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Husband could be denied medical coverage.

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Hello everyone,

I contacted my insurance Aetna which is through my employer back in November and told them that I had plans to add my husband onto my insurance once he arrived. They told me that all I needed was his social and that he would be added automatically. So the social has not arrived yet, but another member told me that she was able to add her husband to her plan without his social. (And that she later called to provice them with the social.) So I gave my insurance a call last Thursday 4/23 to ask if I can add my husband. The representative told me that immigrating does not qualify as a "life changing event" and worse case scenario is that I would have to wait until November for open enrollment. I asked her to escalate the issue due to the fact that I was told it wouldn't be a problem and that it indeed IS A LIFE CHANGING EVENT. She told me that someone would be in contact with me in the next 3 to 5 days with an answer. My husband is in SERIOUS need of medical attention. He was in a horrible motorcycle accident last November where he fractured his skull and left femur. I know that he needs the best in medical care and therapy for a complete recovery. I have already scheduled appointments with a neurosurgeon and orthopaedist a month out just wating for the social to arrive. I am really worried that he won't be able to make these appointments due to my insurance. Has anyone else received this information from their employer/insurance? Any advice would help us tremendously. Thanks is in advance!

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Did you ask your human resource person at work, I asked when I first married and they told me that was life changing but I explain he doesn't have a ss Id, but my husband isn't here yet and my hr personnel checked for me and said once he's here he can be added once he receives his ss Id, my health is through Cigna, may I suggest contact your hr to get answers for you, if no help then call Aetna back and talk with a supervisor

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I called my HR prior to getting married and asked about this. They said I would be able to add my husband once he arrives....but I am questioning that now.


Spoiler

 

Married December 19, 2014

I-130 Petition sent January 14, 2015
NOA1 date January 20, 2015 (NSC)

NOA2 date May 28, 2015 :dance::dance::dance:

Mailed to NVC June 4, 2015

NVC Received June 10, 2015

NVC Case Number Assigned June 23, 2015

NVC AoS Invoice via Mail June 24, 2015

NVC Selected Agent Over Phone June 30, 2015 (Unable to logon to CEAC)

NVC IV Invoice via email received July 1, 2015

NVC AoS/IV Package Mailed July 2, 2015

NVC AoS & IV Fee Paid Online (CEAC is working) July 6. 2015

NVC Document Scan Date July 6, 2015

NCV AoS & IV Fee marked as paid in CEAC July, 7 2015

NVC DS 260 Completed July 8, 2015

NVC CC July 30, 2015 (24 days after scan date, about 2 months post NOA2)

Interview Scheduled on August 26, 2015

Interview P4 Email Received August 27, 2015

Medical in Islamabad September 2, 2015

Interview Date September 22, 2015 CANCELLED (Embassy is Over scheduled) :cry: :cry: :cry: :cry: :cry:

Interview Scheduled on September 10, 2015

Interview Date October 14, 2015 APPROVED

Visa Issued October 16, 2015, 9 months start to finish

POE JFK October 26, 2015

GC in Hand Jan 8, 2016

RoC I-751 NOA1 August 31, 2017 (Vermont Service Center)

Biometrics October 2, 2017

I551 Stamp in Passport August 2, 2018

18 Month Extension Letter August 3, 2018

Applied for Naturalization N-400 Online July 30, 2018

Biometrics August 23, 2018

10 year GC is in production September 17, 2018

 

 
 
 
 
 
 
 
 
 
 
 
 

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You need that Social # ASAP! And YES your husband coming to USA is a LIFE CHANGING EVENT...... I just added my husband to my insurance and my HR asked the insurance broker and they said a person coming to the USA is considered a LIFE CHANGING EVENT...Get your HR involved.

Good Luck

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Sorry to hear about your husband's accident. I hope he recovers soon.

The person you spoke to about doesn't know what she's talking about. Immigrating to another country is definitely a life changing event. Speak to someone else. You may wanna check though if your insurance covers injuries/illnesses that occurred prior to the insurance date. As far as I know, most insurances only cover from the date your husband got added on the insurance.


