Great topic and excellent suggestions.
Below are my thoughts:
- Consider the city of Washington, DC. Most of the historical attractions and museums are publicly funded. Therefore, no admission fee.
- When we traveled to Hawaii for our honeymoon we stayed in a condo. A week ago we went to Savannah, GA and rented a flat located in the historic downtown area. By choosing to lodge at these places (rather than a hotel), we are able to cook our own food, thus cutting back the expense of eating out. Of course, part of the highlight is checking out nice local resturants, but now it's an option and not an expensive must. Plus, my husband does not like to eat out a lot.
- I am a strong believer in financial independence. Nevertheless, I do support having one credit card. Here's why .... some credit card companies offer extra "perks" for using there card. Some of these perks included free hotel, airline, discounts for car rentals, etc., etc. We have a credit card issued by BofA and US Airways. When we went to Hawaii for our honeymoon we flew round trip for a cost of $25.00 together. You read correctly, $25.00 dollars!
Here is how:
1) Obviously you earn miles each time you travel using there airline.
2) For every dollar you spend, you earn one mile. For every purchase you make through US Airways, your miles double. So when we had our church wedding, each and every expense were placed on this card. When it was time to pay for our reception, I had the company to max out the card, I then paid off the balance in full. Then I had them to place the remaining amount due on the card. That way, we were earning mileage for every dollar we spent.
3) This company has many different 'partners', that offer extras to US Airways Credit Card holders. For example: Most of us have cell phones. Let's say your cellular company is Sprint. A while back, Sprint and US Airways had a special that all Sprint/US Airways card holders would receive triple miles for signing up there phone package with there US Airways credit card. So for us - we have to pay a cellular bill each month anyway, so why not receive some mileage points as well?
The catch?!?!? A $95.00 per year fee. BUT ... each and every year you will receive a voucher to purchase one flight for $250 (round trip), and up to two additional flights for $99.00. Where can you fly for $99.00 round trip? We are flying into Miami for a cruise next month. So we used our voucher, and used the additional two $99 tickets for my husband, and another passenger.
As for our monthly bills - we put everything on the card (utilities, gas, etc.) and pay the card off each month. We would have to pay these bills anyway, so why not pay them and earn a few extra miles. NOTE: If any of you have SO who are new to the concept of paying bills, I would not try this approach initially. IMO it builds a false thought of 'free money'.
Now - we are letting our miles accumulate so that when we go to Cameroon, hopefully we only have to purchase one ticket.
Of course, all of the suggestions I made apply to airlines other than US Airways. For us, they happen to have a Hub near where we live.
Happy Traveling!
Boaz