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Nikki14

Financial Requirement Question

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Hey,

 

Me and my fiance have been dating for over 2 years (we met on World of Warcraft), he lives in Canada and I live in the US. I am currently unemployed and am searching for a job and I had some questions about the process in regards to the financial side of things.

 

My brother has agreed to co-sponsor him (he has a good job working indirectly for the government), and I'm pretty sure he makes enough alone to meet the financial requirement. He is a blood relative that lives in the same house, if that makes any difference, I read somewhere it can. But I figure it would probably be better for me to wait until I actually get a job to start the whole process. So, I was wondering how long after I get a job would it be a good idea to wait until starting the paperwork? Will it be a huge problem if it isn't a great job/if I don't get paid a lot since I will have a co-sponsor? And I hear tax returns are typical proof of income, but this job obviously won't show up on last year's taxes, so I don't know what I would do about that.

 

Also my brother claims my mother on his tax returns, I'm fairly certain. So the household size would be 4 for the financial requirement, correct? (Me, fiance, bro, mom).

 

Thanks in advance for any help!


K1 Application Timeline - 326 days from NOA1 to visa in hand

Spoiler

2017

 

May 9   - K1 Visa Application mailed in
May 11 - Application received at lock box
May 15 - NOA1 received - Text/E-mail
May 16 - Check cashed
May 19 - Paper copy of NOA1 received
Oct 31 - NOA2 received - Text/E-mail {169 days from NOA1}
Nov 3 - Paper copy of NOA2 received
Nov 29 & Dec 11 - Contacted NVC, they said they had not received our case
Dec 28 - NVC e-mailed, they said they received and mailed our case to the Embassy

2018

 

Jan 25 - Contacted Embassy, they said the case was processing
Feb 19 - Sent Packet 3 (hoping to hurry the process along)
Feb 22 - Embassy e-mailed us and told us to schedule our interview (interview scheduled!)

Mar 6 - Actually received Packet 3 information in the mail (glad a friend told us to just go ahead and send it, that took so long)
April 4 - Interview (we were accepted!) {155 days from NOA2}
April 6 - Im
migration packet for border patrol and Passport arrived at his house (we paid for premium shipping)
April 26 - He entered the US on his K1 Visa

April 27 - We got married!! <3 <3 <3

 

 

AOS Timeline

Spoiler

2018

July 5 - AOS Application mailed in

July 7 - Application received at lock box

July 11 - Debit account we are paying with was charged

July 12 - NOA1 received - Text/E-mail

 

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Plenty of people start the process without a job and get approved without any issues (as long as they have a joint sponsor). I would get started now, because it's not exactly a short process :)

 

The household size would only be 3, unless your brother claims you on his taxes. Then it would be 4 (this is all assuming that your brother DOES claim your mother).

 

For a household of 3, your brother needs to make at least $25,200 annually. For a household size of 4, a minimum of $30, 375 annually.

 

Good luck!