Met online October 2010


Engaged December 31st 2011


heart.gifMarried May 14th 2013 heart.gif



USCIS Stage


September 8th 2014 - Filed I-130 with Nebraska Service Center


September 16th 2014 - NOA1 received


March 2nd 2015 - NOA2 received :dancing:



NVC Stage


March 28th 2015 - Choice of agent complete & AOS fee paid


April 17th 2015 - IV fee paid


May 1st 2015 - Sent in IV application


May 12th 2015 - Sent in AOS and IV documents


May 18th 2015 - Scan Date


June 18th 2015 - Checklist received


June 22nd 2015 - Checklist response sent to NVC


June 25th 2015 - Put for Supervisor Review


Sept 15th 2015 - Request help from Texas US Senator Cornyn and his team


Sept 23rd 2015 - Our case is moved from supervisor review to NVC's team for dealing with Senator requests


Nov 4th 2015 - CASE COMPLETE!!!! :dancing:



Embassy Stage


Dec 16th 2015 - Medical exam


Dec 21st 2015 - Interview


Dec 21st 2015 - 221(g) issued at interview for updated forms


Jan 13th 2016 - Mailed our reply to the 221(g) to the US Embassy, received and CEAC updated the next morning


Jan 20th 2016 - Embassy require more in-depth info on asset for i-864


Feb 1st 2016 - Sent more in-depth info on assets as requested. Received the next morning


Feb 16th 2016 - Visa has been issued :dancing: :dancing: :dancing: :dancing: :dancing:



In the US


April 5th 2016 - POE Newark. No questions asked.


April 14th 2016 - SSN received


May 10th 2016 - First day at my new job :dancing:


May 27th 2016 - Green Card received


June 7th 2016 - Got my Texas driver's license

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I was able to add my husband to my insurance policy once he was here prior to him getting a social security number. They were able to add 000000000 as his social security number and when he got it I had to call them to update it. You should definitely call HR especially the person in charge of your insurance.

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My insurance through work, Aetna, was able to add hubby with just info from his visa. Then, I called with his SS # later. You need to speak to the right person. I called several times before he arrived to confirm, and half the time they had to research and get a supervisor. Luckily when he got here, I got someone who was vaguely familiar with adding an immigrant, she still needed some assistance though. Good luck!


01/28/2013 I-130 package sent

01/31/2013 Notice of Action Date After POE
02/01/2013 Received e-mail and text notification of acceptance
11/26/2013 Applied for SS#
02/04/2013 Received hard copy NOA1 (case not found in on-line system) 12/02/2013 ELIS site still states "accepted"
03/12/2013 Transferred to the local office 12/27/2013 received green card
04/10/2013 Case still not found in on-line system
04/15/2013 INFO-PASS appointment

05/01/2013 NOA2 sent petition approved

NVC Stage...of course it has to be complicatedreading.gifrolleyes.gif

05/09/2013 Case received by NVC

05/23/2013 Received case #'s from NVC

05/23/2013 DS-3032 sent from husband's e-mail

06/03/2013 First day I can not access payment portal

06/04/2013 AOS Fee invoiced and payment made

06/04/2013 DS-3032 resent with Supervisor Review

06/05/2013 DS-3032 acceptance e-mail

06/05/2013 AOS Fee shows "PAID"

06/06/2013 AOS package express mailed

06/07/2013 IV bill invoiced and payment made (still waiting on documents from Hubby)

06/08/2013 IV package express mailed

06/25/2013 IV reviewed - Checklist (2 errors, Birth document & date on DS-230)

06/26/2013 Requested supervisor review by e-mail & verbal request for birth document (fingers crossed)

06/27/2013 AOS accepted

06/28/2013 Checklist response sent for corrected DS-230 (I had my husband sign extra's just in-case)

08/02/2013 NVC requested a supervisor review on the checklist item over 20 business day window

08/05/2013 Case Complete!!! kicking.gif

08/27/2013 Interview Assigned

10/30/2013 Interview

11/04/2013 Pick up Passport

11/12/2013 POE @ JFK

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I am facing this same problem, neither my HR nor our contracted benefits department feel that moving to the US of gaining LPR status is a life event. I am actually fighting them on this as we speak. The one this you can try to do, although probably more expensive, is get insurance through your states health exchange marketplace. All of the market places that offer insurance in compliance with the Affordable Care Act consider gaining LPR status a qualifying life event, so your husband would be eligible for a special enrollment period.

