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CarolynRitesh

Money from India to the USA

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Hello,

My husband and I are trying to figure out the best way to transfer/take our money from India to the US. We are not really comfortable with carrying cash or even traveler's checks, and unfortunately, the www.XE.com does not do transfers on rupees to dollars.

What experiences can anyone share with us about taking over $10,000 out of India to the US? Oh yes, another glitch, my bank account in the US is not active anymore, so I can't transfer money directly... :(

Thanks,

C


Met at work Sept. 2005

Started dating Nov. 2005

Got engaged Oct. 2007

Married January 5, 2008

Submitted I-130 in Delhi February 6, 2008 NOA1

Sent DS 230, DS 2001 to Chennai via courier Feb. 21, 2008

Received Case number from Chennai Consulate Feb. 22, 2008 (Postmarked Feb. 13)

Received Email Confirmation of Interview Date on March 5th: April 3rd!

SUCCESS - VISA APPROVED ON APRIL 3RD!! :) :)

POE Detroit - May 19, 2008

Applied for SSN: June 5th - Received Card: June 12th

Received Green Gard: June 12th

Driver's License: July 28th

Move to St. Louis/Ritesh starts his job: August 5th

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Filed: K-1 Visa Country: India
Timeline

You can try this idea: Open a repatriable Non Resident account in Citibank and ICICI. These accounts are designed for non-resident Indian but money can be taken out of India. My understanding is that you can take more than 10K USD out of India via these means. Please call ICICI or Citibank. They can assist you further.

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Thanks Bengalilover! Ritesh has an account with them and asked about the NRI accounts - depending upon who he talks to at Citibank it is a different story as to what he can do - the usual run-around. :wacko: Everything we do is so frustrating! We have a joint account there, and I have another account at Axis (formerly UTI) and they are no better.

Do you know what kind of forms we have to fill out for FEMA regulations/what documents are necessary to take money out? It looks like there is a higher cap on funds you can remove if you are emigrating than for other travel, but I am just not sure how many stacks of paperwork/red-tape we will have to go through in this process.


Met at work Sept. 2005

Started dating Nov. 2005

Got engaged Oct. 2007

Married January 5, 2008

Submitted I-130 in Delhi February 6, 2008 NOA1

Sent DS 230, DS 2001 to Chennai via courier Feb. 21, 2008

Received Case number from Chennai Consulate Feb. 22, 2008 (Postmarked Feb. 13)

Received Email Confirmation of Interview Date on March 5th: April 3rd!

SUCCESS - VISA APPROVED ON APRIL 3RD!! :) :)

POE Detroit - May 19, 2008

Applied for SSN: June 5th - Received Card: June 12th

Received Green Gard: June 12th

Driver's License: July 28th

Move to St. Louis/Ritesh starts his job: August 5th

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Filed: IR-1/CR-1 Visa Country: India
Timeline

hi,

Hey carolyn you can do a wire transfer from ritesh's account to your account in the USA.. Thats the best way I feel.


Feb 1,2007 - I-130 Reached USCIS.

Feb 4,2007 - I-130 accepted > Get USCIS case Number NOA1.

May 8 ,2007- GET NVC Case Number > NOA2.

June 16 ,2007- Get Order from NVC to pay 70$.

July 2 ,2007- Get DS-3032 in India.

July 7,2007 - DS-3032 choice of address agent entered in NVC.

July 14 ,2007- Get I-864.

July 18 ,2007- I-864 Enters NVC.

July 29 ,2007- Get Order to Pay 380$ fee.

Aug 3 ,2007- 380$ Fee Reached St Louis.

Aug 25,2007 - NVC & St Louis People receive photocopy of my payment with USPS receipt.

After WAITING for 37 days.

Sept 10,2007 - 380$ fee encashed.

Sept 24,2007 - Receive DS-230 in Mail.

Sept 25,2007 - DS-230 despatched.

Sept 26,2007- DS-230 Delivered.

