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Health insurance cover From arrival until marriage

#1 User is offline   Scarlett 

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Posted 06 October 2008 - 06:38 AM

When I (finally!) travel to the US on my K1, I have been told that my UK purchased "multi trip travel insurance" is invalid (a "trip" must start and finish in the UK).

When I am married I can easily be added to my new husband's health insurance, but for the time when I leave the UK until we are married, I will have no health cover.

I was wondering what other people have done to make sure they are covered?
AOS filed 22 Jan 2009
Biometrics appointment 24 February 2009
AOS interview and approval 21 April 2009

----------------------
Filed I-129F petition CSC 12 Feb 2008
NOA2 18 Jul 2008
NVC receipt letter 4 Aug
NVC send to London 19 Aug
Packet 3 13 Sept
Packet 4 received 6 Oct
Interview 29 October 2008
Visa delivered 1 November 2008
POE Seattle 2 November 2008
Wedding 29 November
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#2 User is offline   motu 

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Posted 06 October 2008 - 11:26 AM

Have your husband buy a traveler's insurance for you (no SSN needed for this). There are several insurance companies offering it, so he just needs to do a search online. I paid about $50 per month (bought it for 3 months - we were married within that and was able to add her to my health insurance). Good Luck
2005
K1
March 2 Filed I-129 F
July 21 Interview in Bogota ** Approved ** Very Easy!
AOS
Oct 19 Mailed AOS Packet to Chicago
2006
Feb 17 AOS interview in Denver. Biometrics also done today! (Interviewing officer ordered them.)
Apr 25 Green card received
2008
Removal of conditions

March 17 Refiled using new I-751 form
April 16 Biometrics done

July 10 Green card production ordered
2009
Citizenship

Jan 20 filed N400
Feb 04 NOA date
Feb 24 Biometrics
May 5 Interview - Centennial (Denver, Colorado) Passed
June 10 Oath Ceremony - Teikyo Loretto Heights, Denver, Colorado
July 7 Received Passport in 3 weeks
Shredded all immigration papers Have scanned images
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#3 User is offline   Johnnie J 

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Posted 06 October 2008 - 01:31 PM

I came with my medical insurance from back home, but because I pay monthly for this I get worldwide coverage, but I assume most people get a third party med insurance.
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Process
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AOS Sent: August 2, 2008
AOS Received: August 4, 2008
AOS Checks Cashed: August 8, 2008
NOA 1st Received: August 12, 2008
BIO Appointment Received: August 23, 2008
BIO Walk-In: August 26, 2008
EAD Approved: Oct 3, 2008
EAD Production Ordered: Oct 7, 2008
EAD Approval Notice Sent: Oct 10, 2008
EAD Arrives in Mail: Oct 14, 2008
SSN Applied for: Oct 14, 2008
SSN Arrived: Oct 25, 2008
AOS Interview Arrived: Dec 08, 2008
AOS Interview: Feb 10, 2009
AOS Approved: Feb 17, 2009
GC Arrived Date: Feb 23, 2009
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#4 User is offline   Martin&Nat 

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Posted 06 October 2008 - 06:20 PM

Try these guys:

http://www.patriotamericainsurance.net/

Good luck.

- Martin
K1 Journey

I-129F Sent : 2008-02-19
NOA1: 2008-02-26
NOA2: 2008-04-11
Medical Date: 2008-06-02
Interview Date: 2008-06-09
Visa Received: 2008-06-11
Married: 2008-08-23

AOS Journey

Packet Sent: 2008-11-18
NOA1: 2008-11-28
Biometrics: 2008-12-19
EAD & AP Approved: 2009-01-21
RFE for I-693 (I only included DS-3025) Returned: 2009-04-13
Green Card Approved: 2009-05-26
Green Card Received: 2009-06-09
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#5 User is offline   Scarlett 

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Posted 09 October 2008 - 05:21 AM

Oh thanks all of you! I didn't think anyone was going to reply to this one smile.gif

I will look into temporary cover, it's better to be safe than sorry.
AOS filed 22 Jan 2009
Biometrics appointment 24 February 2009
AOS interview and approval 21 April 2009

----------------------
Filed I-129F petition CSC 12 Feb 2008
NOA2 18 Jul 2008
NVC receipt letter 4 Aug
NVC send to London 19 Aug
Packet 3 13 Sept
Packet 4 received 6 Oct
Interview 29 October 2008
Visa delivered 1 November 2008
POE Seattle 2 November 2008
Wedding 29 November
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#6 User is offline   kaffy 

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Posted 09 October 2008 - 07:45 PM

Can you be added onto your husband's plan as a 'domestic partner' until you are married?
DCF Timeline here

POE Timeline
08/24/2008 POE Seattle
08/29/2008 SSN assigned
09/08/2008 SSN (Card) received
09/29/2008 Green Card received

I-90 Timeline (USCIS error)
11/10/2008 Send I-90 to Texas service center
12/xx/2008 NOA1
01/07/2009 Card production ordered
01/14/2009 Card mailed
01/xx/2009 Card received

I-751 Timeline
06/02/2010 Send I-751 to California service center
06/04/2010 Received at CSC
06/07/2010 NOA1
06/09/2010 Check cashed
07/27/2010 Biometrics
07/28/2010 Touch
09/02/2010 Approved

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#7 User is offline   Scarlett 

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Posted 10 October 2008 - 08:58 AM

QUOTE (kaffy @ Oct 10 2008, 01:45 AM) <{POST_SNAPBACK}>
Can you be added onto your husband's plan as a 'domestic partner' until you are married?