If you have not gone to the Social Security office for your husbands SSN, I would do so. You will usually get it within 2 weeks. I have heard some that have relied on it being sent based on the request in the IV application never get it or it takes several months.

Best of luck!


USCIS

10/11/2014 – Mailed I-130 packet to the Chicago Lockbox
10/14/2014 – I-130 packet signed for
10/15/2014 – Priority date assigned
10/19/2014 – Acceptance confirmation email received
10/20/2014 – Check cashed
10/24/2014 – Received I-797C (NOA1)
10/27/2014 – Faxed the USCIS expedite packet to the Senator's office
10/29/2014 – Expedite request sent to USCIS from the Senator's office on my behalf
11/05/2014 – USCIS approved I-130 petition
11/07/2014 – USCIS sent case to the NVC for processing
11/08/2014 – Received I-797, Approval!!! (NOA2)

NVC

11/11/2014 - Emailed the NVC Expedite Packet to the Senator's office
11/12/2014 - Expedite request sent to NVC from the Senator's office on my behalf
11/12/2014 - NVC received case from USCIS
11/28/2014 - Received confirmation email from NVC, expedite request was received and is being processed
12/09/2014 - NVC Case number assigned
12/10/2014 - NVC Welcome letter email
12/10/2014 - Submitted form DS-261
12/11/2014 - AOS fee invoiced
12/12/2014 - AOS fee submitted
12/15/2014 - AOS fee shows paid
12/16/2014 - Sent AOS and IV packets
12/17/2014 - AOS and IV packets received by NVC
12/17/2014 - Embassy denied expedite without a reason, informed over the phone by Hazel from NVC

12/19/2014 - Received email from NVC confirming AOS and IV packets received, scan date 12/17
12/19/2014 - IV fee invoiced

12/19/2014 - IV fee submitted
12/23/2014 - IV fee shows paid

12/26/2014 - Submitted DS-260
02/17/2015 - Case complete!!! :)
05/04/2015 - Interview date received by phone, scheduled for 06/10/2015

05/08/2015 - Received P4 email

US Embassy Cairo

05/12/2015 - Embassy received case from NVC

06/10/2015 - Interview approved!!! :)

07/20/2015 - Visa received

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Moved from IR-1/CR-1 Progress Reports to Moving to the US & Your New Life In America forum.

Our journey:

Spoiler

September 2007: Met online via social networking site (MySpace); began exchanging messages.
March 26, 2009: We become a couple!
September 10, 2009: Arrived for first meeting in-person!
June 17, 2010: Arrived for second in-person meeting and start of travel together to other areas of China!
June 21, 2010: Engaged!!!
September 1, 2010: Switched course from K1 to CR-1
December 8, 2010: Wedding date set; it will be on February 18, 2011!
February 9, 2011: Depart for China
February 11, 2011: Registered for marriage in Wuhan, officially married!!!
February 18, 2011: Wedding ceremony in Shiyan!!!
April 22, 2011: Mailed I-130 to Chicago
April 28, 2011: Received NOA1 via text/email, file routed to CSC (priority date April 25th)
April 29, 2011: Updated
May 3, 2011: Received NOA1 hardcopy in mail
July 26, 2011: Received NOA2 via text/email!!!
July 30, 2011: Received NOA2 hardcopy in mail
August 8, 2011: NVC received file
September 1, 2011: NVC case number assigned
September 2, 2011: AOS invoice received, OPTIN email for EP sent
September 7, 2011: Paid AOS bill (payment portal showed PAID on September 9, 2011)
September 8, 2011: OPTIN email accepted, GZO number assigned
September 10, 2011: Emailed AOS package
September 12, 2011: IV bill invoiced
September 13, 2011: Paid IV bill (payment portal showed PAID on September 14, 2011)
September 14, 2011: Emailed IV package
October 3, 2011: Emailed checklist response (checklist generated due to typo on Form DS-230)
October 6, 2011: Case complete at NVC
November 10, 2011: Interview - APPROVED!!!
December 7, 2011: POE - Sea-Tac Airport

September 17, 2013: Mailed I-751 to CSC

September 23, 2013: Received NOA1 in mail (receipt date September 19th)

October 16, 2013: Biometrics Appointment

January 28, 2014: Production of new Green Card ordered

February 3, 2014: New Green Card received; done with USCIS until fall of 2023*

 

