I got my very first credit card today!! It is a Chase card that I got through Amazon...

it came a bit to late though because the reason I applied for it was because you got a $30 credit the first time you use it and that would have paid for the things I ordered as gifts from Amazon which I of course have already bought but maybe I can order something for hubby from there... not sure if it would get here for Christmas though...

This is the second card I have tried applying for and I thought for sure that they wouldn't give it to me... The other card I tried was from Walmart but they denied me

YAY!

Aren't these little-bitty validations of person-ness just RIDICULOUS! lol

yup, what is funny though is that I never had a credit card in Canada....

I applied for a bunch back in Canada but they always denied me

Woo Woo What are you buying me for Christmas

Congratulations Marilyn,

I know you are so happy and as Rebeccajo said each step is wonderful and puts you over the moon.

Chase Amazon are pretty generous. I applied for that last year and got $40. Once I spent the money I closed it immediately. Then I applied for it again this year and they gave me another $30. Then I applied for the business card and they gave me another $25. I will close them all once they are spent with the free cash. The ole man did exactly the same thing. I wonder if they will let us do it a 3rd year running. Crazy stuff.

Anyway, congrats on your card.

NUTTIN!


I have already spent the 30 dollars on Hubby's Christmas present

on the email I received today saying that I got the credit card it said that the actual card will come in the mail a couple of weeks after the approval but lo and behold what did I just find in my mailbox...

Nuttin!

I'm kinda hesitant with doing stuff like this (opening and closing accounts soon after), since we are pressing ahead to get our house next year, and I have a funny feeling this impacts negatively on my credit re. mortgage financing. Someone correct me if I'm wrong, please. Then I can go splurge

I got approved for a platinum card a few weeks back. Good thing too as Christmas is going to be "thrifty" this year

I don't know whether to congratulate you or give condolences. They can be a useful tool in everyday life or the rope which will eventually hang you. I've seen it turn out both ways. One thing is sure...they allow you to buy stuff you don't need with money you don't have. Welcome to the American consumer economy.

Good luck!

i wanted a credit card to help build my credit here in the United States...

You go Marilyn! M.

mmmm

I was checking my new credit card account online today and it shows that my credit limit went up to $800.... when I first got it about a week ago it was $500 .....

Also they still haven't taken off the $30 credit I was supposed to get....

Wow, great news about the credit card marilyn,..

This time last year, I had my first Credit card in the US approved,..started off also at 500. At the 6 mth anniversary, they increased it too 1400, and low and behold, I checked online a few days ago when I was banking, and they increased it again, to 3000 ....He He He. As a person with 16 years + working in a bank, I know that can be dangerous, but with that experience also comes discipline!!

Jodee

yeah but this increase is within a few days... that I why I am puzzled...