I feel like my list of evidence is too thin-advice!

[megwarr 1]

Hi all-

I'm not a regular poster but I have received good advice in the past. We're filling out the paperwork for ROC on my husband's 2-year GC. I feel like my list of evidence is too thin, but I could just be over thinking things. Quick back story: We live with my family, and have the entire time we've been married, so we don't have a lease agreement or utilities in our names. We have a joint bank account, though it doesn't really have much in it ($500 or so). My paycheck goes into the bank account I've had since like 3rd grade, and I'll occasionally deposit $$ into our joint account for things. We don't have any joint credit cards (debit for everything, husband prefers actual cash). Hubs isn't currently working (though he has in the past and his paychecks went into the joint account) so all bills are paid from my account. Neither of us have a car (we live in a city with good public transit so it is not needed), husband doesn't even have a license. No children and none on the way. We're basically working as hard as we can so we can save for a down payment on a home.

Here's what we do have:

1. Income tax transcripts (married filing jointly) 2012-2014

2. Affadavit from my parents that we have lived with them since we were married

3. Health/dental insurance--husband is covered by my work policy (is it better to send copies of the card or is a printout from my benefits page ok?)

4. Husband is primary beneficiary for my life insurance policy

5. Certificate of completion for pre-cana marriage counseling (we had a Catholic wedding ceremony 18 months after our legal ceremony)

6. Photos

Is this too thin? I feel like at this point I can't really do anything to change the whole banking stuff, but is there something simple I'm missing that can be included?

Thanks for your help!

[NancyNguyen 1,657]

Driver licenses' copies

Car titles

Auto insurance polocies

Wills

Medical Power of Attorney

With your content above, RFE and/or interview is expected. Good luck.

[megwarr 1]

Grr, that's what I'm afraid of. Neither of us have wills/medical POA but we can have them drawn up I suppose (mother is a lawyer so won't be hard). We have no car so no titles/insurance. Husband doesn't have a DL but does have a state ID card.

I guess we can live with an RFE/interview, but I'd rather have it approved in one shot, ya know?

[TBoneTX 43,022]

As Nancy says, get your wills, medical POAs, and similar documents (HIPAA releases, for another) drawn up pronto. These are even more valuable in "life" than they are as ROC evidence.

[megwarr 1]

True, very true!!

[Unshakable Faith 493]

Why not add him to the bank account that you use?

It would be another piece of evidence that you could have.

[JadedGal 0]

Include bank statement of the joint debit account

[Ketsuban 1,034]

Hi all-

I'm not a regular poster but I have received good advice in the past. We're filling out the paperwork for ROC on my husband's 2-year GC. I feel like my list of evidence is too thin, but I could just be over thinking things. Quick back story: We live with my family, and have the entire time we've been married, so we don't have a lease agreement or utilities in our names. We have a joint bank account, though it doesn't really have much in it ($500 or so). My paycheck goes into the bank account I've had since like 3rd grade, and I'll occasionally deposit $$ into our joint account for things. We don't have any joint credit cards (debit for everything, husband prefers actual cash). Hubs isn't currently working (though he has in the past and his paychecks went into the joint account) so all bills are paid from my account. Neither of us have a car (we live in a city with good public transit so it is not needed), husband doesn't even have a license. No children and none on the way. We're basically working as hard as we can so we can save for a down payment on a home.

Here's what we do have:

1. Income tax transcripts (married filing jointly) 2012-2014

2. Affadavit from my parents that we have lived with them since we were married

3. Health/dental insurance--husband is covered by my work policy (is it better to send copies of the card or is a printout from my benefits page ok?)

4. Husband is primary beneficiary for my life insurance policy

5. Certificate of completion for pre-cana marriage counseling (we had a Catholic wedding ceremony 18 months after our legal ceremony)

6. Photos

Is this too thin? I feel like at this point I can't really do anything to change the whole banking stuff, but is there something simple I'm missing that can be included?

Thanks for your help!

Does your husband receive any mail where you live on a regular basis? Do you receive any mail with both your names on? You might want to send copies of those in. If he went to the SSA to get his SSN card in person, they'll give him a letter stating it's being processed and will contain his name and your address - could use that too.

Do you both converse over Skype or text during the day when you're at work? Conversations about what you'll do together on your days off, about your home life in general that shows you both have a life together?

I'm planning on sending in photocopies of the tax refund checks we got with both our names on. If you have those they would be good, but I know most people opt for direct deposit and it will show up in your bank statements anyway.

[megwarr 1]

Thanks Ketsuban! I do have some mail addressed to both of us, old holiday cards mostly, but they are addressed to both of us, and the messages say "Dear ___ & ____".

So my file is a little thicker now, and I think that at this point it is what it is. I now have the following:

1. Income tax transcripts (married filing jointly) 2012-2014

2. Affadavit from my parents that we have lived with them since we were married

3. Health/dental insurance--husband is covered by my work policy--copies of actual insurance card, benefits enrollment info from work, FSA registration/account info.

4. Husband is primary beneficiary for my life insurance and accidental death & dismemberment insurance; I am primary on his life insurance

5. Medical POA

6. Simple wills

7. Copies of driver's license (me) and state ID card (husband) that show the same address

8. Certificate of completion for pre-cana marriage counseling

9. Copies of mail/greeting cards sent to both of us 2012-present...I don't have tons but better than nothing

10. Photos

I'm probably going to mail this off sometime next week, so let's hope it's good enough proof!!

Thanks again everyone for your help!

[Andy & Sue 31]

Do you have any travel itinerary of you both traveling together that would be useful. I think we even put in evidence of our joint sams club account. Maybe a couple of affidavits of people you know that can vouch for your relationship. Particularly people that are upstanding in the community, professionals, bank managers, lawyers or similar. Hope all goes well for you!

[TBoneTX 43,022]

What you now have looks great. Let us know the outcome.