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Currently I'm with Well-Fargo in the USA and Barclays in the UK. I've been wanting an international bank account and looking around and most seem to be near impossible to obtain unless you have substantial amounts of cash.

I want to be able to transfer money back and forth from the UK to USA without incurring charges and high percentages on each transfer and spending.

Barclays offers a chequeing facilities, but not a card.

I'm wondering what other people are doing?

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People use xe.com and Transferwise and seem to think those are good ones for moving money between bank accounts.

Edited by Nich-Nick

England.gifENGLAND ---

K-1 Timeline 4 months, 19 days 03-10-08 VSC to 7-29-08 Interview London

10-05-08 Married

AOS Timeline 5 months, 14 days 10-9-08 to 3-23-09 No interview

Removing Conditions Timeline 5 months, 20 days12-27-10 to 06-10-11 No interview

Citizenship Timeline 3 months, 26 days 12-31-11 Dallas to 4-26-12 Interview Houston

05-16-12 Oath ceremony

The journey from Fiancé to US citizenship:

4 years, 2 months, 6 days

243 pages of forms/documents submitted

No RFEs

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HSBC does have facilities which you are looking for and is available in both countries. The catch is that you are required to present yourself in person to open a HSBC account in the USA.

You will have two separate HSBC accounts and cards but will be able to transfer between the banks with very minimal fees.

Every account and international transaction will have some kind of fee's attached to it. This is due to exchange rates, paying intermediate banks, clearing houses and other fees which are incurred at each end of the transaction.

Most people do a single transfer of funds and eat the fees associated with the transfer. Find the best UK funds transfer company and go with them.

Good luck with your search.


My AOS Journey

11/11/14 - POE

12/12/14 - Married

12/15/14 - AOS/EAD Submitted

12/22/14 - NOA 1

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10/19/15 - Contacted Local Congressman. Request Submitted

11/19/15 - Response from congressman. Currently being adjudicated. Please wait. No Timeline

11/27/15 - Letter from Local Field office requesting missing I-693.

12/21/15 - Infopass Appointment regarding notice - I-693 not required for K1 Visa. Officer stated he would request local officer to contact me

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01/19/16 - Interview Appointment Received

02/09/16 - Interview - APPROVED

02/12/16 - Green Card In Hand

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I use transferwise or western union. I also have a post office travel money card that gets renewed every two years. I "load" UK money onto the card and then withdraw in dollars in the US. It doesn't work out too atrociously.


Immigration Timeline

 

June 2013: Met whilst working at a summer camp in Michigan 

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November 1st 2014: I-129f submitted for K1 visa

February 24th 2015: Visa in hand!

February 26th 2015: POE at Las Vegas airport, then onwards to Oregon! 

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I am the Beneficiary

 

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Yeah HSBC has some great packages for this, would say have a look at them, then also you can check worldremit.com as well as those as the poster above mentioned you will always incur some kind of fees unless you open an account that is expensive or as you said requires you open with a large sum of cash.

Banking is a business, in some banks depending on your amount of transactions you could try and ask if your eligible for a concession and see where that gets you but I doubt you will be transferring such amounts (not to be rude).

I really feel going with HSBC is a very good option, only negative is I don't know how their presence is in every state.

Anyway let us know if you do find any great deal out their.


12/24/2014.................forms i130, i485, i765, i131 mailed via usps12/26/2014.................forms delivered01/05/2015.................NOA1 for all forms wth 26th dec as priority date01/24/2015.................bio apt received for 02/0601/26/2015................. walk in bio failed, supervisor said that the office is way to busy to come back closer to my apt date02/06/2015................. completed biometrics02/11/2015.................Aos status update 'case is ready to be scheduled for an interview'<p>02/24/2015................EAD updated to 'card in production' AP updated to case approved

09/17/2015....... interview scheduled for OCT 21st.

10/21/2015....... attended interview, approved on the spot, also received updates on case status.

10/23/2015...... green card mailed

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I have both UK and US accounts with HSBC, works out fine although you have to get used to the somewhat antiquated banking system in the US compared to the UK. HSBC in the US now has chip and pin cards but nowhere has the machines to use them, it's still sign a bit of paper, they do have the little random code generators for online banking, which is good.

