I have some bad news. My dad started his new job on Monday but then he said he didn't like it. He decided not to go back. He says he'll be testing for another job on Monday.

Do you think the chances of my wife coming are next to zero now ?

Since I am a student, I make 15,808 per year and I have a 16,000 dollar bank account. Some of this is money my grandfather left in his will for me. I was looking at the Poverty Guidelines for 2007 and I noticed I am only 5,655 short on income since I am make 15,808 per year. I have a two kids, but I only claim one on my income tax returns. So $21,463 would be 125% for a family of three and I make 15,808 per year and I have a 16,000 bank account. Does my bank account make things look better ?

I wanted to use my parents as co sponsors, since My dad has a larger amount in the bank, but I am scared because he currently has no income since he just moved here. My parents do own a house that is currently worth 229,000 which is all paid for. My mom has her own home health care business. She currently makes 14,300 per month, but that is due to change as she gets more customers.

What is my best option. I am afraid my wife will be denied, and thus my life will be ruined.

Thank you for your help

I believe assets must equal three years of 125% of poverty level. Someone will correct me if I am wrong. It appears your best bet is to use your mother as your sponsor.

Actually, mom doesn't male 14,300 per month. That's actually per year

If I am not mistaken, it's either you or your father OR you and your mother can sponsor your wife together. Your assets (bank money/ savings) and your parents assets (bank and house, etc) should be suffice for the 125% poverty guidelines. If both parents would agree to co-sponsor for you, so much the better. What's important is the current income as long as they can provide proof what they are currently making as their monthly salary.

This works if they are all part of the same household. Otherwise, no.

The OP qualifies on his own. The shortfall in income can be made up with assets using a 1 to 3 ratio. $15,000 in cash can replace a $5,000 shortfall in income.

If Dad has a new job before the affidavit is needed, then he qualifies easily too.

Meeting the minimum is no gaurantee a Consular officer will be satisfied.

My mom has some income. Can I use her income supplement mine ?

So I guess what your saying is my 16,000 will cover my 5,000 dollar shortfall.

I am so scared. This is troubling me so much.

Only the income of other household members can be used to suppliment. Do you live with your parents? If not, then there is no combining of income. One sponsor must qualify individually. It sounds like you do. Yes, your $16000 will cover an income shortfall of $5,333.

Yes, I do live with my parents. I only have one bill, and thats my cell phone.