Oct 1,2007 - NVC has DS-230.

Oct 12, 2007 - DS-230 Reviewed. Case Complete

Oct 16, 2007 - Case at Embassy.

Oct 25, 2007- Interview Letter Despatched from Embassy.

Nov 3, 2007 - Recieved Interview Letter.

Dec 1, 2007 - Medical Exam .

I GOT IT

Jan 16 - I am in USA

April 15 2008 - Get my Drivers License.

I-751 Lifting Conditions at California Service Center

November 12, 2009 - I-751 Sent via USPS Express Mail

November 13, 2009 - Receipt of I-1751 Fee

November 20, 2009 - Arrested on Domestic Battery(Had argument with wife)

December 18, 2009 - Biometrics Completed at 9 am.

January 13, 2010 - Receive I-797E Notice for more evidence

February 16, 2010 - Mail reaches Californa Service Center( Next day of Preseidents Day)

February 19, 2010 - Card Production Ordered. Status now IR1

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Filed: Timeline
hi,

Hey carolyn you can do a wire transfer from ritesh's account to your account in the USA.. Thats the best way I feel.

I agree...wiring the money is much better than Western Union....Don't think you have to fill out any forms if you are wiring money!!!


Mom sponsoring for her son(my brother)

06/15/2010 : I-130 for son
06/23/2010 : Check Cashed
06/26/2010 : Received NOA
03/20/2012 : Received RFE(I-797E)
05/23/2012: Application approved after RFE response
06/29/2012: Received letter from NVC

06/03/2015: Change petition from F1 to F3 category


Checklist :
1. I-751(ROC)
2. Parents AOS
3. I-130(Son)
4. N-400(Spouse)

5. N-400(Parents)

6. K-1 & AOS & ROC TimeLine

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Filed: IR-1/CR-1 Visa Country: India
Timeline
Hello,

My husband and I are trying to figure out the best way to transfer/take our money from India to the US. We are not really comfortable with carrying cash or even traveler's checks, and unfortunately, the www.XE.com does not do transfers on rupees to dollars.

What experiences can anyone share with us about taking over $10,000 out of India to the US? Oh yes, another glitch, my bank account in the US is not active anymore, so I can't transfer money directly... :(

Thanks,

C

hey! you can ask your bank (any bank) to make a SWIFT transfer of fund from India to US.

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Hi Everyone!

Thanks for all your responses, we think we have it all sorted out - all I can say is if you have access to USAA insurance and banking, TAKE ADVANTAGE OF IT! :)


Met at work Sept. 2005

Started dating Nov. 2005

Got engaged Oct. 2007

Married January 5, 2008

Submitted I-130 in Delhi February 6, 2008 NOA1

Sent DS 230, DS 2001 to Chennai via courier Feb. 21, 2008

Received Case number from Chennai Consulate Feb. 22, 2008 (Postmarked Feb. 13)

Received Email Confirmation of Interview Date on March 5th: April 3rd!

SUCCESS - VISA APPROVED ON APRIL 3RD!! :) :)

POE Detroit - May 19, 2008

Applied for SSN: June 5th - Received Card: June 12th

Received Green Gard: June 12th

Driver's License: July 28th

Move to St. Louis/Ritesh starts his job: August 5th

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Filed: IR-1/CR-1 Visa Country: India
Timeline
Hi Everyone!

Thanks for all your responses, we think we have it all sorted out - all I can say is if you have access to USAA insurance and banking, TAKE ADVANTAGE OF IT! :)

can you please share your approach once you have got it done.


