Jump to content
Sign in to follow this  
alicia98981

Sponsor lost job, GCH needs to apply for a loan

5 posts in this topic

Recommended Posts

I lost my job and the day before that, my husband totaled our car. We really need a loan to get another car but I’m not working and he’s only been at his job maybe 2 months. Is there even a chance we can get a loan in our current situation? He is a credit card holder, but the account is under my name. That is where his credit score comes from.


Service Center : Texas Service Center
Consulate : Morocco
I-129F Sent : 2014-06-07
I-129F NOA1 : 2014-06-11
I-129F NOA2 : 2014-11-21

NVC Received : 2014-12-09

Date Case #, IIN, and BIN assigned: 2014-12-10

NVC Left: 2014-12-11

Consulate Received: 2014-12-17

Packet 3 Received: 2014-12-29

Interview Date: 2015-01-12

Refusal due to failed drug test, required one year of drug tests

Final Drug Test: 2016-01-21; PASSED

A few days later the embassy called:

PETITION EXPIRED - RETURNED TO USCIS

Service Center : Nebraska Service Center
Consulate : Morocco

Married : May 7, 2016

I-130 Sent : 2016-05-20

I-130 NOA1 : 2016-05-23

Transferred : 2016-10-12

I-130 NOA2 : 2016-11-08

NVC Received : 2016-12-01

Received DS-261 / AOS Bill : 2016-12-03

Pay AOS Bill : 2016-12-03

Send AOS Package : 2016-12-08

Submit Ds-261 : 2016-12-03

Receive IV Bill : 2016-12-03

Pay IV Bill : 2016-12-30

Send IV Package: 2016-12-08

Checklist: 2017-03-31

Case Completed at NVC2017-05-01

Interview Date: 2017-06-06

Interview Result : Administrative Processing 

 

Visa In Hand: September 28, 2017

POE: October 19, 2017 - JFK

Share this post


Link to post
Share on other sites

Thread is moved from General Immigration Discussion to the Tax & Finances forum.


06-04-2007 = TSC stamps postal return-receipt for I-129f.

06-11-2007 = NOA1 date (unknown to me).

07-20-2007 = Phoned Immigration Officer; got WAC#; where's NOA1?

09-25-2007 = Touch (first-ever).

09-28-2007 = NOA1, 23 days after their 45-day promise to send it (grrrr).

10-20 & 11-14-2007 = Phoned ImmOffs; "still pending."

12-11-2007 = 180 days; file is "between workstations, may be early Jan."; touches 12/11 & 12/12.

12-18-2007 = Call; file is with Division 9 ofcr. (bckgrnd check); e-prompt to shake it; touch.

12-19-2007 = NOA2 by e-mail & web, dated 12-18-07 (187 days; 201 per VJ); in mail 12/24/07.

01-09-2008 = File from USCIS to NVC, 1-4-08; NVC creates file, 1/15/08; to consulate 1/16/08.

01-23-2008 = Consulate gets file; outdated Packet 4 mailed to fiancee 1/27/08; rec'd 3/3/08.

04-29-2008 = Fiancee's 4-min. consular interview, 8:30 a.m.; much evidence brought but not allowed to be presented (consul: "More proof! Second interview! Bring your fiance!").

05-05-2008 = Infuriating $12 call to non-English-speaking consulate appointment-setter.

05-06-2008 = Better $12 call to English-speaker; "joint" interview date 6/30/08 (my selection).

06-30-2008 = Stokes Interrogations w/Ecuadorian (not USC); "wait 2 weeks; we'll mail her."

07-2008 = Daily calls to DOS: "currently processing"; 8/05 = Phoned consulate, got Section Chief; wrote him.

08-07-08 = E-mail from consulate, promising to issue visa "as soon as we get her passport" (on 8/12, per DHL).

08-27-08 = Phoned consulate (they "couldn't find" our file); visa DHL'd 8/28; in hand 9/1; through POE on 10/9 with NO hassles(!).

Share this post


Link to post
Share on other sites

Honestly it is going to be very difficult to get a traditional loan. The GCH doesn't have history with his employer. Any other debts will also factor into getting the loan. Do you have any family that can help or possibly co-sign? I would ask the bank how long you need to be employed before they will consider a loan. I wish you good luck! Inshallah you will find a way.

Share this post


Link to post
Share on other sites
19 hours ago, alicia98981 said:

I lost my job and the day before that, my husband totaled our car. We really need a loan to get another car but I’m not working and he’s only been at his job maybe 2 months. Is there even a chance we can get a loan in our current situation? He is a credit card holder, but the account is under my name. That is where his credit score comes from.

Why would his credit score come in to play at all???? I just bought a car 2 weeks ago using only my credit even though my wife is on my credit card account as well. I had the option to add her information into the car buying process but I choose not to because she doesn't have much credit at all.

Share this post


Link to post
Share on other sites
 
Didn't find the answer you were looking for? Ask our VJ Immigration Lawyers.

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
Sign in to follow this  
- Back to Top -


Important Disclaimer: Please read carefully the Visajourney.com Terms of Service. If you do not agree to the Terms of Service you should not access or view any page (including this page) on VisaJourney.com. Answers and comments provided on Visajourney.com Forums are general information, and are not intended to substitute for informed professional medical, psychiatric, psychological, tax, legal, investment, accounting, or other professional advice. Visajourney.com does not endorse, and expressly disclaims liability for any product, manufacturer, distributor, service or service provider mentioned or any opinion expressed in answers or comments. VisaJourney.com does not condone immigration fraud in any way, shape or manner. VisaJourney.com recommends that if any member or user knows directly of someone involved in fraudulent or illegal activity, that they report such activity directly to the Department of Homeland Security, Immigration and Customs Enforcement. You can contact ICE via email at Immigration.Reply@dhs.gov or you can telephone ICE at 1-866-347-2423. All reported threads/posts containing reference to immigration fraud or illegal activities will be removed from this board. If you feel that you have found inappropriate content, please let us know by contacting us here with a url link to that content. Thank you.
×