QUOTE(gogal2020 @ Nov 14 2006, 01:32 PM)

People do buyon credit and use credit cards. Almost everyone I know in Moscow and other big cities have credit cards, buy cars by getting cradit and loans. It is just not as widespread as it is in US.
Like all other topics, Moscow is truly a country within in a country. I and a few rich businessmen were the only ones who ever used a credit card for anything in Siberia, where I spent the majority of my combined 6 months in Russia.
Back in 2004 the only kind of credit cards being offered to the majority of average income earning Russians was secured credit. Place $200 in the bank and get $200 on a visa card. Might as well as call it a debit card at that point.
QUOTE(mrsushi66 @ Nov 15 2006, 10:29 AM)

When I was in Saratov which is a rather big city every where we went they were cash only. I would see signs for credit cards but they would say cash only. Anna said cash is better. I even paid my hotel bill in cash.
The same trend I noticed in major Siberian towns of Novosibirsk and Tomsk.
As far as I am aware there is buying on credit for cars and real estate. But to qualify you need a US salary. How many Russians outside of Moscow make a US salary?