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Thank you everyone for your responses. Aetna just called me back and stated that the appeal was denied. They said that my employer is who denied it. So I will get in contact with my HR as well as do research on my own. I am scared of the out of pocket costs. I know that my insurance is absolutely wonderful and they didn't discriminate on previous conditions. I asked to speak to someone higher than a supervisor and they told me that there was no one else. That they could submit the appeal again but it would most likely be denied again. So that looks like a dead end road. I was so angry talking to them. I had to walk away from my desk for a second. But I just have to move forward the best way that I can. So first step is calling HR, then I will go to the Social Security office this Friday my off day, ( I work 7am to 5pm Mon- Thu.) and in the mean time price separate minimums to see what would be the difference in cost.

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Immigration, in and of itself, is not a qualifying event.

However, marriage IS a qualifying event, though you usually have only 30 days from the date of marriage to make the change.

However, relocating from one place to another place, in excess of 50 miles, with different insurance coverages IS a qualifying event, though you have to demonstrate the move was made within 30 days of the request for the change. This is how most CR1/IR1 immigrants would qualify for being added to insurance outside of the open enrollment period.

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Hello everyone,

I contacted my insurance Aetna which is through my employer back in November and told them that I had plans to add my husband onto my insurance once he arrived. They told me that all I needed was his social and that he would be added automatically. So the social has not arrived yet, but another member told me that she was able to add her husband to her plan without his social. (And that she later called to provice them with the social.) So I gave my insurance a call last Thursday 4/23 to ask if I can add my husband. The representative told me that immigrating does not qualify as a "life changing event" and worse case scenario is that I would have to wait until November for open enrollment. I asked her to escalate the issue due to the fact that I was told it wouldn't be a problem and that it indeed IS A LIFE CHANGING EVENT. She told me that someone would be in contact with me in the next 3 to 5 days with an answer. My husband is in SERIOUS need of medical attention. He was in a horrible motorcycle accident last November where he fractured his skull and left femur. I know that he needs the best in medical care and therapy for a complete recovery. I have already scheduled appointments with a neurosurgeon and orthopaedist a month out just wating for the social to arrive. I am really worried that he won't be able to make these appointments due to my insurance. Has anyone else received this information from their employer/insurance? Any advice would help us tremendously. Thanks is in advance!

In the case of my companies policy, a move or immigration did not count as a life changing event but the departure from previous employer or loss of health care insurance did. He is currently working?


The content available on a site dedicated to bringing folks to America should not be promoting racial discord, euro-supremacy, discrimination based on religion , exclusion of groups from immigration based on where they were born, disenfranchisement of voters rights based on how they might vote.

horsey-change.jpg?w=336&h=265

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Sounds like the same BS I went through.

My HR benefits manager is a friend of mine who was fully aware of our

immigration/marriage processing. She told me that I am able to add my wife to my

health insurance policy the day we get married with or without the SS card.

So when I tried to add her to my insurance the very next working day

after the marriage, it got put on "pending review" for few days and then

eventually denied

During that time, they asked for copy of our marriage certificate (twice)

because they have a habit of losing documents we send in.

And then they falsely blamed our HR benefits manager for denying her,

when in reality they never checked with her...I know this because HR manager

is a friend and she was expecting to approve it.

So, my HR benefit manager called the insurance and told them to approve her,

and they finally did. This all took about 3 weeks. In fact, we had incurred some

out of pocket doctor visits, and they retro the coverage date back to the date of

marriage and reimbursed us of previous bills.

Insurance companies are bunch of bullies and you can't get discouraged.

Go after your entitled benefits and coverage like a bulldog.

Definitely talk to your HR benefits manager, and get her/him to expedite the approval,

and see if they can back dated...at least to when you first applied for his coverage.

Best of luck.


