no joint bank account

[Impatient Cupcake 10]

Hello. I have read that during the AOS interview they ask for a joint bank account. I'm now worried that we might get denied because of this (if we do get an interview). The bank was asking for my SSN which I don't have because when we went to the Social Security office, the lady said I need my EAD to get an SSN (this was a month before my I-94 expired). We did not send an application for EAD and AP because we wanted to keep it simple and I'm not really in a hurry to work nor do I intend to travel.

Has anyone experienced any issue for not having a joint bank account? Is it possible for me to still apply for EAD?

Thank you!

[Darnell 8,478]

sorry you had SSN issues - that always sucks. loads !

re: joint bank account - not needed for AOS, but is needed for ROC (which is two years down the road)

don't fret this one bit.

[Biyah&Hussain 2]

I called all of the banks too, they said ssn or a id number from a job... We had neither so, I just sent it in... Do you have a lease or some proof of being together...??? OR proof of A family member sending you guys money?

[Darnell 8,478]

financial co-mingling proof is NOT needed when doing an AOS from a K-1 visa.

it IS needed when doing the ROC, two years down the road.

[Impatient Cupcake 10]

thank you guys for the replies. i can peacefully sleep tonight

[Brother Hesekiel 2,235]

It's not even "needed" for RoC but since it's a 5-minute thing to set one up there's no reason not to do that once you have received your Green Card.

Every little bit helps.

[VanessaTony 3,567]

financial co-mingling proof is NOT needed when doing an AOS from a K-1 visa.

it IS needed when doing the ROC, two years down the road.

They're a little more lenient with K1's, but there have been many instances of people being RFE'd without proof of financial co-mingling. As long as the OP has sufficient other info they might be okay.

[didopage 337]

By the way, you can still apply for an EAD, and it will be free and it should be approved in 2-3 months. Read the instructions for the form I-765, you will have to prove that your AOS application is pending by including a copy of your NOA. It is an easy form to fill in, and the documents to include are photocopies of some documents that were already asked for in the AOS application (copy of your I-94, etc) + 2 more id pictures. So easy that you may regret to have only filed for AOS!

[g_yhap 0]

Acquiring a Bank account without an SSN is allowed by a lot of Financial Companies, I personally was able to acquire 3 different accounts without an SSN, Bank Of America is the easiest. and also did you by any chance apply for ITIN while your I-94 was still valid..? If you did that can be used in the place of an SSN.

[VanessaTony 3,567]

Is it possible for me to still apply for EAD?

Yep. Send the form, passport photos as well as the other required docs, together with a copy of your NOA1. I'd file the AP at the same time if I were you.

[khwaidee1 196]

Try another bank. We opened joint checking and savings accounts with no SS card, we just brought the wife's passport and no problem. We opened it as husband and wife so it gets reported under my SSN. Good luck.

[Glynn & Jean 5]

We opened checking and savings account without Social Security number for my wife at Chase Bank, no issue no problem! Once she received her Social Security number we informed the bank to add the information. Most of the bigger international banks stateside will allow this.

[tweety&irv 5]

wow i went and did my social security abt 2-3 weeks after i got here and there was no problem in getting it there was a hold up tho because immigration didnt put my info in the system but i got it about 2weeks after i applied and the lady told me to come back after i get the EAD to get a new social security card with my married name on it...........................hope all goes well for you tho

[djricky4 67]

Hello. I have read that during the AOS interview they ask for a joint bank account. I'm now worried that we might get denied because of this (if we do get an interview). The bank was asking for my SSN which I don't have because when we went to the Social Security office, the lady said I need my EAD to get an SSN (this was a month before my I-94 expired). We did not send an application for EAD and AP because we wanted to keep it simple and I'm not really in a hurry to work nor do I intend to travel.

Has anyone experienced any issue for not having a joint bank account? Is it possible for me to still apply for EAD?

Thank you!

i think maybe you waited a little too late to get SSN. i did mine after 3 weeks of getting here and i got mine in 3 days without any problem. all they wanted was my passport. Now you might have to wait to get EAD then go and re apply, then when u get it, you can open a joint bank account. You need SSN for pretty much everything here