He says it is restricted to "immediate family", I think he should ask more questions about what that means wink.gif
Thanks
AOS filed 22 Jan 2009
Biometrics appointment 24 February 2009
AOS interview and approval 21 April 2009

----------------------
Filed I-129F petition CSC 12 Feb 2008
NOA2 18 Jul 2008
NVC receipt letter 4 Aug
NVC send to London 19 Aug
Packet 3 13 Sept
Packet 4 received 6 Oct
Interview 29 October 2008
Visa delivered 1 November 2008
POE Seattle 2 November 2008
Wedding 29 November
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#8 User is offline   payxibka 

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Posted 10 October 2008 - 04:29 PM

For my wife we used the Casino Health Plan....
No deductible, no premiums....


Simply roll the dice and wish like he!! nothing happens smile.gif
YMMV
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#9 User is offline   venusfire503 

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Posted 10 October 2008 - 09:33 PM

QUOTE (payxibka @ Oct 10 2008, 05:29 PM) <{POST_SNAPBACK}>
For my wife we used the Casino Health Plan....
No deductible, no premiums....


Simply roll the dice and wish like he!! nothing happens smile.gif


I guess you could do that, but I remember reading about someone who did that and regretted it. Seems there was an accident involving a broken leg, and the petitioner was then responsible for some big medical bills.

You just never know. My husband ended up in the hospital for just one day last year for pneumonia, and the bill was over $10,000. SO happy he has insurance - we only had the $400 deductible!
met May 2006
visited July 2006

K-1 petition sent late September 2006 after second visit
December 2006 - third trip - went for his visa interview (stood outside all day)
visa approved! arrived here together right before Christmas 2006
married January 2007

AOS paperwork sent February 2007
RFE (yipee)
another RFE (yikes)
AOS approval July 2007

sent Removal of Conditions paperwork 01 May 2009
received I-751 NOA 14 May 2009
received ASC appt. notice 28 May 2009
biometrics appt. 12 June 2009
I-751 approval date 25 Sept 2009 (no updates on the system - still says 'received'/"initial review")
19 Oct 2009 - got text message "card production ordered"
24 Oct 2009 - actual card in the mail box!

sent his N-400 - 14 May 2010
check cashed 27 May 2010
NOA received 29 May 2010 (dated 24 May)
Biometrics Appointment Letter received 17 June 2010
Biometrics scheduled for 08 July 2010; walk-in successfully done in Philadelphia 07 July 2010
still no updates, no letter, no idea what's going on...
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#10 User is offline   Scarlett 

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Posted 11 October 2008 - 03:49 AM

QUOTE (venusfire503 @ Oct 11 2008, 03:33 AM) <{POST_SNAPBACK}>
QUOTE (payxibka @ Oct 10 2008, 05:29 PM) <{POST_SNAPBACK}>
For my wife we used the Casino Health Plan....
No deductible, no premiums....


Simply roll the dice and wish like he!! nothing happens smile.gif


I guess you could do that, but I remember reading about someone who did that and regretted it. Seems there was an accident involving a broken leg, and the petitioner was then responsible for some big medical bills.

You just never know. My husband ended up in the hospital for just one day last year for pneumonia, and the bill was over $10,000. SO happy he has insurance - we only had the $400 deductible!


Yeah, I am not thinking it's a risk I would take. Also I would caution people against relying on Travel Insurance from either country as I think they will require evidence of your "trip", and if you are entering on a K1 you're not actually on a return trip so I think you would not be covered (this is what my insurers told me).
AOS filed 22 Jan 2009
Biometrics appointment 24 February 2009
AOS interview and approval 21 April 2009

----------------------
Filed I-129F petition CSC 12 Feb 2008
NOA2 18 Jul 2008
NVC receipt letter 4 Aug
NVC send to London 19 Aug
Packet 3 13 Sept
Packet 4 received 6 Oct
Interview 29 October 2008
Visa delivered 1 November 2008
POE Seattle 2 November 2008
Wedding 29 November
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#11 User is offline   Dias Melhores 

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Posted 11 October 2008 - 09:22 PM

QUOTE (Scarlett @ Oct 6 2008, 04:38 AM) <{POST_SNAPBACK}>
When I (finally!) travel to the US on my K1, I have been told that my UK purchased "multi trip travel insurance" is invalid (a "trip" must start and finish in the UK).

When I am married I can easily be added to my new husband's health insurance, but for the time when I leave the UK until we are married, I will have no health cover.

I was wondering what other people have done to make sure they are covered?


We used this one once my fiancee left Brazil and before we married:

www.imglobal.com

I think it is part of the Patriot America that Martin&Nat recommended.

It was really affordable and fortunately for us, we never had to use it.

Best of luck to you!

This post has been edited by Dias Melhores: 11 October 2008 - 09:24 PM

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Our Story so far...

K-1

7/26/07- I-129F sent to CSC
8/02/07- NOA 1
12/13/07- NOA 2
2/12/08- Interview in Rio- APPROVED!
2/15/08- Visa Received
2/18/08- US Entry
2/20/08- Wedding Day

AOS

3/04/08- AOS, EAD and AP mailed
4/07/08- RFE
4/11/08- AOS, EAD and AP re-mailed
4/18/08- NOA's received
5/06/08- Biometrics Appt
6/14/08- AP approved
6/17/08- EAD approved
11/07/08- Greencard Approved!
11/22/08- Greencard Received


Gabriel was born on January 12, 2010!
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