Edited by afortunada

Married: 5-July-2015
----------
I-130 Petition Sent: 11-May-2016
NSC Received (Our Priority Date): 12-May-2016
NOA2 Received: 30-September-2016 141 days for I-130 approval
**Note: We received four text messages at 6:45 AM CST (Friday) about our case status update. We never received an e-mail nor alert from the app**
NOA2 Hard Copy Received: 06-October-2016
----------
Petition Sent to NVC: 17-October-2016 17 days for petition to be sent to NVC
**No alert of any kind received for this update; saw the change by logging into USCIS website**
NVC Received: 21-October-2016 4 days to be received at NVC
NVC Case Number Assigned: 31-October-2016 10 days for case number to be assigned
**Called NVC on 2-November-2016 and she said case and invoice number had been assigned 31-October.**
NVC Welcome Letter Received: 3-November-2016 @ 12:10 AM 3 days from case number assigned until Welcome Letter received and invoices unlocked
IV and AOS Fees Unlocked: 3-November-2016 @ 7:00 AM
IV and AOS Fees Paid: 3-November-2016
DS-260 Unlocked: 7-November-2016 2.5 business days for DS-260 to be unlocked
DS-260 Submitted: 8-November-2016
AOS & IV Documents Sent: 9-November-2016
Scan Date: 14-November-2016 5 days to receive scan date due to a holiday/weekend
Medical expedite requested: 14-December-2016
Medical expedite approved at consulate: 19-December-2016 Expedite approved with consulate but denied at NVC; still need to wait for case complete
Case on Supervisor Review: 22-December-2016
Case sent to the Review Department: 13-January-2017
Case Complete: 24-January-2017     10 weeks and 2 days at NVC before case completed
Case arrived at consulate/CEAC status "Ready": 1-February-2017
Interview: 21-February-2017   We scheduled our own interview because we had an approved medical expedite with the consulate. By sheer luck we got such a quick interview date because someone cancelled their appointment less than 20 minutes prior
Interview Result: Approved!!
Visa Issued: 21-February-2017     Visa issued same day as interview
DHL tracking information received: 22-February-2017     DHL tracking number appeared 28 hours after interview, scheduled for delivery the next day
Visa in hand: 23-Feb-2017
US POE (Minneapolis): 26-Feb-2017
 
 
 
 

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Thanks! And no, my brother doesn't claim me, so the household size being 3 is good to hear, he for sure makes more than required for that. :) I didn't know you could really get approved while being unemployed, so that actually makes me feel a lot better if that's the case. The whole process just seems entirely overwhelming, but I suppose you just sort of gather one thing at a time and work from there.


K1 Application Timeline - 326 days from NOA1 to visa in hand

Spoiler

2017

 

May 9   - K1 Visa Application mailed in
May 11 - Application received at lock box
May 15 - NOA1 received - Text/E-mail
May 16 - Check cashed
May 19 - Paper copy of NOA1 received
Oct 31 - NOA2 received - Text/E-mail {169 days from NOA1}
Nov 3 - Paper copy of NOA2 received
Nov 29 & Dec 11 - Contacted NVC, they said they had not received our case
Dec 28 - NVC e-mailed, they said they received and mailed our case to the Embassy

2018

 

Jan 25 - Contacted Embassy, they said the case was processing
Feb 19 - Sent Packet 3 (hoping to hurry the process along)
Feb 22 - Embassy e-mailed us and told us to schedule our interview (interview scheduled!)

Mar 6 - Actually received Packet 3 information in the mail (glad a friend told us to just go ahead and send it, that took so long)
April 4 - Interview (we were accepted!) {155 days from NOA2}
April 6 - Im
migration packet for border patrol and Passport arrived at his house (we paid for premium shipping)
April 26 - He entered the US on his K1 Visa

April 27 - We got married!! <3 <3 <3

 

 

AOS Timeline

Spoiler

2018

July 5 - AOS Application mailed in

July 7 - Application received at lock box

July 11 - Debit account we are paying with was charged

July 12 - NOA1 received - Text/E-mail

 

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Funny story.

I met my husband on WoW, he's from Canada, and I was unemployed at the time.

Less funny story.

He received a 221G for a SECOND cosponsor, because I was unemployed. While people say oh it's fine, people do it all the time, it was a pretty big gut punch when that was the thing that delayed our K-1 visa. We used my mother as our first cosponsor, who made more than needed for her household. The CO was worried about me being unemployed and told my husband (at the time fiance) that everything was in order, he was just worried about the financial side of things, and even pointed out that we technically met the requirements, but that if he could get another cosponsor as further insurance then he'd be alright. Needless to say, we got a second cosponsor, and he had the visa within 7 days of sending the paperwork back to the embassy. A friend we had met on WoW years ago ended up being our second cosponsor lol.


The financial side of things is 100% up to the CO. If they have a bad feeling about your financial situation, like you've been unemployed for a while, or jump jobs, they can ask for more financial info or another cosponsor.


