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Cappedoff

Housing in the US

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hi everyone,

A question ... I've been looking online for info about housing in the US. I'm a USC who has been out of the US for now over 10 years. I know to rent an apt or house we need credit. But both my husband and I have no credit. Nor do we have anyone to cosign for us. Nor do we even want to ask anyone. So who does someone rent a place in the US with no credit ? Any clue? Thanks!


::: Timeline for N-600 & CR-1/ IR-1 :::

Note: This is for USC living abroad

°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°

Found each other May 2003

Engaged June 2005

Married Sept 2006

Child 1 born Sept 2008

Child 2 born Nov 2009

Child 3 born Mar 2012

  • Service Center : Embassy & Chicago Lockbox
  • Consulate : Algiers, Algeria

CRBA

  • N-600 Sent :

I-130

  • I-130 Sent :
  • I-130 NOA1 :
  • I-130 Approved :
  • ..... to be continued

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Do you have no credit or old credit? Have you never worked in the US?



If you have an income you can often show pay-stubs when renting. Or find a place that will go month to month until you get on your feet.



good luck



USCIS
August 12, 2008 - petition sent
August 16, 2008 - NOA-1
February 10, 2009 - NOA-2
178 DAYS FROM NOA-1


NVC
February 13, 2009 - NVC case number assigned
March 12, 2009 - Case Complete
25 DAY TRIP THROUGH NVC


Medical
May 4, 2009


Interview
May, 26, 2009


POE - June 20, 2009 Toronto - Atlanta, GA

Removal of Conditions
Filed - April 14, 2011
Biometrics - June 2, 2011 (early)
Approval - November 9, 2011
209 DAY TRIP TO REMOVE CONDITIONS

Citizenship

April 29, 2013 - NOA1 for petition received

September 10, 2013 Interview - decision could not be made.

April 15, 2014 APPROVED. Wait for oath ceremony

Waited...

September 29, 2015 - sent letter to senator.

October 16, 2015 - US Citizen

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I have no credit. The last time I was in the US I was a university student. And I didn't work or rent. I just attended school. So really I have ZERO to go on. I had I think a credit card over 12 years. But doesn't your record zero out after 7 years? And we're not in the US yet so no job even. We're still at the visa stage ... but a requirement is to be establish domicle in the US again. So I was thinking of housing ...


::: Timeline for N-600 & CR-1/ IR-1 :::

Note: This is for USC living abroad

°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°

Found each other May 2003

Engaged June 2005

Married Sept 2006

Child 1 born Sept 2008

Child 2 born Nov 2009

Child 3 born Mar 2012

  • Service Center : Embassy & Chicago Lockbox
  • Consulate : Algiers, Algeria

CRBA

  • N-600 Sent :

I-130

  • I-130 Sent :
  • I-130 NOA1 :
  • I-130 Approved :
  • ..... to be continued

Share this post


Link to post
Share on other sites

I don't think your credit goes to 0 every 7 years. Could you imagine? You'd have heaps of people with 0 credit scores if they decide to do their Masters degree. I think bad credit gets expunged after 7 years. I think you can check your credit score for free, do that - what does it say?

I've rented rooms and apartments from people who did not require a credit check, have you looked on Craigslist? Have you been looking for work? If no, why not?

good lck


USCIS
August 12, 2008 - petition sent
August 16, 2008 - NOA-1
February 10, 2009 - NOA-2
178 DAYS FROM NOA-1


NVC
February 13, 2009 - NVC case number assigned
March 12, 2009 - Case Complete
25 DAY TRIP THROUGH NVC


Medical
May 4, 2009


Interview
May, 26, 2009


POE - June 20, 2009 Toronto - Atlanta, GA

Removal of Conditions
Filed - April 14, 2011
Biometrics - June 2, 2011 (early)
Approval - November 9, 2011
209 DAY TRIP TO REMOVE CONDITIONS

Citizenship

April 29, 2013 - NOA1 for petition received

September 10, 2013 Interview - decision could not be made.

April 15, 2014 APPROVED. Wait for oath ceremony

Waited...

September 29, 2015 - sent letter to senator.

October 16, 2015 - US Citizen

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I think you could find some place to rent no matter how lacking your credit is. You could put down double deposit. You could pay your rent six months in advance...there are lots of options. I assume you have at least $60,000 in the bank since it sounds like you are going to sponsor your husband.

Work with a relator...they will be the best help.

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Ok great to read. Thanks everyone!


::: Timeline for N-600 & CR-1/ IR-1 :::

Note: This is for USC living abroad

°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°°

Found each other May 2003

Engaged June 2005

Married Sept 2006

Child 1 born Sept 2008

Child 2 born Nov 2009

Child 3 born Mar 2012

  • Service Center : Embassy & Chicago Lockbox
  • Consulate : Algiers, Algeria

CRBA

  • N-600 Sent :

I-130

  • I-130 Sent :
  • I-130 NOA1 :
  • I-130 Approved :
  • ..... to be continued

Share this post


Link to post
Share on other sites
 
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