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Kimbear

life insurance and pensions etc in america

By Kimbear in Canada

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Kimbear Experienced

Kimbear   53

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Filed: Citizen (apr) Country: Canada
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So getting used to my husbands 401k and not having rrsps etc here was hard for me to understand. Everything has an investment aspect to it..

Now that we are signing up for life insurance, well its the same damn thing? Why does everyone want to invest my money when i don't want it invested lol. I want a normal life insurance policy for X amount of dollars period. i don't want one that lasts for 22 years..GOD i'm only 38!

What gives with all these things here and why do they all have this stupid component of investment??

I have an accounting background so I understand some of it but why is there no OPTION for me to not invest period? I don't get it...I miss my RESP'S and RRSP's and my london life right now :(

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Flames9_RN Grand Master

Flames9_RN   358

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Filed: IR-1/CR-1 Visa Country: Canada
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Posted

So getting used to my husbands 401k and not having rrsps etc here was hard for me to understand. Everything has an investment aspect to it..

Now that we are signing up for life insurance, well its the same damn thing? Why does everyone want to invest my money when i don't want it invested lol. I want a normal life insurance policy for X amount of dollars period. i don't want one that lasts for 22 years..GOD i'm only 38!

What gives with all these things here and why do they all have this stupid component of investment??

I have an accounting background so I understand some of it but why is there no OPTION for me to not invest period? I don't get it...I miss my RESP'S and RRSP's and my london life right now :(

Many different types of life insurance--it gets confusing,lol Hope ur reporting ur RRSPS to the IRS on form 8891. I was to sign up for life insurance before we left the USA--But I forgot,lol Too complicated

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6) Bring ties to Canada (letter from employer when ur expected back at work, lease, etc etc)

7) Always be polite, being rude isn't going to get ya anywhere, and could make things worse!!

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Kimbear Experienced

Kimbear   53

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Filed: Citizen (apr) Country: Canada
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Many different types of life insurance--it gets confusing,lol Hope ur reporting ur RRSPS to the IRS on form 8891. I was to sign up for life insurance before we left the USA--But I forgot,lol Too complicated

Actually i cashed in all my rrsp's etc..now i'm wishing i had kept them! did not know the stuff here was so different back then! :( there is no equivalent and its annoying.

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