Just be aware, we were completely shocked when it happened to us as, we TECHNICALLY met the requirements and well, Mainly because of the nonchalantness on how unemployment with a cosponsor is treated here on VJ. When a lot of people tell you you'll be fine, but then a CO says no it's not good enough, it's hard.



That being said, you having ANY form of job, regardless of pay is better than nothing. Even though my mom wasn't considered good enough to cosponsor K-1 alone, when we did my husbands AOS, I had just started working  (only on the job for 2 months at the time of applying) and wasn't making that much at all, but it was enough for the AOS.


Note: None of this is to worry you or scare you. Just be aware of the possibilities. I didn't even think it was a possibility at the time until he happened. I thought meeting the requirements were enough, and didn't factor in consular discretion.

Edited by Ash.1101

*More detailed timeline in profile!*
 
Relationship:     Friends since 2010, Together since 2013
 

Spoiler

Met online: June 2010
Started dating: March 20, 2013
Engaged: November 27, 2014
Married: Feburary 20, 2016



The K-1 Process:    Done in 208 days                                               
 

Spoiler

04/27/15- NOA1 Recieved                                                    
06/02/15 - NOA2 Recieved
09/22/15 - Interview       (221g for more documents (a SECOND cosponsor), see profile for more details!)                                            
11/09/15 -  ISSUED!!                                                              
11/10/15 - Passport received                                                
02/20/16 - Wedding!              


                                                
 AOS   Done in 77 days                                                                            
 

Spoiler

04/08/16 - I-485, I-765, I-131 AOS Application recieved by USCIS
04/12/16 - 3 NOA1's received in mail
05/14/16 - Biometrics for AOS and EAD
06/27/16 - I-485 Case to changed to "New Card being produced"  (Day 77)
06/27/16 - I-485 Case changed to Approved! (Day 77)
06/30/16 - I-485 Case changed to "My Card has been mailed to me!"
07/05/16 - Green Card received in mail! 

 



ROC 

05/09/18 - Mailed out ROC to CSC

05/10/18 - CSC Signed and received ROC package
06/07/28 - NOA1 

06/11/18 - Check cashed

06/15/18 - NOA received in the mail

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I recommend finding and securing a job AND having enough money in the bank to start and finish the K1 Visa process.

 

As we all know, the K1 Visa process has a lot of unforeseen financial expenses that seem to pop up at the worst times.  

 

For example, my fiance is from Vancouver BC Canada.  Just last year in 2016, the US Embassy in Vancouver stopped conducting K1 Visa interviews.  All K1 Visa interviews for Canada are now conducted in Montreal.  This change alone will cost us another $1000+ for flight, hotel, etc.  Also this past Dec 23, 2016, the USCIS raised their K1 Visa and other application fees.

Your numbers may "qualify" you.  But, make sure you and your family have the funds to complete the entire process.  Unfortunately, its not cheap.  

Good luck!


K-1 Visa Journey

11/14/2016: K1 Visa Application Mailed To Dallas Lock Box

11/17/2016: K1 Visa Application Received Date

11/22/2016: Check Cashed By US Dept of Homeland Security

11/22/2016: Received NOA1 Text and Email - USCIS California Service Center

11/23/2016: Received NOA1 Hard Copy In The Mail

02/07/2017: Received NOA2 Approval Online - 77 Days From NOA1 Date

02/11/2017: Received NOA2 Hard Copy In The Mail

03/03/2017: Case Received By NVC

03/08/2017: Called NVC And Received Case # and Invoice # - CEAC Website Shows Case Is "Ready"

03/09/2017: Downloaded Packet 3 From Canadian Consulate Website - Emailed Packet 3 at 12:30am PST

03/09/2017: Received Return Email Packet 4 at 1pm PST

03/09/2017: Scheduled Interview Per Packet 4 Instructions

04/19/2017: K1 Visa Interview At Montreal US Embassy - Visa Approved - 148 Days From NOA1 Date

04/26/2017: CEAC Status Changed From "Administrative Processing" To "Issued"

