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Joint credit card question

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hi all.

We are filling on August but I am starting to gather stuff and organize.

My husband, U.S. citizen, added me two years ago in his credit card, so it's not joined I am just an authorized user.

I saw our statements today and it doesn't mention my name or my credit card number on the statements or his. In the statements it only mentions the places we used the cards.

The questions: 1.when talking about providing bank statements, even thought it does not say our names or show credit cards numbers can we still give them the statements worth of 2 years?

2. Same question about our seperate bank accounts and joint savings account(although names are only shown in savings account)

Thanks.


Our K-1 journey * I am the beneficiary *

08/03/2012 sent I-129F

06/27/2013 Interview at Frankfurt Consulate = Approved.

08/09/2013 Wedding!

AOS

09/03/2013 Sent AOS + EAD + AP

12/30/2013 PR card in hand.

ROC

09/29/2015 Sent I-751

10/30/15 Biometrics

05/19/16 Approved

N-400

10/04/2016 Send Package

10/15/2016 NOA

11/04/2016 Biometrics

02/01/2017 Interview

02/23/2017 Oath!

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As with everything immigration-related, it really depends on the other evidence you submit and your individual situation. HOWEVER, I will tell you this: my spouse and I do not have ANY joint credit cards, and only have one joint bank account, which we use to split rent/bills only. The statements for that bank account comes his name only, but I am a joint owner. I simply had the bank's manager write a letter to confirm that I was a joint account holder and supplied 24 months of statements (even though they showed minimal balances, not that much activity). It may have helped that we both transferred money into that account, which showed up on the statement (I.E. JOHN DOE - TRANSFER IN - $100 - DATE OF TRANSACTION.)

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hi all.

We are filling on August but I am starting to gather stuff and organize.

My husband, U.S. citizen, added me two years ago in his credit card, so it's not joined I am just an authorized user.

I saw our statements today and it doesn't mention my name or my credit card number on the statements or his. In the statements it only mentions the places we used the cards.

The questions: 1.when talking about providing bank statements, even thought it does not say our names or show credit cards numbers can we still give them the statements worth of 2 years?

2. Same question about our seperate bank accounts and joint savings account(although names are only shown in savings account)

Thanks.

They have no way of knowing that you are an authorized user simply from the statements

if it doesn't include your name.

However, he can log in to the credit card web site, and should be able to print

the page that lists authorized users, and you can attach to complete that portion of the evidence.

Since you are filing in August, you still have time to...

go to the bank and setup joint debit/credit card account and get few months worth of usage on

it and send that in also.


10-04-2013 We met online
11-21-2013 We met in person in Shanghai for 2 weeks

12-13-2013 I-129F packet sent via express

12-19-2013 USCIS NOA #1 (text and email) received

12-24-2013 USCIS assigns Alien Registration Number
12-31-2013 USCIS NOA #1 hard copy received
06-02-2014 USCIS web site shows NOA #2 approval
06-06-2014 USCIS web site shows case sent to NVC

06-xx-2014 Fiancee acquired birth, marriage, and police certificates from local police station (wrong)

06-16-2014 NVC creates case with GUZ### number

06-19-2014 NVC sends case sent to Guangzhou, China
06-24-2014 Received packet 3 express mail from embassy
06-25-2014 Completed DS-160 and paid K1 visa fee

06-26-2014 Mailed packet 3 response back to Embassy

06-26-2014 Requested police certificate from Russian embassy

07-08-2014 Received packet 4 email from Embassy

07-17-2014 Picked up Russian police certificate

07-25-2014 Fiancee medical exam (received MMR & Varicella, but they missed required TD shot)

07-31-2014 Picked up medical exam reports

08-01-2014 Request (correct) birth, marriage, and police certificates from Notarial Service (GongZhengChu)

08-06-2014 Picked up birth, marriage, and police certificates from Notarial Service

08-14-2014 Passed Interview Guangzhou embassy

09-01-2014 Received passport, visa, & sealed envelope

09-13-2014 POE

09-17-2014 Went to CBP office to get (US entry) I-94 updated correctly

09-18-2014 Applied for Social Security Card
09-19-2014 Applied for Marriage License (via online)
09-25-2014 Received Social Security Card
09-30-2014 Picked up Marriage License
10-09-2014 Marriage by Justice of Peace
10-09-2014 Got Certified Marriage Certificate Copies
10-17-2014 Received a letter from SS office that they need the marriage license
10-09-2014 Applied to change the social security card name
10-24-2014 Went back to SS office to provide the marriage certificate documents again!!!
12-09-2014 Submitted AOS, EAD, and AP
12-16-2014 Received 16 emails and 16 text NOA messages
01-05-2015 Received Biometrics appointment letter for (01-12-2015)
01-12-2015 Had Biometrics (fingerprint & picture) - Required Marriage Certificate!!!
02-17-2015 EAD and AP is approved
02-23-2015 Received AP is approval letter
02-25-2015 Received EAD/AP combo card (expires 02/16/2016)
02-27-2015 Applied for SS card name change (they took her SS card)
02-27-2015 Driver's learner permit test was denied since the SS card was given to SS office for name change
03-17-2015 Received SS card with married name
03-17-2015 Started to change all her accounts to married name
03-23-2015 Received potential interview waiver letter
03-27-2015 DMV rejects learner's permit due to "legal status=pending" and vision test failure
04-05-2015 Vision test for learner's permit
04-06-2015 DPS sent us letter that DHS cleared my wife's status to acquire driver's license.
04-10-2015 Passed Driver Learner's Permit
04-22-2015 Received Driver Learner's Permit ID card (expires 02/16/2016)
08-27-2015 Green Card approved
08-31-2015 Received Green Card "Welcome Notice Was Mailed" letter
09-05-2015 Received Green card
10-26-2015 Passed Driver's License Road Test (on 3rd attempt)
11-03-2015 Received Driver's License (expires 02/16/2022)
11-06-2015 Applied to remove conditional work remark on SS card
11-23-2015 Received updated Social Security Card.
- - - - - - - - - - Pending Future Processing - - - - - - - - - -
05-27-2017 File 10 Year Green Card
08-27-2017 2 Year Green Card Expires
05-27-2018 File USC

