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Fiance medical insurance

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Many of us entering the USA as K1's will eventually end up on our partner's health insurance. However, this is not always instantaneous and there can be administrative delays and/ or delays in meeting the requirements to be put on the Petitioner's health insurance (i.e. the need to be married/ resident in the USA for a cetain period of time etc.) As such, an interim insurance is needed until that can happen.

In my case, my partner's insurance can only extend coverage from the first of every month. As I am travelling in the 10th August, it means I can't be added as his spouse until September 1st. Thus I will need 3 weeks of coverage to tide me over until then.

I've done a Google search for "Fiance Visa Insurance" and many hits come up:


I've tried a few of the sites and compared quotes, but I do wonder how legitimate some of these insurance providers are (I don't recognise any names so have no idea of reputation).

Has anyone got a recommendation for a health insurance company that will temporarily insure a K1 visa holder?

Edited by ChasUno


08/10/2015 Flight to USA with K1 Visa - POE NYC JFK airport

08/11/2015 Married!

10/15/2015 Moved into our new home in Bradenton, FL

11/02/2015 Filed package for AOS, EAD and AP

11/08/2015 NOA1 (Electronic) received for AOS, EAD and AP

01/07/2016 Biometrics Appointment completed

01/20/2016 EAD/ AP (I-765/ I-131) approved. Text & email confirmation

01/25/2016 EAD/ AP (I-765/ I-131) USCIS confirmed card sent

01/26/2016 EAD/ AP Card received (85 days from filing AOS)

08/05/2016 "New Card Is Being Produced" USCIS Case Status update

08/10/2016 "Card has been mailed" USCIS Case Status Update

08/11/2016 Welcome Letter received

08/12/2016 Permanent Residency/ Green Card delivered by USPS



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Obviously the coverage is limited but if you think you need it not sure you will find many comments as the proof of the pudding would be in the claim, serious claim.

You can look to see who underwrites them rather than who markets them.

“If you know the enemy and know yourself, you need not fear the result of a hundred battles. If you know yourself but not the enemy, for every victory gained you will also suffer a defeat. If you know neither the enemy nor yourself, you will succumb in every battle.”

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Why don't you dig for "reviews of" whatever it is. In su buy appears to be just another travel insurance. Get the entire policy details that are not ever posted on the quotes and summary pages on the internet. My basic feeling is you are never going to understand their fine print or coverage, so jump in if you feel the need. Some payment may be better than no payment.

You won't even understand your coverage when you get on with your spouse's policy. You will always pay something for your medical care, even with insurance.

Did you look at some of the more mainstream companies licensed in your state like BlueCross BlueShield, Humana, Aetna, United Healthcare to see of they offer short term policies to non-citizens and non- residents? Upon your arrival, you are no more than a 90 day visitor. You may have immigrant intent, but all you have guaranteed on paper is an I-94 letting you in for 90 days and a visa that is no longer valid, nor can be renewed.

England.gifENGLAND ---

K-1 Timeline 4 months, 19 days 03-10-08 VSC to 7-29-08 Interview London

10-05-08 Married

AOS Timeline 5 months, 14 days 10-9-08 to 3-23-09 No interview

Removing Conditions Timeline 5 months, 20 days12-27-10 to 06-10-11 No interview

Citizenship Timeline 3 months, 26 days 12-31-11 Dallas to 4-26-12 Interview Houston

05-16-12 Oath ceremony

The journey from Fiancé to US citizenship:

4 years, 2 months, 6 days

243 pages of forms/documents submitted


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