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trailmix

Who do you bank with in the U.S.?

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Filed: IR-1/CR-1 Visa Country: Canada
Timeline

Ok, so, as many of you already know, after the latest RBC debacle - I am shopping for a new bank.

If you like your bank, or hate it - I would really appreciate it if you would share with me why that is.

Maybe this thread will help others looking for a new bank too.

I already started transferring money today from my RBC Canada account to TD - as there is a transfer limit each day - even that made me smile :)

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Filed: Other Country: Canada
Timeline

Wells Fargo. I really like them for their great service, and they wouldn't let someone cash a post dated check that I wrote :rofl:

The bad thing about them is the stupid calls I get asking me to sign up for this credit protection program or some home equity loan.

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Filed: Citizen (pnd) Country: Canada
Timeline

I still live in Canada, but I have an account with Bank of America.

From my experiences, I would recommend them.


8/2/2021:  Mailed N-400

8/4/2021: N-400 received

8/6/2021:  Biometrics to be reused

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Filed: Citizen (apr) Country: Canada
Timeline

I've had many issues with RBC Canada as well. I was going to switch to TD but then I knew I was moving, so didn't bother. Here I am a part of "PFFCU" which is the Police and Fire Federal Credit Union and they are SUPER. No monthly fees, unlimited debit usage, free cheques, only 3% interest on my Visa, really good service. Unfortuately they are only in the Philadelphia area and you have to have a family member in the Philadelphia Police or Fire Dept. But they really are great.


K-1

I-129F sent to Vermont: 2/19/08

NOA1: 2/21/08

NOA2: 3/10/08

Packet 3 recd: 3/25/08

Packet 3 sent: 4/18/08

Appt letter recd: 6/16/08

Interview at Montreal Consulate: 7/10/08 **APPROVED!!**

K1 recd: 7/15/08

US Entry at Buffalo, New York: 11/15/08

Wedding in Philadelphia: 11/22/08

AOS

AOS/EAD/AP filed at Chicago Lockbox: 12/17/08

NOA: 12/29/08

Case transferred to CSC: 1/7/09

AOS Approval: 4/2/09

Biometrics appt: 1/16/09

EAD received: 3/12/09

AP received: 3/13/09

AOS approval notice sent: 4/2/09

GC received: 4/9/09

ROC

Sent package to VSC: 1/5/11

NOA1: 1/7/11

Biometrics: 2/14/11

Approval letter received: 8/1/11

GC received: 8/11/11

Citizenship:

N-400 sent to Dallas lockbox: 3/1/12

NOA1: 3/6/12

Biometrics: 4/9/12

Interview: 5/25/12

Oath Ceremony: 6/4/2012

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Filed: K-1 Visa Country: France
Timeline

I have a love/hate relationship with Bank of America. They're great if you don't need much from them - deposit money/withdraw money. Like a lot of banks they have some sketchy posting time frame - they withdraw money before they deposit money so if you're close to a zero balance, they'll do all your withdrawals before they post any deposits and then charge you an overdraft fee. When I was a student, I had a lot of problems with this. So if you don't have alot of funds, I don't reccommend BofA. They are pretty good at handling fradulent transactions though, a few years ago someone stole my debit card number and wiped out my account, unbeknowst to me. I incurred heavy overdraft fees but BofA took care of it. Investigated, took away the fees and restore my money. My friends and family use Wells Fargo and Washington Mutual and report no problems.


K1

May 2005 - Met in Berkeley, California

July 03, 2008 - Engaged in Paris, France

July 25, 2008 - I129F sent to CSC

July 28, 2008 - Delivery Confirmation @ CSC

July 31, 2008 - NOA1

July 31, 2008 - Check Cashed

Dec 08, 2008 - touch

Dec 08, 2008 - NOA2

Dec 09, 2008 - touch

Dec 12, 2008 - left NVC

Dec 17, 2008 - rec'd at embassy

Dec 31, 2008 - Packet 3 rec'd

Jan 05, 2009 - Packet 3 returned to USEM

Jan 15, 2009 - Packet 4 rec'd :)

Jan 28, 2009 - Medical Scheduled

Jan 29, 2009 - Interview - APPROVED!!!