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We sent in photocopies of our credit card which have the same number but our respective names on them as one of the items - maybe you could do something similar?

Yes we did that , great idea too.

Also, we have wills etc. The thing is I see people getting rfe's dispite the fact the have so much evidence *sigh*

We have a joint savings account .


Our K-1 journey * I am the beneficiary *

08/03/2012 sent I-129F

06/27/2013 Interview at Frankfurt Consulate = Approved.

08/09/2013 Wedding!

AOS

09/03/2013 Sent AOS + EAD + AP

12/30/2013 PR card in hand.

ROC

09/29/2015 Sent I-751

10/30/15 Biometrics

05/19/16 Approved

N-400

10/04/2016 Send Package

10/15/2016 NOA

11/04/2016 Biometrics

02/01/2017 Interview

02/23/2017 Oath!

Share this post


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Share on other sites

They have no way of knowing that you are an authorized user simply from the statements

if it doesn't include your name.

However, he can log in to the credit card web site, and should be able to print

the page that lists authorized users, and you can attach to complete that portion of the evidence.

Since you are filing in August, you still have time to...

go to the bank and setup joint debit/credit card account and get few months worth of usage on

it and send that in also.

Yeah, I think we can do that. But even if I provide the statements I get the feeling we will get rfe for wanting more financial co mingling. Right now we pay everything half and half (bills rent groceries) and I don't know if they can see that in the statements. I mean I will sent mine and his, also bills, but should I highlight this type of things?

Also there is activity in our savings account.

Funny is that some US couples don't even mixEd finances or have joint accounts :S

Thank all for your answers btw Vj is awesome!


Our K-1 journey * I am the beneficiary *

08/03/2012 sent I-129F

06/27/2013 Interview at Frankfurt Consulate = Approved.

08/09/2013 Wedding!

AOS

09/03/2013 Sent AOS + EAD + AP

12/30/2013 PR card in hand.

ROC

09/29/2015 Sent I-751

10/30/15 Biometrics

05/19/16 Approved

N-400

10/04/2016 Send Package

10/15/2016 NOA

11/04/2016 Biometrics

02/01/2017 Interview

02/23/2017 Oath!

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We sent in photocopies of our credit card which have the same number but our respective names on them as one of the items - maybe you could do something similar?

They have no way of knowing that you are an authorized user simply from the statements

if it doesn't include your name.

However, he can log in to the credit card web site, and should be able to print

the page that lists authorized users, and you can attach to complete that portion of the evidence.

Since you are filing in August, you still have time to...

go to the bank and setup joint debit/credit card account and get few months worth of usage on

it and send that in also.

The two above quotes are good advice.

If you have been on your husbands credit card(s) as an authorized user for at least 6 months you can call the credit card companies and ask them to now add you as a joint cardholder. They will probably mail you a form to fill out and send back. If approved you will then begin to get statements with both names on them. This is also an easy and quick way to boost your credit rating.

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Awesome ! Thank you I will do that today , or he will .


Our K-1 journey * I am the beneficiary *

08/03/2012 sent I-129F

06/27/2013 Interview at Frankfurt Consulate = Approved.

08/09/2013 Wedding!

AOS

09/03/2013 Sent AOS + EAD + AP

12/30/2013 PR card in hand.

ROC

09/29/2015 Sent I-751

10/30/15 Biometrics

05/19/16 Approved

N-400

10/04/2016 Send Package

10/15/2016 NOA

11/04/2016 Biometrics

02/01/2017 Interview

02/23/2017 Oath!

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I added my wife to my American Express card for this reason as it asked for her SSN # to add her and then it shows her name and the purchases made under her name in addition to mine.

Good luck!

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We have one from chase it only shows the purchases from the place I use it .


Our K-1 journey * I am the beneficiary *

08/03/2012 sent I-129F

06/27/2013 Interview at Frankfurt Consulate = Approved.

08/09/2013 Wedding!

AOS

09/03/2013 Sent AOS + EAD + AP

12/30/2013 PR card in hand.

ROC

09/29/2015 Sent I-751

10/30/15 Biometrics

05/19/16 Approved

N-400

10/04/2016 Send Package

10/15/2016 NOA

11/04/2016 Biometrics

02/01/2017 Interview

02/23/2017 Oath!

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