Jump to content
Sign in to follow this  
dirk_diggler

Credit Card for no credit history

8 posts in this topic

Recommended Posts

A secured credit card.

Merrick Bank has one, as do Discover and Capital One.


Widow/er AoS Guide | Have AoS questions? Read (some) answers here

 

AoS

Day 0 (4/23/12) Petitions mailed (I-360, I-485, I-765)
2 (4/25/12) Petitions delivered to Chicago Lockbox
11 (5/3/12) Received 3 paper NOAs
13 (5/5/12) Received biometrics appointment for 5/23
15 (5/7/12) Did an unpleasant walk-in biometrics in Fort Worth, TX
45 (6/7/12) Received email & text notification of an interview on 7/10
67 (6/29/12) EAD production ordered
77 (7/9/12) Received EAD
78 (7/10/12) Interview
100 (8/1/12) I-485 transferred to Vermont Service Centre
143 (9/13/12) Contacted DHS Ombudsman
268 (1/16/13) I-360, I-485 consolidated and transferred to Dallas
299 (2/16/13) Received second interview letter for 3/8
319 (3/8/13) Approved at interview
345 (4/3/13) I-360, I-485 formally approved; green card production ordered
353 (4/11/13) Received green card

 

Naturalisation

Day 0 (1/3/18) N-400 filed online

Day 6 (1/9/18) Walk-in biometrics in Fort Worth, TX

Day 341 (12/10/18) Interview was scheduled for 1/14/19

Day 376 (1/14/19) Interview

Day 385 (1/23/19) Denied

Day 400 (2/7/19) Denial revoked; N-400 approved; oath ceremony set for 2/14/19

Day 407 (2/14/19) Oath ceremony in Dallas, TX

Share this post


Link to post
Share on other sites
Filed: F-2A Visa Country: Morocco
Timeline

You can get a secure loan, if there is a credit Union near you, tell them that you want to build your history, they will open a secure loan for you, using your own money, example you will deposit $300 and the credit Union will use that money as secure loan and you will be borrowing money using your own money, the credit Union will report your balance and payment you made. Also capital one is known for giving new immigrants credit.

Share this post


Link to post
Share on other sites
Filed: Other Country: Canada
Timeline

You can also try getting a store credit card to Somewhere you shop often (ie Macys). This is usually easier to obtain

You can also try getting a store credit card to Somewhere you shop often (ie Macys). This is usually easier to obtain

Share this post


Link to post
Share on other sites

I have a Macy's card.They will give you $500 as limit.:) I am also an authorized user on all my hubby's credit cards.


Filed I-130 DCF: May 27, 2014 Here's what happened (http://www.visajourney.com/forums/topic/498046-filed-dcf-today-5-27-2014/ )

I-130 Approved on:June 4,2014

Interview July 18, 2014 (Approved) You can read this ( http://www.visajourney.com/forums/topic/506247-interview/ )

Got the Visa Packet!! July 23,2014

POE: SEATTLE July 28,2014

--------------------------------------------

GREEN CARD AND SSC STATUS

August 25,2014 Went to SSA to see what's going on with my SSC- SAVE has my middle name together with my first name.

August 28,2014 ELIS went from ACCEPTED TO OPTIMIZED IN PROCESS (INITIAL REVIEW)

September 2 Called local ssa and was told SSC was mailed/Elis says Green CARD production has begun

September 4,2014-received ssc

September 8,2014- green card mailed/closed on elis

September 9,2014- green card received yahooo!!

---------------------------------------------------------

REMOVAL OF CONDITIONS

Mailed Packet: 4/29/2016

NOA1: 5/2/2016

Bio Appt: 6/1/2016

Approval:2/13/2017

Received 10 year green card:2/17/2017

Share this post


Link to post
Share on other sites

Capital One secured MasterCard. Mine was approved quickly based on my income and with no credit history. With a deposit of $49 I was given a pretty measly $200 limit, but it's credit nonetheless.

Keep your utilization low (definitely below 30%, but ideally below 10%) and pay your balances in full. After 6 months of reporting you'll be able to generate a FICO score, which will be hugely advantageous in applying for future unsecured credit. I was approved for a JetBlue AmEx with a much better limit at the 6 month mark.


2013 7/15 I-129F sent, 7/18 received Dallas lockbox, 7/22 NOA1, 10/22 NOA2, 11/15 NVC Case Created, 11/20 NVC Shipped, 11/25 Consulate received, 11/28 Packet 3 received/returned, 11/29 Medical, 12/9 Packet 4 received

2014 1/9 Interview - Approved, 1/15 CEAC - Issued, 1/17 Visa in hand, 2/5 POE: LAX, 4/4 Married!, 4/8 AOS/EAD/AP filed, 4/14 NOA1, 5/7 Walk-in biometrics, 5/19 EAD/AP approved (expedited), 5/22 EAD/AP mailed, 5/23 EAD/AP received, 7/29 Interview waiver letter

2015 4/13 AOS approved (no interview), 4/22 Green card received

2017 1/17 I-751 ROC filed (VSC), 1/23 NOA, 2/28 Biometrics

2018 1/31 ROC approved

2020 1/14 N400 filed

Share this post


Link to post
Share on other sites
Filed: Citizen (pnd) Country: Belgium
Timeline

  • Want to transfer money from abroad to a US account? Or do you want to transfer money from your US account to your foreign loved one? Use TransferWise for rates MUCH lower than banks! Click HERE to TRANSFER MONEY internationally CHEAP!
  • You have some bad remarks on your credit report, and want to clean it up by the time your loved one comes to the US? Use a reputable Credit Repair company. Fortress Credit Pro has a money back guarantee AND only charges you for entries that are actually removed! Click here to enroll for Credit Repair

 

(Disclosure: The links to TransferWise and FortressPro are affiliate links, and their use can accumulate in benefits for me. Using the links does offer a discount to you by using them over enrolling through the main website, unless any promotions are run by the company)

Share this post


Link to post
Share on other sites
 
Didn't find the answer you were looking for? Ask our VJ Immigration Lawyers.

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
Sign in to follow this  
- Back to Top -


Important Disclaimer: Please read carefully the Visajourney.com Terms of Service. If you do not agree to the Terms of Service you should not access or view any page (including this page) on VisaJourney.com. Answers and comments provided on Visajourney.com Forums are general information, and are not intended to substitute for informed professional medical, psychiatric, psychological, tax, legal, investment, accounting, or other professional advice. Visajourney.com does not endorse, and expressly disclaims liability for any product, manufacturer, distributor, service or service provider mentioned or any opinion expressed in answers or comments. VisaJourney.com does not condone immigration fraud in any way, shape or manner. VisaJourney.com recommends that if any member or user knows directly of someone involved in fraudulent or illegal activity, that they report such activity directly to the Department of Homeland Security, Immigration and Customs Enforcement. You can contact ICE via email at Immigration.Reply@dhs.gov or you can telephone ICE at 1-866-347-2423. All reported threads/posts containing reference to immigration fraud or illegal activities will be removed from this board. If you feel that you have found inappropriate content, please let us know by contacting us here with a url link to that content. Thank you.
×
×
  • Create New...