Hi, I've already posted a couple of times on here but thought it was time to properly introduce myself!
My name's Sarah, I'm 24 and live in Ely, England! My husband is Jesse, he's 26 and is from the twin cities, Minnesota! We met through mutual friends on my last night of a holiday in September 2005, since then I've been to Minneapolis 5 more times and Jesse has been here 3. He proposed to me April 2006 and we got married on the 10th March this year.
He's working in downtown Minneapolis whereas I am just finishing a teaching degree over here (1 month left!) so we figured it made more sense for me to move to USA, at least to start off with. He's sending off our I-130 this week and we're getting ourselves ready for the long haul.....
I look forward to asking for plenty of advice over the next few months!!
Another quick question.... I'm going to visit Jesse for two months in May and June this year and want to drive. I'm just going to drive Jesse's car. Does anyone know what I'll need to do about insurance?
Full Version: Well hello!
Hi! Welcome to VJ!
About the auto insurance...coverage generally follows a vehicle rather than a driver, so you shouldn't need to purchase any additional coverage. You should have Jesse contact his insurance company to verify that his policy does not have any exclusions.
About the auto insurance...coverage generally follows a vehicle rather than a driver, so you shouldn't need to purchase any additional coverage. You should have Jesse contact his insurance company to verify that his policy does not have any exclusions.
Welcome to VJ!!! 
QUOTE(Sarlou @ Apr 17 2007, 07:12 AM) 
Hi, I've already posted a couple of times on here but thought it was time to properly introduce myself!
My name's Sarah, I'm 24 and live in Ely, England! My husband is Jesse, he's 26 and is from the twin cities, Minnesota! We met through mutual friends on my last night of a holiday in September 2005, since then I've been to Minneapolis 5 more times and Jesse has been here 3. He proposed to me April 2006 and we got married on the 10th March this year.
He's working in downtown Minneapolis whereas I am just finishing a teaching degree over here (1 month left!) so we figured it made more sense for me to move to USA, at least to start off with. He's sending off our I-130 this week and we're getting ourselves ready for the long haul.....
I look forward to asking for plenty of advice over the next few months!!
Another quick question.... I'm going to visit Jesse for two months in May and June this year and want to drive. I'm just going to drive Jesse's car. Does anyone know what I'll need to do about insurance?
My name's Sarah, I'm 24 and live in Ely, England! My husband is Jesse, he's 26 and is from the twin cities, Minnesota! We met through mutual friends on my last night of a holiday in September 2005, since then I've been to Minneapolis 5 more times and Jesse has been here 3. He proposed to me April 2006 and we got married on the 10th March this year.
He's working in downtown Minneapolis whereas I am just finishing a teaching degree over here (1 month left!) so we figured it made more sense for me to move to USA, at least to start off with. He's sending off our I-130 this week and we're getting ourselves ready for the long haul.....
I look forward to asking for plenty of advice over the next few months!!
Another quick question.... I'm going to visit Jesse for two months in May and June this year and want to drive. I'm just going to drive Jesse's car. Does anyone know what I'll need to do about insurance?
Hi Sarah! Welcome to the VJ forum.
Congratulations to both of you and Good luck to your visa journey!
QUOTE(Sarlou @ Apr 16 2007, 07:12 PM)
Hi, I've already posted a couple of times on here but thought it was time to properly introduce myself!
My name's Sarah, I'm 24 and live in Ely, England! My husband is Jesse, he's 26 and is from the twin cities, Minnesota! We met through mutual friends on my last night of a holiday in September 2005, since then I've been to Minneapolis 5 more times and Jesse has been here 3. He proposed to me April 2006 and we got married on the 10th March this year.
He's working in downtown Minneapolis whereas I am just finishing a teaching degree over here (1 month left!) so we figured it made more sense for me to move to USA, at least to start off with. He's sending off our I-130 this week and we're getting ourselves ready for the long haul.....
I look forward to asking for plenty of advice over the next few months!!
Another quick question.... I'm going to visit Jesse for two months in May and June this year and want to drive. I'm just going to drive Jesse's car. Does anyone know what I'll need to do about insurance?
My name's Sarah, I'm 24 and live in Ely, England! My husband is Jesse, he's 26 and is from the twin cities, Minnesota! We met through mutual friends on my last night of a holiday in September 2005, since then I've been to Minneapolis 5 more times and Jesse has been here 3. He proposed to me April 2006 and we got married on the 10th March this year.
He's working in downtown Minneapolis whereas I am just finishing a teaching degree over here (1 month left!) so we figured it made more sense for me to move to USA, at least to start off with. He's sending off our I-130 this week and we're getting ourselves ready for the long haul.....
I look forward to asking for plenty of advice over the next few months!!
Another quick question.... I'm going to visit Jesse for two months in May and June this year and want to drive. I'm just going to drive Jesse's car. Does anyone know what I'll need to do about insurance?
Welcome!!!
QUOTE(jenn3539 @ Apr 16 2007, 04:17 PM)
Hi! Welcome to VJ!
About the auto insurance...coverage generally follows a vehicle rather than a driver, so you shouldn't need to purchase any additional coverage. You should have Jesse contact his insurance company to verify that his policy does not have any exclusions.
About the auto insurance...coverage generally follows a vehicle rather than a driver, so you shouldn't need to purchase any additional coverage. You should have Jesse contact his insurance company to verify that his policy does not have any exclusions.
Dittos to jenn.. also, you might be able to have Jesse add you to his auto insurance policy--tell him to slip into the unknown tongue when they start asking for SS# etc--just say that you do not yet live in the US but are licensed in the UK (if you are). My insurance co was great about this, others may be less so.