04/28/2017: Visa In Hand

05/28/2017: POE Peace Arch Crossing - Blaine, WA USA - Experience Was Very Friendly And Welcoming

07/14/2017: Wedding Day

 

AOS Journey

08/19/2017: AOSEAD, AP Mailed To Chicago Lock Box

08/29/2017: Check Cashed By US Dept of Homeland Security

08/30/2017: Received NOA1 Text and Email For AOS, EAD, AP

09/05/2017: Received NOA1 Hard Copies In The Mail For AOS, EAD, AP

09/19/2017: Biometrics Completed

09/26/2017: USCIS Website Shows "Interview Ready To Be Scheduled By USCIS"

11/20/2017: Received EAD and AP Approval Letters

12/04/2017: Received EAD/AP Combo Card

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Thank you guys so much for all the wonderful information. I've done a lot of reading, but there are a lot of gaps that government forms and instructional websites just don't fill in very well. We absolutely don't wanna rush this and screw it up, even if it means we have to be apart for a bit longer, as much as that sucks. 

 

I think my plan for now is to continue the job search and get as much of the paperwork together as I can (print photos/proof of our travel/forms we need), then as soon as I get a job send it all away. Hopefully it shouldn't take too long. Savings for filing fees/travel expenses isn't really a huge problem for us, since he works and doesn't really have any bills (lives with his parents), so we have been saving up in prep for this for a good while. I'm absolutely not worried about us having the money to complete the process, just that we can get through the financial requirements for them to approve us.

 

But you don't necessarily get denied outright or have to reapply if the financial stuff gets rejected, just provide another cosponsor/more financial info for them (and hope they accept that then)?

Also, one other question, what would I have to get for proof of being employed to show them, if my job is fairly new when I apply? Cause some sites said bank statements/tax returns, but if it is a new job it wouldn't be on my taxes and no site could seem to agree on how many bank statements were a good idea.

Thanks again for answering some of my questions, feeling a little less lost all the time, haha.


K1 Application Timeline - 326 days from NOA1 to visa in hand

Spoiler

2017

 

May 9   - K1 Visa Application mailed in
May 11 - Application received at lock box
May 15 - NOA1 received - Text/E-mail
May 16 - Check cashed
May 19 - Paper copy of NOA1 received
Oct 31 - NOA2 received - Text/E-mail {169 days from NOA1}
Nov 3 - Paper copy of NOA2 received
Nov 29 & Dec 11 - Contacted NVC, they said they had not received our case
Dec 28 - NVC e-mailed, they said they received and mailed our case to the Embassy

2018

 

Jan 25 - Contacted Embassy, they said the case was processing
Feb 19 - Sent Packet 3 (hoping to hurry the process along)
Feb 22 - Embassy e-mailed us and told us to schedule our interview (interview scheduled!)

Mar 6 - Actually received Packet 3 information in the mail (glad a friend told us to just go ahead and send it, that took so long)
April 4 - Interview (we were accepted!) {155 days from NOA2}
April 6 - Im
migration packet for border patrol and Passport arrived at his house (we paid for premium shipping)
April 26 - He entered the US on his K1 Visa

April 27 - We got married!! <3 <3 <3

 

 

AOS Timeline

Spoiler

2018

July 5 - AOS Application mailed in

July 7 - Application received at lock box

July 11 - Debit account we are paying with was charged

July 12 - NOA1 received - Text/E-mail

 

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In terms of proof, I submitted my pay stubs from the last 6 months, tax return, and a letter from my employer stating how much I made annually as well as my employment status. Bank statements aren't really sufficient proof  unless you have a substantial amount in your account.

 

You will also need a co-sponsor for his AOS  (which now costs $1225) if you don't find employment by the time you guys file for that. It can be the same person who co-sponsors the K1 of course, but keep that in mind! :) 

Edited by Delirium

04/14/16-Case Received

04/18/16-NOA1

04/21/16-NOA1 Hard Copy

06/30/16-NOA2 (73 days)

07/05/16-NOA2 Hard Copy

07/25/16-NVC Case Number Assigned.

