life insurane

[Mr&Mrs.Boo 5]

Hello all!!

I have a question next year we will apply for roc and we were looking in life insurance what kind do you guys have and how much is ?i am 25 and my boo is 29 we both smoke(i know bad) but we are very healthy since i obsessed with eating healthy !!!Thanks

[Que Saudade 284]

Hello all!!

I have a question next year we will apply for roc and we were looking in life insurance what kind do you guys have and how much is ?i am 25 and my boo is 29 we both smoke(i know bad) but we are very healthy since i obsessed with eating healthy !!!Thanks

Most life insurance can be obtained through your employer at a cheaper rate if they have a group rate. Do you have health insurance through your employer?

[Mr&Mrs.Boo 5]

Most life insurance can be obtained through your employer at a cheaper rate if they have a group rate. Do you have health insurance through your employer?

my husband has but is 500$ per month for the health one so we chose to have a private one is just 300$ !!so is no chance to get cheep from work..

Edited September 15, 2012 by Mr&Mrs.Boo

[Que Saudade 284]

Here is a link that explains the basics. MetLife I would get several quotes from different companies.

[K and L 27]

Can't really help you there; I get insurance with work for both of us; it's with Minnesota Life. My last job had life insurance with Met Life, and through some professional orgs, I have some discounts at other places...

ETA: but with both my current and past life insurance, it was about $30/mo for both of our life insurance combined. I don't remember how my dad's been paying, but he kept up the policy he bought on my birth for something ridiculously cheap (but it was only a $20k payout)

Edited September 15, 2012 by K and L

[Hugglebuggles 60]

my husband has but is 500$ per month for the health one so we chose to have a private one is just 300$ !!so is no chance to get cheep from work..

Health insurance is often completely desperate from life insurance. Just because their health plan might be expensive, they still may have a decent life plan. Have you looked into it?

Hubby and I have life through State farm. Its about $70/month for both of us, $250,O00 each. I have a small employer sponsored plan through work, but it wasn't cost effective to purchase additional limits. It just depends on the plan.