Pregnant US citizen without health insurance

[CR1HolderJo 0]

Im CR1 holder and my wife is a 16 weeks pregnant US citizen without health insurance.

We want to deliver our child in the US but unfortunately we cann't afford it without health insurance.

I have few questions..

How much will it cost us to deliver our child there?(as a range)

Is there anyway to purchase a health insurance or its too late now since my wife is 16 weeks?

We would appreciate your help...

[ascertainLovE 165]

Congrats on the pregnancy. $10,000 to $20,000 out of pocket. Have you looked into Obamacare?

[CR1HolderJo 0]

Thanks, please can you help me to reach a company that provides obamacare?

Do they accept already pregnant women?

Edited March 27, 2015 by CR1HolderJo

[asisflyer 47]

1. What is your household income for 2015 anticipated? current income this month ?

2. What state are you in ?

3. Do you have a health plan available to you via your employer(s) - at what price?

4. Are you going to file Joint Returns in 2015 ?

5. Have you recently moved? got a new job? had an income change? changed immigration status? etc. in the last 60 days ?

6.. Has the U.S. citizen just become aware of the requirement for having health care coverage when doing her tax return?

7. Any other earners in the same residence????

Depending on US Citizen household income: potentially Medicaid for the US Citizen (often special pregnancy thresholds)

( emergency Medicaid is a different topic than regular Medicaid)

If income too high for Medicaid for US Citizen, then Healthcare.gov / Obamacare with or without Tax/Credit or Out-of-Pocket Reductions based on the questionnaire.

[xjoseyx 19]

Thanks, please can you help me to reach a company that provides obamacare?

Do they accept already pregnant women?

https://www.healthcare.gov/this is the government healthcare website. I dont know if they'll accept a pregnancy, maybe they will as a pre-existing condition? Maybe call them and ask. Congrats!

[asisflyer 47]

https://www.healthcare.gov/this is the government healthcare website. I dont know if they'll accept a pregnancy, maybe they will as a pre-existing condition? Maybe call them and ask. Congrats!

All ACA policies cannot have pre-existing conditions of any sort.

The issue for them on the healthcare.gov other than price is OPEN ENROLLMENT PERIOD. The main period closed out, they need a SPECIAL ENROLLMENT PERIOD to qualify now to enter to exchange pool.

That's why I'd asked about job, relocation, change of income, etc. And now open enrollment may be extended for those with coverage tax penalty in prior year who just learned about it.

[1stLoveRedo 111]

Im CR1 holder and my wife is a 16 weeks pregnant US citizen without health insurance.

We want to deliver our child in the US but unfortunately we cann't afford it without health insurance.

I have few questions..

How much will it cost us to deliver our child there?(as a range)

Is there anyway to purchase a health insurance or its too late now since my wife is 16 weeks?

We would appreciate your help...

Where are you located, which state?.

Congratulations!

[Romet 28]

There could also be some government assistant programs that could help your wife. I am in CA and there is assistance to help pregnant women.

[Boiler 43,431]

I do not think they are in the US.

[Romet 28]

I do not think they are in the US.

Ah ha. Gotcha. It might be a bit harder to get insurance then.

[CR1HolderJo 0]

1. What is your household income for 2015 anticipated? current income this month ?

20,000$ ,, current income this month is 900$

2. What state are you in ?

Georgia , but we live currently in Jordan -Middle east

3. Do you have a health plan available to you via your employer(s) - at what price? No

4. Are you going to file Joint Returns in 2015 ? yes

5. Have you recently moved? got a new job? had an income change? changed immigration status? etc. in the last 60 days ? we have recently moved to the states since my wife (us citizen) was living also in Jordan

6.. Has the U.S. citizen just become aware of the requirement for having health care coverage when doing her tax return? Yes

7. Any other earners in the same residence????No

I really appreciate your help....

[Cyberfx1024 7,978]

You can not do anything until you move back to the United States. Where are you at in regards to the CR-1 visa, did you file already or is it in hand, do you have a green card? There is alot left unanswered here so I would need to know more before saying anything else. She could qualify for Medicaid due to being pregnant, but that depends on her state.

[CR1HolderJo 0]

Her state is Georgia , yes i got my green card

[MS and KK 13]

I think most ACA policies will cover oversees but they may be at higher rate.

A pregnancy will trigger a speical enrollment. She needs to go to helthcare.gov review the information and/speak to a representative. If she does not get good answers from the reps, I would recommend that she reach out to a relative in GA to help her find what is called a health care navigator in her home state to give hopefully better answers.

Its not inexpensive even with Obamacare the deductibles are high as are the co-payments but you may qualify for assistance or maybe even Medicaid?? Best thing to do is go to the website. If this does not work, please send me a private msg on here and I can see if I can help I work in health care for over 15 years doing policy work and have contacts that I could ask and get you on the correct tract.

If you guys come back stateside just go to the healthcare.gove site and prob less complicated of an issue but I think you can enroll overseas as well.

[jeffkadrliktorr 99]

the plans at healthcare.gov don't cover you if you live outside the United States.