10-04-2013 We met online
11-21-2013 We met in person in Shanghai for 2 weeks

12-13-2013 I-129F packet sent via express

12-19-2013 USCIS NOA #1 (text and email) received

12-24-2013 USCIS assigns Alien Registration Number
12-31-2013 USCIS NOA #1 hard copy received
06-02-2014 USCIS web site shows NOA #2 approval
06-06-2014 USCIS web site shows case sent to NVC

06-xx-2014 Fiancee acquired birth, marriage, and police certificates from local police station (wrong)

06-16-2014 NVC creates case with GUZ### number

06-19-2014 NVC sends case sent to Guangzhou, China
06-24-2014 Received packet 3 express mail from embassy
06-25-2014 Completed DS-160 and paid K1 visa fee

06-26-2014 Mailed packet 3 response back to Embassy

06-26-2014 Requested police certificate from Russian embassy

07-08-2014 Received packet 4 email from Embassy

07-17-2014 Picked up Russian police certificate

07-25-2014 Fiancee medical exam (received MMR & Varicella, but they missed required TD shot)

07-31-2014 Picked up medical exam reports

08-01-2014 Request (correct) birth, marriage, and police certificates from Notarial Service (GongZhengChu)

08-06-2014 Picked up birth, marriage, and police certificates from Notarial Service

08-14-2014 Passed Interview Guangzhou embassy

09-01-2014 Received passport, visa, & sealed envelope

09-13-2014 POE

09-17-2014 Went to CBP office to get (US entry) I-94 updated correctly

09-18-2014 Applied for Social Security Card
09-19-2014 Applied for Marriage License (via online)
09-25-2014 Received Social Security Card
09-30-2014 Picked up Marriage License
10-09-2014 Marriage by Justice of Peace
10-09-2014 Got Certified Marriage Certificate Copies
10-17-2014 Received a letter from SS office that they need the marriage license
10-09-2014 Applied to change the social security card name
10-24-2014 Went back to SS office to provide the marriage certificate documents again!!!
12-09-2014 Submitted AOS, EAD, and AP
12-16-2014 Received 16 emails and 16 text NOA messages
01-05-2015 Received Biometrics appointment letter for (01-12-2015)
01-12-2015 Had Biometrics (fingerprint & picture) - Required Marriage Certificate!!!
02-17-2015 EAD and AP is approved
02-23-2015 Received AP is approval letter
02-25-2015 Received EAD/AP combo card (expires 02/16/2016)
02-27-2015 Applied for SS card name change (they took her SS card)
02-27-2015 Driver's learner permit test was denied since the SS card was given to SS office for name change
03-17-2015 Received SS card with married name
03-17-2015 Started to change all her accounts to married name
03-23-2015 Received potential interview waiver letter
03-27-2015 DMV rejects learner's permit due to "legal status=pending" and vision test failure
04-05-2015 Vision test for learner's permit
04-06-2015 DPS sent us letter that DHS cleared my wife's status to acquire driver's license.
04-10-2015 Passed Driver Learner's Permit
04-22-2015 Received Driver Learner's Permit ID card (expires 02/16/2016)
08-27-2015 Green Card approved
08-31-2015 Received Green Card "Welcome Notice Was Mailed" letter
09-05-2015 Received Green card
10-26-2015 Passed Driver's License Road Test (on 3rd attempt)
11-03-2015 Received Driver's License (expires 02/16/2022)
11-06-2015 Applied to remove conditional work remark on SS card
11-23-2015 Received updated Social Security Card.
- - - - - - - - - - Pending Future Processing - - - - - - - - - -
05-27-2017 File 10 Year Green Card
08-27-2017 2 Year Green Card Expires
05-27-2018 File USC

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Hello everyone,

I contacted my insurance Aetna which is through my employer back in November and told them that I had plans to add my husband onto my insurance once he arrived. They told me that all I needed was his social and that he would be added automatically. So the social has not arrived yet, but another member told me that she was able to add her husband to her plan without his social. (And that she later called to provice them with the social.) So I gave my insurance a call last Thursday 4/23 to ask if I can add my husband. The representative told me that immigrating does not qualify as a "life changing event" and worse case scenario is that I would have to wait until November for open enrollment. I asked her to escalate the issue due to the fact that I was told it wouldn't be a problem and that it indeed IS A LIFE CHANGING EVENT. She told me that someone would be in contact with me in the next 3 to 5 days with an answer. My husband is in SERIOUS need of medical attention. He was in a horrible motorcycle accident last November where he fractured his skull and left femur. I know that he needs the best in medical care and therapy for a complete recovery. I have already scheduled appointments with a neurosurgeon and orthopaedist a month out just wating for the social to arrive. I am really worried that he won't be able to make these appointments due to my insurance. Has anyone else received this information from their employer/insurance? Any advice would help us tremendously. Thanks is in advance!