Feb 02, 2009 - Visa Issued

Feb 04, 2009 - Visa Rec'd :)

May 15, 2009 - US Entry

May 29, 2009 - Civil Ceremony

AOS/EAD/AP

June 16, 2009 - EAD/AP/AOS sent to Chicago

June 18, 2009 - Arrived in Chicago

June 22, 2009 - NOA1s

June 23, 2009 - Check Cashed

June 29, 2009 - Biometrics Letter Rec'd

July 02, 2009 - AP Touch

July 03, 2009 - AP Touch

July 06, 2009 - AP Touch

July 15, 2009 - Biometrics Appointment

July 16, 2009 - AOS & EAD Touch

August 04, 2009 - EAD & AP approved

August 07, 2009 - AOS appt letter rec'd

August 10, 2009 - AP rec'd in mail

August 13, 2009 - EAD rec'd in mail

September 02, 2009 - AOS Interview - Approved!

6129_809760700913_1201708_46195603_1937025_n.jpg

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Filed: IR-1/CR-1 Visa Country: Canada
Timeline

LOVE USAA!! But someone in the family has had to have USA military service I belive!! Just yesterday I dealt with USAA and they were awesome. I hadn't used my USAA acct with CustomHouse (CH)Brokerage yet, so CH had to verify my acct!! Things were going a tad slow, so I called up USAA, the rep said, why dont we do a 3 way phone conversation with CH. So gave USAA Rep the CH #, they called CH up, and had a good chat to see what was exactly CH required, so easy!! Plus I love to be able to scan and secure email in checks!! They have been nothing than fabulous to deal with. Now USAA is an "internet" bank with no actual branches one can walk in to, but one has the ability to scan in checks, or THEY provide postage paid envelopes to send in Checks! As well I can use my USAA debit card at ANY banks ATM, and I dont pay any fees!! I think I'm allowed up to 10 or 15 of those a month, but we rarely use an ATM more than once a month! Nothing but spectacular service, same goes for their car/house insurance


Canadians Visiting the USA while undergoing the visa process, my free advice:

1) Always tell the TRUTH. never lie to the POE officer

2) Be confident in ur replies

3) keep ur response short and to the point, don't tell ur life story!!

4) look the POE officer in the eye when speaking to them. They are looking for people lieing and have been trained to find them!

5) Pack light! No job resumes with you

6) Bring ties to Canada (letter from employer when ur expected back at work, lease, etc etc)

7) Always be polite, being rude isn't going to get ya anywhere, and could make things worse!!

8) Have a plan in case u do get denied (be polite) It wont harm ur visa application if ur denied,that is if ur polite and didn't lie! Refer to #1

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Filed: Citizen (apr) Country: Canada
Timeline

Bank of America - and we like them. I have always found them helpful and efficient. We have used their notary services as well as talking to an investment counsellor for CDs and IRAs. They have also called us when they noticed unusual activity on our account and we appreciated that, even though it was a legitimate transaction. I would actually recommend them. They also have bank machines in many convenient areas including inside Kroger's stores.


“...Isn't it splendid to think of all the things there are to find out about? It just makes me feel glad to be alive--it's such an interesting world. It wouldn't be half so interesting if we knew all about everything, would it? There'd be no scope for imagination then, would there?”

. Lucy Maude Montgomery, Anne of Green Gables

5892822976_477b1a77f7_z.jpg

Another Member of the VJ Fluffy Kitty Posse!

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Filed: Other Timeline

Hi Everyone,

In answer to this post, my husband and I bank with: "The Bank of (Small Rural Town, USA)"

Personally, I like the small-town banks, as they reflect small-town values, in which the people there are nice and friendly to everyone. Lol..what's funny too, is that this bank has a "drive up ATM" machine (lol..think McD's drive-thru, but with cash instead of burgers), which we both like using too.

