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Foreign Loan

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Filed: AOS (apr) Country: Ecuador

My fiance has three kids who live with their mom. They have never gone to court over custody or child support as they have a pretty good relationship so they have worked things out to their mutual happiness. Anyway, as part of "his share" of the cost of raising the kids he currently pays rent for the apartment they live in with their mom. Their rent just increased and since he has some land that he owns there, he was thinking of taking out a small (in my eyes, large for him) loan in order to build a house there for them to live in instead. I currently am just barely making enough money to have enough saved to get him here and adjust status when the time comes. My parents will be co-sponsoring and we will be living with them when he comes, so that's not an issue, and I will make enough that I can easily continue to make monthly payments on his loan when he comes and isn't allowed to work for a while, but not enough to just pay it all off straightaway.

Anyway, long story short, I was just wondering if his having a loan out in an Ecuadorian bank would in any way affect whether he gets approved for a visa. I told him I didn't think it should, because that's more of interest to the Ecuadorian government than the US government, and we're not going to default on it, but I wanted to make sure before I told him to go for it.

Edited by keljopy


2009-12-10: Met 2013-7-23: Filed I-130
2010-9-29: Engaged 2013-7-26: NOA1
2011-5-31: Filed I-129 2014-1-22 (2 of them), 2014-1-28 (1 of them): NOA2
2011-6-6: NOA1 2014-2-08 (2 of them) 2014-2-14 (1 of them): NVC received packet
2011-10-18: NOA2 2014-3-19 (2 of them), 2013-2-25 (1 of them): AOS fee bill generated
2011-10-26: Left NVC 2014-3-26: DS-261 filed, called for cases to be re-linked since one was
2011-10-31: Consulate received separated from the others to only pay one AOS fee
2011-12-1: Interview 2014-3-27: Cases are linked, paid AOS fee
2011-12-20: Visa received 2014-3-28: IV fees generated, paid
2011-12-27: Entered US 2014-4-1: Fees listed as paid
2012-1-20: Married 2014-4-2: AOS and IV packages sent
2012-1-23: Filed AOS/EAD 2014-4-3: DS-260 filled out
2012-1-27: AOS/EAD NOA 2014-4-4: Packages received by NVC

2012-2-6: Biometrics (appointment scheduled 2-14, but we had a trip 2014-4-25: Got checklist for AOS paperwork (they didn't actually want my

planned then and showed up early, they allowed it). income/his income where indicated on 864/864a, they wanted our
2012-3-26: EAD approval combined income for each, even though that's not what it says and
2012-3-29: AOS Interview and approval makes no sense whatsoever, also must put N/A in residence on
2012-4-2: EAD received 864a even though it says that nowhere and on 864 specifically says
2012-4-7: Greencard received to not use N/A but leave blank)

2013-12-31: Filed I-751 2014-4-26: Sent new AOS forms

2014-1-6: NOA1 2014-4-28: Package received by NVC

2014-1-31: Biometrics 2014-5-23: Told case complete over phone

2014-4-17: Approval 2014-5-29: Received case complete emails

2014-4-23: 10yr Green Card received 2014-5-31: Received interview date

2014-7-14: Interview

2014-7-24: Packets/Passports/Visas arrived at DHL (but tracking never said "waiting for pickup", on US website said "in transit", only found out by calling DHL in Ecuador)

2014-8-13: Entered US

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Filed: K-1 Visa Country: Ecuador

You didn't receive any replies to this question so I thought maybe my opinion would help. I don't know for sure, but I am assuming it won't effect his visa chances at all. When we went through the visa interview they didn't ask for any bank information or really any financial information at all from my fiance. All the information provided was mine and all they cared about is whether or not I could sponsor him. Since you have co-sponsors you should be fine, I doubt they will ask you about any loans he may or may not have at your interview. However, for your own protection, make sure you won't be paying out the nose for his loan for years to come! Some loans have strange fine print (and Ecuador is the queen of fine print), make sure he reads it. :thumbs: Good luck!

I-129F package sent: Jul 7th 2010

Package received at CSC: Jul 9th 2010

NOA1: Jul 16th 2010

NOA2: Nov 30th 2010

Packet 4 letter received: Dec 27th 2010

Medical done: Jan 3rd 2011

Interview: Jan 24th 2011 - APPROVED!!

Passport with K-1 visa received: Jan 29th 2011

POE: Feb 2nd 2011 in Houston, TX - cleared without problems :-)

Married!: May 2nd 2011

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