I'm coming back to Visajourney because I need your helping understanding all this craziness. Let me give you a little bit of background.
I'm from Venezuela, I moved here in 2010 and just a couple months ago I got my 10 year greencard. Right now I work at Best Buy and it's a part time position and they don't offer insurance for part-timers. My wife does have a full-time job, but since it's a small business their insurance is pretty expensive and with really high deductibles, and it is now going up even more thanks to the whole Obamacare law. I used to work at a different place and I had insurance there, but now that I dont have one I was trying to find a way to get insurance. We were looking into my wife's insurance plan and see if I could get enrolled with my her insurance plan, but our monthly payments could go as high as $600 per month just for adding me which is absurd.
I have tried reading about the whole obamacare, but I just dont understand much and I dont even know if this would apply to me or not! it is also kinda scary because I read somewhere that if I dont have insurance by 2014, there's a penalty for who isnt enrolled in an insurance plan.
Now my questions are...
is Obamacare for me? can I really get a really cheap insurance plan for me?
will I have to pay a penalty if I dont enroll with an insurance plan by the end of the year?
I'm also hoping next year I get a full-time offer at bestbuy so I could get their insurance... can I just wait and see if this happens or should I just go ahead and enroll with obamacare?
Please give me any information about this topic. I REALLY APPRECIATE YOUR HELP!