I didn't like the Bank of America, as they messed up the money order that I had to get for to pay for immigration fees, which in essence, messed up our immigration case (see my VJ timeline about that). On top of that, we had to wait about 5hrs or so in the bank to get this sorted out, and they were very rude about it...

I didn't like any of the Banks (I've dealth with several) in Canada (maybe it's because I lived in the big city), as they all gave me a bad attitude whenever I did any banking transactions with them. Snobby banking people! So yes, I was happy when I closed those Canadian bank accounts, when I moved here to the USA!

Overall though, regardless of the bank, I honestly don't like dealing with banks in general. But I have to do what I have to do, and grin and bear it...grrr....

Anyways, happy banking to everyone! And remember when choosing and/or dealing with a bank, make sure it's one that you're happy and satisfied to deal with. After all, it's your money, and it should be cared for in the best way possible, right?

Good luck to everyone, on your immigration journeys too.

Ant (Banking happily, but "grinning and bearing it"....)


**Ant's 1432.gif1502.gif "Once Upon An American Immigration Journey" Condensed Timeline...**

2000 (72+ Months) "Loved": Long-Distance Dating Relationship. D Visited Ant in Canada.

2006 (<1 Month) "Visited": Ant Visited D in America. B-2 Visa Port of Entry Interrogation.

2006 (<1 Month) "Married": Wedding Elopement. Husband & Wife, D and Ant !! Together Forever!

2006 ( 3 Months I-485 Wait) "Adjusted": 2-Years Green Card.

2007 ( 2 Months) "Numbered": SSN Card.

2007 (<1 Months) "Licensed": NYS 4-Years Driver's License.

2009 (10 Months I-751 Wait) "Removed": 10-Years 5-Months Green Card.

2009 ( 9 Months Baby Wait) "Expected": Baby. It's a Boy, Baby A !!! We Are Family, Ant+D+BabyA !

2009 ( 4 Months) "Moved": New House Constructed and Moved Into.

2009 ( 2 Months N-400 Wait) "Naturalized": US Citizenship, Certificate of Naturalization. Goodbye USCIS!!!!

***Ant is a Naturalized American Citizen!!***: November 23, 2009 (Private Oath Ceremony: USCIS Office, Buffalo, NY, USA)

2009 (<1 Month) "Secured": US Citizen SSN Card.

2009 (<1 Month) "Enhanced": US Citizen NYS 8-Years Enhanced Driver's License. (in lieu of a US Passport)

2010 ( 1 Month) "Voted": US Citizen NYS Voter's Registration Card.

***~~~"The End...And the Americans, Ant+D+BabyA, lived 'Happily Ever After'!"...~~~***

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I've been with US Bank for six years and love them. Bank of America is AWFUL. I will never, ever have anything good to say about them.


08/25/06 - 08/08/07 - K1 timeframe from mailing the petition to the NSC to K1 approval at the Montréal Consulate

08/31/07 - Réjean makes the big move to the USA

09/22/07 - MARRIED!

10/09/07 - Réjean gets his SSN

Adjustment of status:

10/26/07 - Mailed AOS/EAD/AP

11/23/07 - Biometrics appointment

12/14/07 - I-485 transferred to the California Service Center

12/28/07 - EAD approved!

01/07/08 - EAD received

02/08/08 - GREEN CARD APPROVED!!!!!!

02/16/08 - Green card received!

*headdesk*:

01/02/09 - Réjean loses his wallet containing his drivers license, Social Security card, and green card

02/04/09 - Our best friends bail us out by giving us the money to file for the replacement green card!

02/12/09 - E-filed I-90 for the replacement green card along with the $370 filing fee (including biometrics)

02/19/09 - NOA1

02/25/09 - Biometrics appointment

05/01/09 - Replacement green card received

Removal of conditions:

01/07/10: Mailed I-751 packet by overnight mail to the CSC

01/11/10: I-751 packet delivered and signed for

01/19/10: Received NOA1

01/28/10: Biometrics (did walk-in due to Réjean being out on the road on original date of 02/10/10)

02/03/10: APPROVED!!!

