Jump to content

VisaJourney.com Logo
Gallery      Form Downloads      Example Forms      Processing Times      Embassy Info      Reviews: Embassy/USCIS & POE      News     Members


Latest VJ Member Visa Approvals - Congratulations!


blank avatarAmanda & Justin
K1 Visa
Canada
blank avatarShalina & Alexander
K1 Visa
Nigeria
George & Magda
IR-1/CR-1 Visa
Georgia
blank avatarJennifer & Novie
IR-1/CR-1 Visa
Singapore
blank avatarCRYSTAL & RABIA
K1 Visa
Morocco
blank avatarBrian & Manju
K1 Visa
India
blank avatarMatt & Ann
K1 Visa
Ukraine
wife, K & Husband S
IR-1/CR-1 Visa
Pakistan
Nicole & Kris
K1 Visa
Philippines
blank avatarchurchima & prince
IR-1/CR-1 Visa
Liberia


  • Please log in to reply

Joint Checking Accounts with Transaction History

#1 Curious george

Curious george

    Junior Member

  • PipPip


Posted 05 July 2013 - 01:08 PM

Hello again... It seems like a while since we last posted (2 years probably!)

 

We have a quick question... We noticed on the updated instructions to the I-751 form that CIS now request joint checking accounts with the transaction history (it wasn't on the old instructions). We're simply planning on copying the front of the statement page for the previous two years. Quite frankly, we feel that asking for the transaction history crosses a line (In my opinion, it's none of their business where my wife buys her lingerie! tongue.png). There's no shortage of other stuff... Joint taxes, joint title, insurance etc. But if we refuse to include the transaction history from our joint checking account, what's the worst case senario? Do we get called for interview? (which would be great... it may mean that our I-751 is over and done with sooner than later)


Edited by Curious george, 05 July 2013 - 01:12 PM.

  • 0

#2 rov

rov

    Member

  • PipPipPipPip

  • Group: Members
  • Joined: 04 Jun 2013

Posted 05 July 2013 - 01:28 PM

We included only the front page of bank statements. After almost 5months waiting they sent us an RFE asking for more documents including full bank statements with transaction pages.

Edited by rov, 05 July 2013 - 01:30 PM.

  • 0

#3 Curious george

Curious george

    Junior Member

  • PipPip


Posted 05 July 2013 - 03:03 PM

So if we receive that RFE and simply respond with updated bank statements (front page only) we'll simply get an interview? That's fine with us. Any interviewer with half a brain cell will be able to tell within 5 minutes that we're genuine. We just feel that sending the transaction pages is far too intrusive and crosses a line for us.


  • 0

#4 rov

rov

    Member

  • PipPipPipPip

  • Group: Members
  • Joined: 04 Jun 2013

Posted 05 July 2013 - 03:30 PM

yeah whatever works for you guys. 

Just keep in mind that it might take them up to 6 months to look to your application. Then if they want to see bank statements they will ask for them and you have to provide them. Unless you want to refuse to provide (which doesn't make a lot of sense to me). Then they might reject your application or transfer you to an interview.

 

At the end, if they want to see those bank statements, you will have to show them.

 


  • 0

#5 Dave&Roza

Dave&Roza

    Я не знаю



Posted 05 July 2013 - 03:57 PM

If you feel that strongly about not showing them transaction history, then do not include that bank account information. They just want to make certain that the account was not set up with a name and no activity takes place like someone trying to commit immigration fraud would do. They would set up a dummy account with both names to show the co-mingling, but no money went into or out of that account. So now the USCIS wants to see that the account is actually used. I just sent in the complete statement for every quarter. Up to you what you do, but remember that it is their game and their rules. We may not like certain things they ask us to do, but in order to get them out of our lives we will given in sometimes. They may send an RFE asking for the information and if you refuse to answer the RFE the application will be denied and then your LPR status is revoked and you may find yourself in deportation proceedings--worst case senerio or you have to spend a lot of time and money on an appeal. Is all that worth it? Like I said in the beginning, do not include the bank information and let your application fly on the other evidence.


