ROC concern - please help!

[Mara1209 0]

Hello,

I'll be applying for my ROC soon and we're currently in the process of gathering as much evidence as we can. But I'm concerned about one thing. I've read tens of entries on couples sharing their experiences with ROC and I've noticed that most of them included proof of shared ownership of properties such a real estate or a car. I've also seen copies of joint leases. In our case, my husband owns the house and the car - which makes sense since I joined him in the US years after he purchased those properties.

It's obvious that shared ownership of properties is a sold evidence, but what if we're missing that? Has anyone of you got approved without it?

Thanks!

[firebird00 66]

Hello,

I'll be applying for my ROC soon and we're currently in the process of gathering as much evidence as we can. But I'm concerned about one thing. I've read tens of entries on couples sharing their experiences with ROC and I've noticed that most of them included proof of shared ownership of properties such a real estate or a car. I've also seen copies of joint leases. In our case, my husband owns the house and the car - which makes sense since I joined him in the US years after he purchased those properties.

It's obvious that shared ownership of properties is a sold evidence, but what if we're missing that? Has anyone of you got approved without it?

Thanks!

Try to add your name to utility bills,car and health insurance and any bills which shows your both names in same address.

[Lynkali 163]

We have been worried about this, too, but I've tried to do everything I can to have my husband show joint RESIDENCE even though I own the house. (In my case, the house has been in a domestic trust in my name only since long before we married -- since it was set up as a domestic trust, my husband legally cannot be added until he becomes a naturalized citizen!)

Here's what we're including: a copy of the deed to the house in my name; property tax statements for the last three years in which we SPLIT the payments equally (he paid half each year, I paid the other half -- we have the receipts to prove each payment); a notarized affidavit from each of us stating we reside together; an affidavit from my parents stating we reside together here; and many many utility bills which are either in joint names on the account, or at least addressed to both of us even though I'm the account holder. Plus of course other official and unofficial bills/letters/statements sent to him only at our shared address, to show he really does live here.

Last but not least: a half-page explanation of our deed/trust situation, so the officer can understand why my husband is not on the deed. I think the explanation is the most important: as long as you explain your situation, they cannot ask for things that do not exist, and you should have plenty of proof that you actually do live at that residence. You do not have to share every piece of property: you simply have to show that you are living a co-mingled life together and sharing at least some of the responsibilities of daily life.

[Adrianna 0]

I didn't include the ownership of my husband's house, and I got ROC approved

But I did include our ownership of a car title.

[Ontarkie 13,915]

I was never added to the house tittle, it was never an issue.

[NikLR 13,220]

Yes people get approved without joint ownership.

Financial co-mingling can include or exclude ownership of items.

What items do you have thus far?

Hello,

I'll be applying for my ROC soon and we're currently in the process of gathering as much evidence as we can. But I'm concerned about one thing. I've read tens of entries on couples sharing their experiences with ROC and I've noticed that most of them included proof of shared ownership of properties such a real estate or a car. I've also seen copies of joint leases. In our case, my husband owns the house and the car - which makes sense since I joined him in the US years after he purchased those properties.

It's obvious that shared ownership of properties is a sold evidence, but what if we're missing that? Has anyone of you got approved without it?

Thanks!

[Stevephoto 224]

Life insurance policies (noted above) with each other as beneficiary; any retirement/401K with spouse as beneficiary; joint bank/credit card accounts; and perhaps more importantly (for life more than ROC as TboneTX always says), wills and medical power of attorney forms. Good luck!

[Adil & Jeanne 296]

you can actually be added to the deed by a quick claim deed / examples online / readon not necessary in some states is the state may be a community property state / if so, you are automatically half owner of assests.

I was able to add Adil as joint owner on deed while he was still in Morocco

for us immigration wanted to see co minglinging before he even came

get added to banking account and get a bebit card

congratu

you will be fine and congratulations

Edited November 30, 2015 by Adil & Jeanne

[Advanced Aardvark 82]

Hello,

I'll be applying for my ROC soon and we're currently in the process of gathering as much evidence as we can. But I'm concerned about one thing. I've read tens of entries on couples sharing their experiences with ROC and I've noticed that most of them included proof of shared ownership of properties such a real estate or a car. I've also seen copies of joint leases. In our case, my husband owns the house and the car - which makes sense since I joined him in the US years after he purchased those properties.

It's obvious that shared ownership of properties is a sold evidence, but what if we're missing that? Has anyone of you got approved without it?

Thanks!

Your objective is to demonstrate that you have a valid marriage. Co-mingling of assets can certainly be part of that, but it is not required. It is important to demonstrate that there is co-mingling of finances, habitation and family life. Joint accounts for utilities, insurance, credit cards and bank accounts support that you have a genuine marriage. Affidavits from friends, family and others who have known you as a married couple since you were married are important. Documentation of family vacations and activities during the past two years are important.

If a reasonable person would view your documentation as evidence of a bona-fide marriage for the past two years, then you will likely be OK.

Good luck.

[Amhara 460]

you can actually be added to the deed by a quick claim deed / examples online / read on not necessary in some states is the state may be a community property state / if so, you are automatically half owner of assets.

I was able to add Adil as joint owner on deed while he was still in Morocco

for us immigration wanted to see co mingling before he even came

get added to banking account and get a debit card

congratulation

you will be fine and congratulations

Technically, if the property was owned before marriage, it's separate property in community property states. Anything purchased AFTER marriage is community property in community property states.

[Leo7777 243]

you can actually be added to the deed by a quick claim deed

Many people mistakenly believe the word is quick claim.

But there is no such thing.

QUITCLAIM DEED.

However, this would be a dangerous tool to use.

Quitclaim deed says that whatever ownership rights you have . . . you 'Quit' your claim to this ownership in favor of the person you designate.

But you don't want to give up your ownership rights . . . you only want to share ownership rights.