Who do you bank with in the U.S.?

[trailmix 77]

Ok, so, as many of you already know, after the latest RBC debacle - I am shopping for a new bank.

If you like your bank, or hate it - I would really appreciate it if you would share with me why that is.

Maybe this thread will help others looking for a new bank too.

I already started transferring money today from my RBC Canada account to TD - as there is a transfer limit each day - even that made me smile

[The_Dude 1,142]

Wells Fargo. I really like them for their great service, and they wouldn't let someone cash a post dated check that I wrote

The bad thing about them is the stupid calls I get asking me to sign up for this credit protection program or some home equity loan.

[CDAgirlMI 51]

I still live in Canada, but I have an account with Bank of America.

From my experiences, I would recommend them.

[JillA 2]

I've had many issues with RBC Canada as well. I was going to switch to TD but then I knew I was moving, so didn't bother. Here I am a part of "PFFCU" which is the Police and Fire Federal Credit Union and they are SUPER. No monthly fees, unlimited debit usage, free cheques, only 3% interest on my Visa, really good service. Unfortuately they are only in the Philadelphia area and you have to have a family member in the Philadelphia Police or Fire Dept. But they really are great.

[Koakland 0]

I have a love/hate relationship with Bank of America. They're great if you don't need much from them - deposit money/withdraw money. Like a lot of banks they have some sketchy posting time frame - they withdraw money before they deposit money so if you're close to a zero balance, they'll do all your withdrawals before they post any deposits and then charge you an overdraft fee. When I was a student, I had a lot of problems with this. So if you don't have alot of funds, I don't reccommend BofA. They are pretty good at handling fradulent transactions though, a few years ago someone stole my debit card number and wiped out my account, unbeknowst to me. I incurred heavy overdraft fees but BofA took care of it. Investigated, took away the fees and restore my money. My friends and family use Wells Fargo and Washington Mutual and report no problems.

[Chica Yeyé 41]

We are still with WaMu/Chase; but will changes soon. Maybe to a Credit Union. This thread will help me out!!!

[Flames9_RN 358]

LOVE USAA!! But someone in the family has had to have USA military service I belive!! Just yesterday I dealt with USAA and they were awesome. I hadn't used my USAA acct with CustomHouse (CH)Brokerage yet, so CH had to verify my acct!! Things were going a tad slow, so I called up USAA, the rep said, why dont we do a 3 way phone conversation with CH. So gave USAA Rep the CH #, they called CH up, and had a good chat to see what was exactly CH required, so easy!! Plus I love to be able to scan and secure email in checks!! They have been nothing than fabulous to deal with. Now USAA is an "internet" bank with no actual branches one can walk in to, but one has the ability to scan in checks, or THEY provide postage paid envelopes to send in Checks! As well I can use my USAA debit card at ANY banks ATM, and I dont pay any fees!! I think I'm allowed up to 10 or 15 of those a month, but we rarely use an ATM more than once a month! Nothing but spectacular service, same goes for their car/house insurance

[Kathryn41 3,205]

Bank of America - and we like them. I have always found them helpful and efficient. We have used their notary services as well as talking to an investment counsellor for CDs and IRAs. They have also called us when they noticed unusual activity on our account and we appreciated that, even though it was a legitimate transaction. I would actually recommend them. They also have bank machines in many convenient areas including inside Kroger's stores.

[antda 13]

Hi Everyone,

In answer to this post, my husband and I bank with: "The Bank of (Small Rural Town, USA)"

Personally, I like the small-town banks, as they reflect small-town values, in which the people there are nice and friendly to everyone. Lol..what's funny too, is that this bank has a "drive up ATM" machine (lol..think McD's drive-thru, but with cash instead of burgers), which we both like using too.

I didn't like the Bank of America, as they messed up the money order that I had to get for to pay for immigration fees, which in essence, messed up our immigration case (see my VJ timeline about that). On top of that, we had to wait about 5hrs or so in the bank to get this sorted out, and they were very rude about it...

I didn't like any of the Banks (I've dealth with several) in Canada (maybe it's because I lived in the big city), as they all gave me a bad attitude whenever I did any banking transactions with them. Snobby banking people! So yes, I was happy when I closed those Canadian bank accounts, when I moved here to the USA!

Overall though, regardless of the bank, I honestly don't like dealing with banks in general. But I have to do what I have to do, and grin and bear it...grrr....

Anyways, happy banking to everyone! And remember when choosing and/or dealing with a bank, make sure it's one that you're happy and satisfied to deal with. After all, it's your money, and it should be cared for in the best way possible, right?

Good luck to everyone, on your immigration journeys too.

Ant (Banking happily, but "grinning and bearing it"....)

[Sprailenes 47]

I bank with TD, started with it when it used to be commerce.

They have a penny arcade and I won a tshirt once. Good times.

[Necrotica 0]

I've been with US Bank for six years and love them. Bank of America is AWFUL. I will never, ever have anything good to say about them.

[Emancipation 2]

Navy Federal... I love this bank.. (other than I don't have a branch in my own town), but they seem genuinely helpful and gave me my first credit card with a limit of 1000$ with no questions asked (or security)..

Only draw back is you have to "know someone".. it's all secret military like

[Jasman0717 8]

I have been with a credit union for 32 years, best ever

[Old Dominion 26]

Ok, so, as many of you already know, after the latest RBC debacle - I am shopping for a new bank.

If you like your bank, or hate it - I would really appreciate it if you would share with me why that is.

Maybe this thread will help others looking for a new bank too.

I already started transferring money today from my RBC Canada account to TD - as there is a transfer limit each day - even that made me smile

The regional and local banks are usually better. Try to pick a bank in the locality where you will be going. The big nationals are on shaky ground right now.

[jedinite 0]

Wells Fargo! Been with them for 8 years now. They have always been good to me. I really like their online banking setup, better than my Bank of America one.

Plus Wells Fargo isn't broke, if I were to compare Wells Fargo to a Canadian Bank it would be CIBC. Solid service, no high risk business ventures on the side, middle of the road in terms of service charges. I've enjoyed their customer service throughout and they even mentioned that I can now withdraw from one of 12000 more ATMs across the country since they acquired Wachovia there's no fees for me to access my account from Wachovia branch or ATM either.