QUOTE(douglaslovin @ Dec 24 2006, 11:25 PM)

Thank you for your information and quick response. I feel better.
Are the interviewers really anal about these things.
Lets say we supply all forms and evidence needed. Everything is correctly filled out. We exceed the financial requirments via joint sponser.
Are they "allowed" to deny it based on their judgement, even if the facts presented to them are suffecient and true?
Also, I know we are only to answer what is asked... but would it be wise for her to state that my income is low (but not that low) due to me being a full-time college student. And should she also mention I am in the Air Force delayed enlistment program. Would providing proof of those statements help ?
As long as you provide solid evidence of a serious relationship you should do fine. It is a judgement call for the consular officer to grant or deny, they look at all the evidence presented, things like how long you have know your spouse, how long together, how many visits you have had with her, keep a log of emails, chats, phone calls, and build a lot of solid evidence.
You don't need to provide an explanation about why your income is low, they will see from your paper work that you are a student and understand that your income is low because of that. What they are more concerned about is whether or not your benificiary will be come a charge of the state, your co sponsor will ensure that she will not.
Also later when you do adjust status, if you are in the military, your income level only needs to make 100% of the poverty line for the affidavit of support I-864.