I had to drive about an hour to find my "local" branch that's the drawback, only 1 branch in the whole state

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Thats what I was saying about the locations in various states, a lot is quite odd here the way that they run each state like its own little country, miss my DVLA simple and straight forward,


12/24/2014.................forms i130, i485, i765, i131 mailed via usps12/26/2014.................forms delivered01/05/2015.................NOA1 for all forms wth 26th dec as priority date01/24/2015.................bio apt received for 02/0601/26/2015................. walk in bio failed, supervisor said that the office is way to busy to come back closer to my apt date02/06/2015................. completed biometrics02/11/2015.................Aos status update 'case is ready to be scheduled for an interview'<p>02/24/2015................EAD updated to 'card in production' AP updated to case approved

09/17/2015....... interview scheduled for OCT 21st.

10/21/2015....... attended interview, approved on the spot, also received updates on case status.

10/23/2015...... green card mailed

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People use xe.com and Transferwise and seem to think those are good ones for moving money between bank accounts.

I second Nich-Nick with the suggestion of Transferwise. I've used their service a bunch of times. Money usually hits my US account about 2 days after sending, sometimes the next day (even though they tell you it'll take nearly a week). I think the most I've ever paid for a fee is around £5. They also use current exchange rates whereas most banks will use a most advantageous rate to them as well as charging a processing fee on top.

Edited by TheAff

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i transfer cash to paypal account then send it to anorther paypal linked to american account


* - 18th August 2014 - I-129f Sent

* - 21st August 2015 - Recived at CSC

* - 30th September - NOA 1 Received

* - 3rd November - NOA 2 Received

-- was never sent to NVC, got it re approved --

* - 9th January - NOA 2 approved

* - 13th January - Notice from CSC that it was sent this time to NVC

* - 21st January - Received at NVC

* - 22nd January - Case Number assisgned

* - 31st January - left NVC for London

* - 6th Feb - Arrived at Embassy

* - 10th Feb - Packet 3 Received and DS-160 Filled out.

* - 25th February - Medical :dancing:

* - 26th February - readiness form sent

* - 7th April - Interview - approved

* - 14th April - Visa in hand.

* - 17th April Tickets booked http://itsalmo.st/#timetofly

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i transfer cash to paypal account then send it to anorther paypal linked to american account

interesting, how do the exchange rates work out?


12/24/2014.................forms i130, i485, i765, i131 mailed via usps12/26/2014.................forms delivered01/05/2015.................NOA1 for all forms wth 26th dec as priority date01/24/2015.................bio apt received for 02/0601/26/2015................. walk in bio failed, supervisor said that the office is way to busy to come back closer to my apt date02/06/2015................. completed biometrics02/11/2015.................Aos status update 'case is ready to be scheduled for an interview'<p>02/24/2015................EAD updated to 'card in production' AP updated to case approved

09/17/2015....... interview scheduled for OCT 21st.

10/21/2015....... attended interview, approved on the spot, also received updates on case status.

10/23/2015...... green card mailed

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it varies. the fee is minimal though


* - 18th August 2014 - I-129f Sent

* - 21st August 2015 - Recived at CSC

* - 30th September - NOA 1 Received

* - 3rd November - NOA 2 Received

-- was never sent to NVC, got it re approved --

* - 9th January - NOA 2 approved

* - 13th January - Notice from CSC that it was sent this time to NVC

* - 21st January - Received at NVC

* - 22nd January - Case Number assisgned

* - 31st January - left NVC for London

* - 6th Feb - Arrived at Embassy

* - 10th Feb - Packet 3 Received and DS-160 Filled out.

* - 25th February - Medical :dancing:

* - 26th February - readiness form sent

* - 7th April - Interview - approved

* - 14th April - Visa in hand.

* - 17th April Tickets booked http://itsalmo.st/#timetofly

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I use XE for all my transfers from the UK to USA. They're sticklers for ID details but that's money laundering regs for you. I wanted to change the UK bank I sent from as Santander can't cope with the concept of any of their customers actually living outside the UK. I had to jump through a few hoops to prove that I owned the other account but it was easy enough in the end. Wayyyy better rates than my banks too.

Keep an eye out for incoming bank charges with the likes of WF.


Richard

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