I am painfully familiar with Aetna. BUT I think you have been told the wrong information because a change in immigration status DOES qualify as far as I understand. I have had a LOT of dealings with them and they are just as brutal as dealing with NVC! I could call again. It might be an issue between you and HR vs. Aetna. Keep on it!


USCIS - 40 DAYS
2012-10-30: FedEx delivered I-130 to Chicago Lockbox Mail Room
2012-11-01: NOA1 by email - MSC
2012-11-02: $420 (x3) debited from our account
2012-11-05: NOA1 hard copies received, Priority Date 2012-10-30
2012-12-11: NOA2


NVC - 26 DAYS
2013-01-02: Rec'd case#, IIN, BIN & OPTIN emails for EP sent
2013-01-03: Submitted DS-261 (x3)
2013-01-07: AOS bills invoiced and paid & OPTIN for EP accepted for each of us
2013-01-08: AOS bills appear as paid & AOS packages sent by email
2013-01-08: IV bill invoiced & paid (kids' only)
2013-01-09: IV bill appears as paid (kids' only)
2013-01-09: IV Package emailed & DS-260 submitted online (kids only)
2013-01-11: AOS received -notified by email
2013-01-11: IV bill invoiced & paid (for me)
2013-01-14: IV bill appears as paid (for me)
2013-01-14: IV Supporting Docs received for kids - notified by email
2013-01-14: IV Package emailed & DS-260 submitted online (me only)
2013-01-18: IV Supporting Docs received for me - notified by email
2013-01-18: Son#1 CASE COMPLETE - Son#2 checklist - saying $ on I-864 don't match tax return (but they do)-resubmitted
2013-01-23: AOS 2nd submission for Son #2 received - notified by email
2013-01-25: My CASE COMPLETE
2013-01-28: ALL 3 OF OUR CASES ARE NOW COMPLETE
2013-02-06: Packet 4 Received by email

MEDICAL ~ CONSULATE ~ POE REMOVAL OF CONDITIONS - 160 DAYS NATURALIZATION
2013-02-13: Medicals 2014-12-17: Delivered to California Lockbox 2015-12-15: Delivered to Phoenix Lockbox
2013-03-06: Interview 2014-12-19: 1 I-751 + 3 Biometrics Fees debited from our account 2015-12-16: Fees charged to Credit Card
2013-03-08: Visas in-hand 2014-12-22: Received NOA1 by mail. Receipt Date: 2014-12-17 2015-12-17: NOA
2013-03-12: Paid USCIS Immigrant Fee 2014-12-24: Received Biometrics Appointment Letter 2016-01-02: Biometrics Letter 2016-01-11: Biometrics
2013-03-14: POE 2015-01-06: Biometrics 2016-02-15: In Line for Interview 2016-02-19: Letter
2013-03-25: SSNs arrived 2015-05-27: Approved 2016-03-22: Interview
2013-04-01: Green Cards arrived 2015-06-03: New Green Cards arrived 2016-04-15: Oath Ceremony

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I was able to add my husband before he got his social sec card


08/01/12-Married08/17/12-Applied for Social Security Card09/23/12-Husband received his Social Security card!09/27/12-Filed AOS09/28/12-AOS package received10/01/12-Text message from USCIS10/03/12-Check cashed10/09/12-NOA1 for I485,I765,I131 AND Biometrics Appointment Letter10/24/12-Biometrics Appointment12/11/12-EAD and AP Approved-75 days12/14/12-EAD/AP Card Production ordered12/21/12-EAD/AP Card came in the mail06/22/13-Green Card Approved06/27/13-Greed Card Production Ordered06/29/13-Green Card came in the mail<p>

04/09/15-Mailed ROC

04/10/2015-Package received

04/14/2015-Check cashed

06/02/2015-Called Service Center (still no NOA1) Service request found out wrong address on paperwork! :(

06/03/2015-Called to get address updated Ar11 online add change didnt work-got infopass for June 10th

06/10/2015-Went to info pass appt. Hubby got a 1yr. Extension stamp in his passport and biometrics done

08/12/2015-ROC Approved. Got letter in the mail.

08/29/2015-received new card in the mail.

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