Marriage : 2007-09-02

I-130 Sent : 2007-10-03

I-130 NOA1 : 2008-01-08

I-129F Sent : 2008-01-29

I-129F NOA1 : 2008-01-30

I-130 Approved: 2008-03-28

NVC Entered: 2008-04-02

AOS & IV Bill generated : 2008-04-14

Cheques reached NVC: 2008-05-02

AOS and IV pack generated: 2008-05-12

I-864& DS-230 Packet reached NVC: 2008-06-9

Missing documents letter sent on 12th June 2008

Missing documents letter received by the lawyer : 18th/ 19th June 2008

Lawyer sent the missing document on 20th June

NVC received the documents on 23rd June 2008 10:08 A.M

I-864 missing information letter sent by NVC on 26th June 2008.

Spoke to the operator and mentioned that we had sent the document, operator put a note for us in the system.

NVC misplaced the document and we are asked to carry it to the Interview.

NVC Case Complete: 2008/06/27

Interview Date : 2008/08/28 ............ Hurray........... our day is here :)

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Filed: Citizen (apr) Country: India
Timeline

Yes please share how you did it. :yes:

I was also thinking that if you do not have an active bank account in USA, you could maybe transfer funds to, say, your parent's account in USA and they could transfer into your account once you arrive and open an account here. However I suppose your parents would have to declare the money as income for tax purposes? :unsure:


***Nagaraju & Eileen***
K1 (Fiance Visa)
Oct 18, 2006: NOA1
Feb 8, 2007: NOA2
April 13, 2007: INTERVIEW in Chennai -Approved
May 25, 2007: USA Arrival! EAD at JFK
June 15, 2007: Married
AOS (Adjustment of Status)
June 21, 2007: AOS/EAD Submitted
Sept 18, 2007: AOS Interview - APPROVED!!
ROC (Removing of Conditions)
June 23, 2009: Sent in I-751 packet
Sept 11, 2009: APPROVED!!
Sept 18, 2009: Received 10-year Green Card!

Naturalization
July 15, 2010: Sent N-400 packet
July 23, 2010: NOA Notice date
Oct 15, 2010: Citizenship Interview - Passed!
Nov 15, 2010: Oath Ceremony in Fresno, CA
Nov 24, 2010: Did SSN and Applied for Passport
Dec 6, 2010: Passport Arrives
Dec 7, 2010: Sent for Indian Passport Surrender Certificate
Dec 27, 2010: Surrender Certificate Arrives
Jan 3, 2011: Sent for Overseas Citizenship of India Card
March 1, 2011: Received OCI card!

Divorce

Feb 2015:​ Found out he was cheating (prostitutes / escorts)

​May 2015: Divorce Final

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Fortunately, I have been a member of USAA for about 17 years (no bank accounts, just insurance!) and that enabled me to set up an account on-line with them. They are pretty accustomed to working with people who are overseas since they do a lot of business with military members, so they did not seem fazed by the fact that I am in India right now.

My guess is that because I am a long term member and they already have my parents address on their files, have all my documentation from previous interactions, etc. that it is not a problem. Ritesh can't be added to the bank account until we are in the US and he has a SSN, but he was easily made a member of USAA.

USAA really has great customer service, great rates for auto insurance, home insurance, etc. - when I first joined, I think it was for officers or former officers in the military and their children/spouses. I think they may have broadened it to anyone in the military or related, but I am not sure. If you can, get on board!

Now that we have that account, we are wiring money into it from our accounts in India. Just did a test run today, if all goes well, we will start sending bigger chunks.


Met at work Sept. 2005

Started dating Nov. 2005

Got engaged Oct. 2007

Married January 5, 2008

Submitted I-130 in Delhi February 6, 2008 NOA1

Sent DS 230, DS 2001 to Chennai via courier Feb. 21, 2008

Received Case number from Chennai Consulate Feb. 22, 2008 (Postmarked Feb. 13)

Received Email Confirmation of Interview Date on March 5th: April 3rd!

SUCCESS - VISA APPROVED ON APRIL 3RD!! :) :)

POE Detroit - May 19, 2008

Applied for SSN: June 5th - Received Card: June 12th

Received Green Gard: June 12th

Driver's License: July 28th

Move to St. Louis/Ritesh starts his job: August 5th

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