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barbie.ness

Insurance after marriage

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Hi everyone. Good day.

 

I would like to ask what are the affordable insurance plans I can get? I entered via k1 and now adjusting my status. My husband did not get insurance through his employer. Instead, he got a term insurance which will expire this March. He told me he emailed the company to add me but they did not reply. 

 

Thanks so much:D

Edited by barbie.ness

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Are you referring to life insurance or medical insurance?


K1 Visa Timeline
03/04/16: I-129F sent via USPS certified mail
03/09/16: I-129F NOA1
03/11/16: I-129F NOA1 hard copy received
06/13/16: RFE Notice of Action
06/17/16: RFE NOA hard copy received

06/23/16: Response to RFE sent to CSC via USPS certified mail

06/29/16: Response to RFE sent to CSC was received

07/05/16: I-129F was approved and sent to NVC

07/27/16: NVC received petition

07/28/16: NVC sent petition to US Embassy in Manila

08/01/16: Consulate received

08/30/16: Medical

09/13/16: Interview date / Approved

09/17/16: Visa in hand

12/29/16: POE - Dallas, TX

01/20/17: Marriage

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Just now, barbie.ness said:

medical. thanks

I believe if you were married within 60 days, your husband can add you through his employer as a lifestyle change status.  He should call HR.  Is it past 60 days?


K1 Visa Timeline
03/04/16: I-129F sent via USPS certified mail
03/09/16: I-129F NOA1
03/11/16: I-129F NOA1 hard copy received
06/13/16: RFE Notice of Action
06/17/16: RFE NOA hard copy received

06/23/16: Response to RFE sent to CSC via USPS certified mail

06/29/16: Response to RFE sent to CSC was received

07/05/16: I-129F was approved and sent to NVC

07/27/16: NVC received petition

07/28/16: NVC sent petition to US Embassy in Manila

08/01/16: Consulate received

08/30/16: Medical

09/13/16: Interview date / Approved

09/17/16: Visa in hand

12/29/16: POE - Dallas, TX

01/20/17: Marriage

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have him physically go to hr and get the paperwork to add you. a lot bring a copy of marriage certificate to show you are within the 60 day window.

 

good luck

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I am facing a similar situation.  My wife and step son are flying here Monday.  I have health insurance through my employer but couldn't add my wife and step son during open enrollment because they weren't in the US. My employer told me them immigrating to the US is a qualifying event and I can add them when they get here. I will be making the change on Thursday. 


morfunphil1_zpsoja67jml.jpg

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23 hours ago, jpiz777 said:

I believe if you were married within 60 days, your husband can add you through his employer as a lifestyle change status.  He should call HR.  Is it past 60 days?

 

23 hours ago, f f said:

have him physically go to hr and get the paperwork to add you. a lot bring a copy of marriage certificate to show you are within the 60 day window.

 

good luck

She said he did not get his insurance through his employer.

 

If his coverage is about to end in March, he could just get a family plan with his provider. Tell him to start asking for quotes now. 

 

In the meantime, I'd have him call his provider and have them add you as a dependent. Marriage is a qualifying event so he should be able to just add you there. 


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13 hours ago, jg121783 said:

I am facing a similar situation.  My wife and step son are flying here Monday.  I have health insurance through my employer but couldn't add my wife and step son during open enrollment because they weren't in the US. My employer told me them immigrating to the US is a qualifying event and I can add them when they get here. I will be making the change on Thursday. 

Samesies with the hubby. Within the first week of coming here, we got our daughter her social security number and mine was mailed to me about a week after POE so my husband just took those to HR, signed some forms and we were added to his insurance. 


Married in Texas Sept. 16, 2013

Sent I-130 Nov. 3, 2013

Received NOA1 (email) Dec. 19, 2013

Requested Expedite Jan. 2, 2014

Approved Expedite Jan. 4, 2014

Case sent to NVC Jan. 15, 2014

Received NOA1 (mail) Jan. 22, 2014

NVC Received Case Jan. 27, 2014

Received NOA2 (mail) Feb. 25, 2014

NVC Assigned Case Number Mar. 11, 2014

Paid AOS Fee Mar. 29, 2014

Paid IV Fee Mar. 29, 2014

Submitted DS-260 Apr. 4, 2014

Mailed in IV packet Apr. 8, 2014

Submitted AOS packet Forgot the date

Case complete May 31, 2014

Medical Jun. 26, 2014

Interview Jul. 8, 2014

POE (LAX) Sept. 16, 2014

Paid ELIS May 16, 2015

Received GC May 23, 2015

I-751 Receipt Date July 5, 2016

ROC NOA July 15, 2016

I-751 Biometrics Aug. 5, 2016

ROC Approved Sept. 18, 2017
Received GC Sept. 25, 2017
 

CR1 Spousal Visa Guide

 

TBErp8.png
 
 
YEP0m5.png


 

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20 hours ago, jg121783 said:

I am facing a similar situation.  My wife and step son are flying here Monday.  I have health insurance through my employer but couldn't add my wife and step son during open enrollment because they weren't in the US. My employer told me them immigrating to the US is a qualifying event and I can add them when they get here. I will be making the change on Thursday. 

True and they can not require a SSN by US law. I fought that battle and had to educate my HR and Insurance company at the time 

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15 minutes ago, jg121783 said:

I just talked to hr today and they informed me the change could take a month or more. So now my wife and step son will be without insurance while I wait.

that is just hr dragging thier feet. legally speaking there is no reason you could not submit the paperwork the day they arrive any delay you encounter is created by the companies policies.

 

good luck

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8 minutes ago, jg121783 said:

I was told I will get a form to fill out next week and it will take the insurance company a month to process. I wonder if there is any sort of short term insurance I could get in the meantime. 

Oh man, they told you that? That's a bunch of nonsense on their part honestly... I really wish HR would respect and help people more. You could buy a private insurance plan if you'd like, and you could cancel that at any time, the same as you could do if you signed up using the exchange. But as far as purchasing short term insurance goes, it won't absolve you of the penalty if that's a concern, nor will it cover anything pre-existing if that is an additional concern.


K-1 - AOS & ROC Timeline  - Immigration and the Health Exchange Price of Love in the UK Thinking of Returning to UK?

 

First met: 12/31/04 - Engaged: 9/24/09
Filed I-129F: 10/4/14 - Packet received: 10/7/14
NOA 1 email + ARN assigned: 10/10/14 (hard copy 10/17/14)
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NOA 2 email: 5/4/15 (hard copy 5/11/15)
Sent to NVC: 5/8/15 - NVC received + #'s assigned: 5/15/15 (estimated)
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Packet 3: 5/28/15 - Medical: 6/16/15
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Wedding: 9/30/15

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RFE for USCIS inability to read vax instructions: 5/21/16 (no e-notification & not sent from local office!)

RFE response sent: 6/7/16 - RFE response received 6/9/16

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Green Card received: 6/18/16

USCIS 120 day reminder notice: 2/22/18

Filed I-751: 5/2/18 - Packet received: 5/4/18

NOA 1:  5/29/18 (12 mo) 8/13/18 (18 mo)  - Bio: 6/27/18

 

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just ask them what the process is if you have a child born tomorrow and how they would get it covered right away.

 

also if they are processing paperwork for so long will they let you set the effective date of thier insurance to the day they came to the us?

Edited by f f

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