07/26/16-Case was in Transit.

07/28/16-Case is now 'Ready' in Amsterdam

08/03/16-Received packet 3

09/27/16-Interview - APPROVED!!

09/29/16- Visa received.

10/29/16- POE date.

12/03/16-Receiving Social Security Number

12/01/16-Married

 

01/09/17-Filed AP, AOS and EAD

01/22/17-Received NOA1 

02/06/17-Biometrics Appointment Letter Received 

02/10/17- Digital RFIE received 

02/16/17-Biometrics appointment

02/21/17-RFIE Response Sent

02/23/17-RFIE Response received by USCIS

02/24/17-Status was updated on the USCIS website to "Response received" 

03/09/17-Status changed to "Ready to Schedule Interview"

04/14/17-Filed a service request for EAD card

04/19/17- EAD card is being produced

04/25/17-EAD/AP card was sent out.

04/27/17-Received combo card. 

09/25/17-AOS Interview-APPROVED!

09/30/17-Green card in hand! Done for 2 years :D

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3 hours ago, Nikki14 said:

 

 

But you don't necessarily get denied outright or have to reapply if the financial stuff gets rejected, just provide another cosponsor/more financial info for them (and hope they accept that then)?

Also, one other question, what would I have to get for proof of being employed to show them, if my job is fairly new when I apply? Cause some sites said bank statements/tax returns, but if it is a new job it wouldn't be on my taxes and no site could seem to agree on how many bank statements were a good idea.

Thanks again for answering some of my questions, feeling a little less lost all the time, haha.



Yes, you don't get outright denied. You would receive a 221G with considerations asking for more paperwork basically, and then it would list what they want. Normally, as long as you send in what they ask, it's no problems.

Also if your job is new you can ask your boss to write a short letter stating that you were hired on X-date, saying the job is tempeorary or permanant and that you are projected to make Y amount of money per year. You also should include pay stubs from the time you started the job to say a month or so before the interview.


Ideally your strongest form of proof is:

Tax transcript
Tax Return + W2 Combo
Pay stubs
Employer letter

and then bank statements if you plan on claiming assets. There's no need to show a bank statement unless you claim assets to help you meet the poverty limits.


If you didn't file taxes the year before, you would simply include a letter saying that you didn't file taxes for the year 20XX because you didn't meet the requirements, because you made 0 dollars that year, etc. Basically the reason you didn't file, as long as it's a legal reason, such as making under the threshold, you just write a letter explaining it.


*More detailed timeline in profile!*
 
Relationship:     Friends since 2010, Together since 2013
 

Spoiler

Met online: June 2010
Started dating: March 20, 2013
Engaged: November 27, 2014
Married: Feburary 20, 2016



The K-1 Process:    Done in 208 days                                               
 

Spoiler

04/27/15- NOA1 Recieved                                                    
06/02/15 - NOA2 Recieved
09/22/15 - Interview       (221g for more documents (a SECOND cosponsor), see profile for more details!)                                            
11/09/15 -  ISSUED!!                                                              
11/10/15 - Passport received                                                
02/20/16 - Wedding!              


                                                
 AOS   Done in 77 days                                                                            
 

Spoiler

04/08/16 - I-485, I-765, I-131 AOS Application recieved by USCIS
04/12/16 - 3 NOA1's received in mail
05/14/16 - Biometrics for AOS and EAD
06/27/16 - I-485 Case to changed to "New Card being produced"  (Day 77)
06/27/16 - I-485 Case changed to Approved! (Day 77)
06/30/16 - I-485 Case changed to "My Card has been mailed to me!"
07/05/16 - Green Card received in mail! 

 



ROC 

05/09/18 - Mailed out ROC to CSC

05/10/18 - CSC Signed and received ROC package
06/07/28 - NOA1 

06/11/18 - Check cashed

06/15/18 - NOA received in the mail

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