Jump to content
brucewayne

Canadian Student on F-1 visa with USA TD credit card- without SSN, credit history

By brucewayne in Canada

 Share

3 posts in this topic

Recommended Posts

brucewayne Newbie

brucewayne   0

Posted
Filed: AOS (pnd) Country: Canada
 Timeline
Posted (edited)

Hi Everyone!

I am a Canadian F-1 student visa holder in the USA. When I moved to the United States 3.5 years ago I opened a USA TD checking/savings account, and also applied and received a USA TD Credit Card- without a SSN since I was on a student visa and not working.

I have a question- I am currently applying for a SSN and once I receive the SSN and report it to the USA TD, will my USA 'credit history' start from the day I receive my SSN, or will the USA credit history adjust retroactively back 3.5 years while I was on my student visa and first got the USA TD credit card?

Thank you in advance.

Edited by brucewayne
Link to comment
Share on other sites
NikLR Grand Master

NikLR   13,220

Posted
Filed: Lift. Cond. (apr) Country: Canada
 Timeline
Posted

When you add your SSN with a W9 on your USA TD credit card, double check with the company how the credit will be reported. With RBC USA, mine wasn't reported in the until I added the SSN. Until then it reported to Canadian credit bureaus.

You have brains in your head. You have feet in your shoes. You can steer yourself any direction you choose.  - Dr. Seuss

 

Link to comment
Share on other sites
 
Didn't find the answer you were looking for? Ask our VJ Immigration Lawyers.

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
 Share
Go to topic listing
- Back to Top -

Important Disclaimer: Please read carefully the Visajourney.com Terms of Service. If you do not agree to the Terms of Service you should not access or view any page (including this page) on VisaJourney.com. Answers and comments provided on Visajourney.com Forums are general information, and are not intended to substitute for informed professional medical, psychiatric, psychological, tax, legal, investment, accounting, or other professional advice. Visajourney.com does not endorse, and expressly disclaims liability for any product, manufacturer, distributor, service or service provider mentioned or any opinion expressed in answers or comments. VisaJourney.com does not condone immigration fraud in any way, shape or manner. VisaJourney.com recommends that if any member or user knows directly of someone involved in fraudulent or illegal activity, that they report such activity directly to the Department of Homeland Security, Immigration and Customs Enforcement. You can contact ICE via email at Immigration.Reply@dhs.gov or you can telephone ICE at 1-866-347-2423. All reported threads/posts containing reference to immigration fraud or illegal activities will be removed from this board. If you feel that you have found inappropriate content, please let us know by contacting us here with a url link to that content. Thank you.
×
×
  • Create New...