIS-CSC Signs for I-130 packet.

Oct. 21, 2004 Check cashed!

Oct. 25, 2004 NOA1 (I-130) Go CSC!!

Jan. 05, 2005 Approved!!!! Off to NVC!!!!

===============================

NVC:

Jan. 05, 2005 ---> in route from CSC

Jan. 12, 2005 Case entered system

Jan. 29, 2005 Received I-864 Bill

Jan. 31, 2005 Sent Payment to St. Louis(I864)

Feb. 01, 2005 Wife received DS3032(Choice of Agent)

Feb. 05, 2005 Payment Received in St. Louis(I864)

Feb. 08, 2005 Sent DS3032 to Portsmouth NH

Feb. 12, 2005 DS3032 Received by NVC

Mar. 04, 2005 Received IV Bill

Mar. 04, 2005 Sent IV Bill Payment

Mar. 08, 2005 Received I864

Mar. 19, 2005 Sent I864

Mar. 21, 2005 I864 Received my NVC

Apr. 18, 2005 Received DS230

Apr. 19, 2005 Sent DS230

Apr. 20, 2005 DS230 received by NVC (signed by S Merfeld)

Apr. 22, 2005 DS230 entered NVC system

Apr. 27, 2005 CASE COMPLETE

May 10, 2005 CASE SENT TO JUAREZ

Off to Cd. Juarez! :D

calls to NVC: 6

===============================

CIUDAD JUAREZ, American Consulate:

Apr. 27, 2005 case completed at NVC.

May 10, 2005 in route to Juarez.

May 25, 2005 Case at consulate.

===============================

-- Legal Disclaimer:What I say is only a reflection of what I did, going to do, or may do; it may also reflect what I have read others did, are going to do, or may do. What you do or may do is what you do or may do. You do so or may do so strictly out of your on voilition; or follow what a lawyer advised you to do, or may do. Having said that: have a nice day!

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Filed: AOS (apr) Country: Japan
Timeline

We have a Budget that we loosely follow, I also Have a 401K that my Employer matches 1.50 for every 1.00 I put in up to 5%. & .50 every thing above 5%.

So I put in 10% of my Weekly Salary. Pretax so we also get more back come tax time.

Also we round up amounts in our check book, for example if the phone bill costs 54.30 we round up in the register to 55.00, then at the end we have extra. We also Throw All of our pocket change in a Big 5 gallon water bottle, it is 3/4 full, then all of our dimes go into another container .

Last year we saved 460.00 in Dimes alone, deposited that into our daughters College Fund.

We try to budget but primarily live Cash only, we rarely use Credit, and when we do we pay in Full as not to carry revolving Balance.

gewelcome-vi.gif

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IMPORTANT NOTICE:Like you all, I am not an attorney ; I am a layperson (I have laid a lot of persons ) My advice is based on Experience obtained by filing ourselves

AOS met in Japan 1994 married 10/2004

DO:Los Angeles,Ca.

6/17/06 Forms Sent (I-130, I-485, and I-765)

6/19/06 RD I-130,I-485, I-765

6/26/06 NOA rcvd

7/15/06 Biometrics complete Day 22

8/4/06 Interview Notice Rcvd Day 42

9/9/06 EAD Card Received :)Day 78

9/13/06 SS Card Received :)Day 82

9/27/06 AOS Interview Los Angeles APPROVED LPR Day 96

12/04/06 Welcome To the United States Letter received

12/08/06 Green Card Received- expires 12/2016

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Filed: Timeline
do you have a budget? do you stick to it? what is a good budget plan to go by?

i finally got myself a steady (i think) full-time job and want to implement a budget into my life. all my life i've gotten a pay check and spent every penny. now that i'm on my own i want to be responsible and put money where it needs to go.

any good links to read about it? or ideas? :help:

I stick to my budget. I also make room for FUN stuff..

long as the bills are paid, there is something in savings, and investments in place- I dont care what happens next...

shon.gif
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You have to plan, and make the decision as a couple, one of the important thing, there are a lot of stuff we like, and as a consumer we have been brainwashed, pseudo messages on the commercial, so it comes down a very simple test, the next time you see an item you want to get, ask yourself this question

DO I WANT IT

OR

DO I NEED IT

Over time you will see how long the list of wants and the list of what you really need.

Gone but not Forgotten!

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