I had a 'situation' with my bank a few weeks ago. Ok, so when the dollar went up (we bank with TD btw) we opened, or rather I opened, a U.S. dollar account. All good, dollar goes up, we move some money in there.
Now this account is only in my name as I opened it over the phone and my Husband was at work, this is no big deal - except they may want proof of intermingled finances - and anyway, it just seems like a good idea for him to have the latest asset statements in both our names (plus, for some reason on the account my title was coming up as "Miss" - I wanted to change that to Ms - no can do over the phone - later I found out that they can).
So they tell me, if you want to change it to a joint account later, you will have to go to a branch, which we do, on a Saturday a few weeks ago - no-can-do, we are too busy, make an appointment and come back (I don't go to banks generally - I was just making an exception- harumph).
So I call easyline back, explain that this is getting a tad too complicated (operator couldn't believe they wouldn't do it on the spot, apparently it is a 5 minute thing).
So this is what I did. I opened ANOTHER U.S. dollar account with TD, joint account, they mailed us signature cards, we mailed them back. The day the account appeared online I called them, moved all the money and closed the first account.
Yeah.