See about getting added to any credit card accounts he's got too, as an authorized user. This will jump start a credit record for you, even without a SS# (my experience).
Have a great visit this summer!
Wow, thanks for all the advice!! That's really helpful! I've given Jesse the message about the insurance company so we'll just see what they say. Thanks also for the idea about the credit cards... We've added me to his normal bank account but hadn't thought about credit cards. If he has bad credit does that mean I'd inherit it?
Thanks to everyone who has taken the time to say hi. It's nice to know there are so many friendly people about!
Thanks to everyone who has taken the time to say hi. It's nice to know there are so many friendly people about!
Hey! Welcome! I also work in downtown Minneapolis, so if you guys ever want to Happy Hour after work or something, let me know. 
Welcome to VJ and best of luck on your visa journey!
Here's a good article with sound financial stuff: http://britishexpats.com/forum/showthread.php?t=435359 (follow the links). I'm not sure what to tell you about the bad credit question--no one ever thought an "authorized user" would benefit as much as we've seen either.
Maybe you'll help him improve his!
One thing you could look into is ordering Jesse's free annual credit report (not from the website of that name) and make sure any errors or old items are removed. Sometimes credit cards that *you* consider closed (as in, you cut the thing up, mailed it back with a letter saying 'drop dead' etc) is still actually open and reporting. Creidt scoring is crazy here, but many, many daily life things depend on it. Since you've got time to plan ahead... my advice is, focus on everything else *but* the immigration. There is WAY more to moving than the visa, and the visa *will* come.
Maybe you'll help him improve his!
One thing you could look into is ordering Jesse's free annual credit report (not from the website of that name) and make sure any errors or old items are removed. Sometimes credit cards that *you* consider closed (as in, you cut the thing up, mailed it back with a letter saying 'drop dead' etc) is still actually open and reporting. Creidt scoring is crazy here, but many, many daily life things depend on it. Since you've got time to plan ahead... my advice is, focus on everything else *but* the immigration. There is WAY more to moving than the visa, and the visa *will* come.
Once again, thanks for all your help!!!
(And Alex+R, thanks for your kind offer!!!)
(And Alex+R, thanks for your kind offer!!!)
Welcome to VJ!
WELCOME TO VJ!!!
Welcome to VJ, and Congrats on your wedding,
There are lot of valuable information here in VJ, and of course in all medium you will find others that can get on your nerves or post that can be offensive to others, but look at the general population as One family who is there to support each other in that uscis visa process. Good luck
There are lot of valuable information here in VJ, and of course in all medium you will find others that can get on your nerves or post that can be offensive to others, but look at the general population as One family who is there to support each other in that uscis visa process. Good luck
Welcome to VJ.
As a point of correction, Insurance may follow the car, but if you live at the same residence you need to be listed as a driver. Being that you have experience as a driver the rates will not be the highest. but it will likely add to the premiums.
As a point of correction, Insurance may follow the car, but if you live at the same residence you need to be listed as a driver. Being that you have experience as a driver the rates will not be the highest. but it will likely add to the premiums.
QUOTE(John & Annie @ Apr 18 2007, 05:35 PM)
Welcome to VJ.
As a point of correction, Insurance may follow the car, but if you live at the same residence you need to be listed as a driver. Being that you have experience as a driver the rates will not be the highest. but it will likely add to the premiums.
As a point of correction, Insurance may follow the car, but if you live at the same residence you need to be listed as a driver. Being that you have experience as a driver the rates will not be the highest. but it will likely add to the premiums.
I don't think she would be considered a household member though until she actually moves here. She still has residence in the UK. If I had an out-of-town guest staying with me and using my car, they would not be considered a household member and would not need to be listed as an occasional driver in order to be covered. Always best to check with the company to be sure.
QUOTE(jenn3539 @ Apr 18 2007, 03:09 PM)
QUOTE(John & Annie @ Apr 18 2007, 05:35 PM)
Welcome to VJ.
As a point of correction, Insurance may follow the car, but if you live at the same residence you need to be listed as a driver. Being that you have experience as a driver the rates will not be the highest. but it will likely add to the premiums.
As a point of correction, Insurance may follow the car, but if you live at the same residence you need to be listed as a driver. Being that you have experience as a driver the rates will not be the highest. but it will likely add to the premiums.
I don't think she would be considered a household member though until she actually moves here. She still has residence in the UK. If I had an out-of-town guest staying with me and using my car, they would not be considered a household member and would not need to be listed as an occasional driver in order to be covered. Always best to check with the company to be sure.
true, but when she does move here, she will need to be added by name to the policy.
I am merely making the point that if she is not added once she moves here, if there is an accident, insurance will not cover it
Welcome to VJ!
You sure you wanna drive on the wrong side of the road around the Twin Cities?
You sure you wanna drive on the wrong side of the road around the Twin Cities?
Welcome
Welcome to VJ!
Welcome to VJ and good luck with your petition.
Welcomet to VJ I wish you a smooth sailing journey.
Welcome and good luck! BTW, when my fiance came over we went on a road trip and I enquired if he needed to be added & basically the price was atrocious because he was not a US resident with no valid US driver's license
Then again, we weren't married, so I'm sure that changes things.
There is a UK regional subforum forum here and our resident lush Mags is always making jugs of Pimms and pushing them on people
Good luck!
Then again, we weren't married, so I'm sure that changes things.
There is a UK regional subforum forum here and our resident lush Mags is always making jugs of Pimms and pushing them on people
Good luck!
Welcome to VJ! 
Welcome to VJ and good luck with the I-130
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