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dirk_diggler

Credit Card for no credit history

By dirk_diggler in Tax & Finances During US Immigration

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Hypnos Grand Master

Hypnos   6,576

Posted
Filed: Citizen (apr) Country: United Kingdom
 Timeline
Posted

A secured credit card.

Merrick Bank has one, as do Discover and Capital One.

Widow/er AoS Guide | Have AoS questions? Read (some) answers here

 

AoS

Day 0 (4/23/12) Petitions mailed (I-360, I-485, I-765)
2 (4/25/12) Petitions delivered to Chicago Lockbox
11 (5/3/12) Received 3 paper NOAs
13 (5/5/12) Received biometrics appointment for 5/23
15 (5/7/12) Did an unpleasant walk-in biometrics in Fort Worth, TX
45 (6/7/12) Received email & text notification of an interview on 7/10
67 (6/29/12) EAD production ordered
77 (7/9/12) Received EAD
78 (7/10/12) Interview
100 (8/1/12) I-485 transferred to Vermont Service Centre
143 (9/13/12) Contacted DHS Ombudsman
268 (1/16/13) I-360, I-485 consolidated and transferred to Dallas
299 (2/16/13) Received second interview letter for 3/8
319 (3/8/13) Approved at interview
345 (4/3/13) I-360, I-485 formally approved; green card production ordered
353 (4/11/13) Received green card

 

Naturalisation

Day 0 (1/3/18) N-400 filed online

Day 6 (1/9/18) Walk-in biometrics in Fort Worth, TX

Day 341 (12/10/18) Interview was scheduled for 1/14/19

Day 376 (1/14/19) Interview

Day 385 (1/23/19) Denied

Day 400 (2/7/19) Denial revoked; N-400 approved; oath ceremony set for 2/14/19

Day 407 (2/14/19) Oath ceremony in Dallas, TX

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nab-400 Collaborator

nab-400   16

Posted
Filed: F-2A Visa Country: Morocco
 Timeline
Posted

You can get a secure loan, if there is a credit Union near you, tell them that you want to build your history, they will open a secure loan for you, using your own money, example you will deposit $300 and the credit Union will use that money as secure loan and you will be borrowing money using your own money, the credit Union will report your balance and payment you made. Also capital one is known for giving new immigrants credit.

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Transborderwife Veteran

Transborderwife   4,666

Posted
Filed: Other Country: Canada
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Posted

You can also try getting a store credit card to Somewhere you shop often (ie Macys). This is usually easier to obtain

You can also try getting a store credit card to Somewhere you shop often (ie Macys). This is usually easier to obtain

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bookworm123 Collaborator

bookworm123   7

Posted
Filed: Citizen (apr) Country: Philippines
 Timeline
Posted

I have a Macy's card.They will give you $500 as limit.:) I am also an authorized user on all my hubby's credit cards.

Filed I-130 DCF: May 27, 2014 Here's what happened (http://www.visajourney.com/forums/topic/498046-filed-dcf-today-5-27-2014/ )

I-130 Approved on:June 4,2014

Interview July 18, 2014 (Approved) You can read this ( http://www.visajourney.com/forums/topic/506247-interview/ )

Got the Visa Packet!! July 23,2014

POE: SEATTLE July 28,2014

--------------------------------------------

GREEN CARD AND SSC STATUS

August 25,2014 Went to SSA to see what's going on with my SSC- SAVE has my middle name together with my first name.

August 28,2014 ELIS went from ACCEPTED TO OPTIMIZED IN PROCESS (INITIAL REVIEW)

September 2 Called local ssa and was told SSC was mailed/Elis says Green CARD production has begun

September 4,2014-received ssc

September 8,2014- green card mailed/closed on elis

September 9,2014- green card received yahooo!!

---------------------------------------------------------

REMOVAL OF CONDITIONS

Mailed Packet: 4/29/2016

NOA1: 5/2/2016

Bio Appt: 6/1/2016

Approval:2/13/2017

Received 10 year green card:2/17/2017

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ggsacks Enthusiast

ggsacks   82

Posted
Filed: Citizen (apr) Country: New Zealand
 Timeline
Posted

Capital One secured MasterCard. Mine was approved quickly based on my income and with no credit history. With a deposit of $49 I was given a pretty measly $200 limit, but it's credit nonetheless.

Keep your utilization low (definitely below 30%, but ideally below 10%) and pay your balances in full. After 6 months of reporting you'll be able to generate a FICO score, which will be hugely advantageous in applying for future unsecured credit. I was approved for a JetBlue AmEx with a much better limit at the 6 month mark.

2013 7/15 I-129F sent, 7/18 received Dallas lockbox, 7/22 NOA1, 10/22 NOA2, 11/15 NVC Case Created, 11/20 NVC Shipped, 11/25 Consulate received, 11/28 Packet 3 received/returned, 11/29 Medical, 12/9 Packet 4 received

2014 1/9 Interview - Approved, 1/15 CEAC - Issued, 1/17 Visa in hand, 2/5 POE: LAX, 4/4 Married!, 4/8 AOS/EAD/AP filed, 4/14 NOA1, 5/7 Walk-in biometrics, 5/19 EAD/AP approved (expedited), 5/22 EAD/AP mailed, 5/23 EAD/AP received, 7/29 Interview waiver letter

2015 4/13 AOS approved (no interview), 4/22 Green card received

2017 1/17 I-751 ROC filed (VSC), 1/23 NOA, 2/28 Biometrics

2018 1/31 ROC approved

2020 1/14 N400 filed

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SimonBelgium Enthusiast

SimonBelgium   49

Posted
Filed: Citizen (pnd) Country: Belgium
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Posted

See this thread for all possible information :)

http://www.visajourney.com/forums/topic/496946-building-credit-score-tips-tricks/

  • Want to transfer money from abroad to a US account? Or do you want to transfer money from your US account to your foreign loved one? Use TransferWise for rates MUCH lower than banks! Click HERE to TRANSFER MONEY internationally CHEAP!
  • You have some bad remarks on your credit report, and want to clean it up by the time your loved one comes to the US? Use a reputable Credit Repair company. Fortress Credit Pro has a money back guarantee AND only charges you for entries that are actually removed! Click here to enroll for Credit Repair

 

(Disclosure: The links to TransferWise and FortressPro are affiliate links, and their use can accumulate in benefits for me. Using the links does offer a discount to you by using them over enrolling through the main website, unless any promotions are run by the company)

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