02/05/10: Received e-mail from USCIS saying the card production has been ordered

02/06/10: Received letter typed on plain paper from USCIS congratulating Réjean on his removal of conditions approval

02/11/10: Green card received

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Filed: Citizen (apr) Country: Canada
Timeline

Navy Federal... I love this bank.. (other than I don't have a branch in my own town), but they seem genuinely helpful and gave me my first credit card with a limit of 1000$ with no questions asked (or security)..

Only draw back is you have to "know someone".. it's all secret military like :)


AOS:

2007-02-22: Sent AOS /EAD

2007-03-06 : NOA1 AOS /EAD

2007-03-28: Transferred to CSC

2007-05-17: EAD Card Production Ordered

2007-05-21: I485 Approved

2007-05-24: EAD Card Received

2007-06-01: Green Card Received!!

Removal of Conditions:

2009-02-27: Sent I-751

2009-03-07: NOA I-751

2009-03-31: Biometrics Appt. Hartford

2009-07-21: Touched (first time since biometrics) Perhaps address change?

2009-07-28: Approved at VSC

2009-08-25: Received card in the mail

Naturalization

2012-08-20: Submitted N-400

2013-01-18: Became Citizen

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Filed: AOS (apr) Country: Zambia
Timeline
Ok, so, as many of you already know, after the latest RBC debacle - I am shopping for a new bank.

If you like your bank, or hate it - I would really appreciate it if you would share with me why that is.

Maybe this thread will help others looking for a new bank too.

I already started transferring money today from my RBC Canada account to TD - as there is a transfer limit each day - even that made me smile :)

The regional and local banks are usually better. Try to pick a bank in the locality where you will be going. The big nationals are on shaky ground right now.

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Filed: IR-1/CR-1 Visa Country: Canada
Timeline

Wells Fargo! Been with them for 8 years now. They have always been good to me. I really like their online banking setup, better than my Bank of America one.

Plus Wells Fargo isn't broke, if I were to compare Wells Fargo to a Canadian Bank it would be CIBC. Solid service, no high risk business ventures on the side, middle of the road in terms of service charges. I've enjoyed their customer service throughout and they even mentioned that I can now withdraw from one of 12000 more ATMs across the country since they acquired Wachovia there's no fees for me to access my account from Wachovia branch or ATM either.


History

12/2000 Met Online

02/14/2001 Started dating

04/20/2001 Met in person

03/2002 Moved in together in the US

2002 - 2007 working in US on TN-1 Visa

05/2005 Registered as Common-law

06/2005 Proposed and Engaged

08/30/2007 - Married

I-130 (156 Days)

02/20/2008 I-130 Filed

03/10/2008 NOA1 - CSC confirmation sent

03/12/2008 date on online tracking - Touched

08/11/2008 - NOA2 - I-130 APPROVED!!! USCIS page updated. (156 Days)

NVC

08/14/2008 - NVC received my application and has assigned me a case number. Waiting for Beneficiary letter.

08/15/2008 - e-mailed the NVC for choice of Agent DS-3032, not sure if I was suppose to do this before actually getting paperwork sent to me.

08/25/2008 - AOS Fee Bill and DS-3032 Generated

08/30/2008 - Letter Recieved

09/02/2008 - AOS Fee Bill Paid and DS-3032 Choice of Agent e-mail sent

09/03/2008 - AOS Fee Bill Recorded as Paid

09/10/2008 - NVC sends DS-3203 Receipt Confirmation

09/10/2008 - IV Fee Bill Available and Paid

09/11/2008 - IV Fee Bill Processed - PAID, Coversheet Generated

09/11/2008 - Following directions on James' Shortcuts for creating DS-230 Package

09/18/2008 - Sent in I-864 and DS-230 (FedEx Overnight)

09/29/2008 - NVC Case Completed!

09/??/???? - Packet never received (sent in with James' Shortcuts as soon as bill was paid)

12/03/2008 - Interview - APPROVED!

12/04/2008 - Visa Received

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