Good luck,


Dave

Edited by Dave&Roza, 05 July 2013 - 03:58 PM.

  • 0

#6 bluebird80

bluebird80

    Junior Member

  • PipPip

  • Group: Members
  • Joined: 11 Jun 2013

Posted 05 July 2013 - 04:44 PM

a related question: our bank charges money for paper statements, so we have ours online. Is a (full) printout of online statements ok?


  • 0

#7 Curious george

Curious george

    Junior Member

  • PipPip


Posted 05 July 2013 - 06:18 PM

a related question: our bank charges money for paper statements, so we have ours online. Is a (full) printout of online statements ok?

 

It should be ok. That's what we were planning to do! Good luck :)


  • 0

#8 Curious george

Curious george

    Junior Member

  • PipPip


Posted 05 July 2013 - 06:24 PM

If you feel that strongly about not showing them transaction history, then do not include that bank account information. They just want to make certain that the account was not set up with a name and no activity takes place like someone trying to commit immigration fraud would do. They would set up a dummy account with both names to show the co-mingling, but no money went into or out of that account. So now the USCIS wants to see that the account is actually used. I just sent in the complete statement for every quarter. Up to you what you do, but remember that it is their game and their rules. We may not like certain things they ask us to do, but in order to get them out of our lives we will given in sometimes. They may send an RFE asking for the information and if you refuse to answer the RFE the application will be denied and then your LPR status is revoked and you may find yourself in deportation proceedings--worst case senerio or you have to spend a lot of time and money on an appeal. Is all that worth it? Like I said in the beginning, do not include the bank information and let your application fly on the other evidence.


Good luck,


Dave

 

Cheers Dave,

 

We may just do that!

 

The funniest part is that it was my wife who got me jumping through all their hoops for LPR status. I wanted us to settle down in London, but she was adament about buying a house here. I absolutely hate living out here, but my wife would kill me if I deliberately threw a spanner in the works to be sent home... Especially with it being her $590 down for the application fee! :P


  • 0

#9 Darnell

Darnell

    Wuhan Rocks !



Posted 05 July 2013 - 06:32 PM

house != 590. 

 

OK ! 


  • 0

Sometimes my language usage seems confusing - please feel free to 'read it twice', just in case !
Ya know, you can find the answer to your question with the advanced search tool, when using a PC? Ditch the handphone, come back later on a PC, and try again.

-=-=-=-=-=R E A D ! ! !=-=-=-=-=-

Whoa Nelly !  Want NVC Info? see http://www.visajourn...php/NVC_Process

Congratulations on your approval ! We All Applaud your accomplishment with Most Wonderful Kissies !

2mzcunl.gif




Back to Top ↑
Create an account or sign in to comment
You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community.
It's easy!


Register a new account

Sign in

Already have an account?
Sign in here.


Sign In Now


0 user(s) are browsing this forum

0 members, 0 guests, 0 anonymous users


Important Disclaimer: Please read carefully the Visajourney.com Terms of Service. If you do not agree to the Terms of Service you should not access or view any page (including this page) on VisaJourney.com. Answers and comments provided on Visajourney.com Forums are general information, and are not intended to substitute for informed professional medical, psychiatric, psychological, tax, legal, investment, accounting, or other professional advice. Visajourney.com does not endorse, and expressly disclaims liability for any product, manufacturer, distributor, service or service provider mentioned or any opinion expressed in answers or comments. VisaJourney.com does not condone immigration fraud in any way, shape or manner. VisaJourney.com recommends that if any member or user knows directly of someone involved in fraudulent or illegal activity, that they report such activity directly to the Department of Homeland Security, Immigration and Customs Enforcement. You can contact ICE via email at Immigration.Reply@dhs.gov or you can telephone ICE at 1-866-347-2423. All reported threads/posts containing reference to immigration fraud or illegal activities will be removed from this board. If you feel that you have found inappropriate content, please let us know by contacting us here with a url link to that content. Thank you.