My fiance and I are trying to decide what bank accounts we will need and how many, but so far we haven't made any decision. I'm thinking we should have a joint savings account and separate checking accounts. And that I should keep the one I have in my country for a while (to pay taxes for this year for example).
I'm curious how you people handle your finances. Does all the money go to the same account, do you have 10 different ones?
Please explain your choices!

For people who are still apart, just like my fiance and I, you can choose what you think you will do once you move there.

We have joint checking and joint savings.

We each have our own checking and a joint checking, a joint savings, and yes, he has an account in the UK for taking care of income from his renter and paying some bills.

What do you use the joint checking for? is it only for paying bills and then for everything else you use your own checking accounts?

We have a joint chequing and savings account, I have a chequing and savings account here (I am the foreign spouse) and I have an account in Canada still.

i had to put other for the first question because we will have joint checking and savings but because i have my own business i have to have a separate account for that.......for good reason u should never have ur personal and business account in as as one it gets too complicated

Yes that would make things very complicated

We have one Joint Checking account that all the household expences get paid from, (we each pay money into that account) we also each have a Checking Account for our own personal needs... we also have a joint savings account as well as individual savings accounts, and Kez still have a checking account and a savings account in the UK...

Kez/Jwolf

We have 3 checking accounts...one in my name, one joint, and one in his name. But I had 2 before he came over, one which I used as savings. So we still have a small amount in that one all the time, then we pay all bills and extras from the joint account, and Sujeet just puts his money for gas and commuting needs and other bills in his name from that account and for transferring money to India. But since he just works and not me, we share all the money. We don't have my money and his money.

We have a joint savings account.

Yes Sujeet still has an active account in India.

1 joint checking... 2 joint savings (we really need to collapse it into 1) and she has her own accounts in india... what is mine is hers, what is hers is hers.....

we have 5...one joint checking and savings, I have 2 checking and savings in just my name, we have one joint savings in england, and he has on savings of his own in england. one of the accounts in just my name I can't even touch the money until I'm 25

Yeah, for bills or other expenses we incur together, like going out, take out meals, purchases for our place or us, vacation...that sort of thing. The separate accounts are for our own bills like personal credit cards and our own "mad" money. I don't want to know how much he spends on his hobby, concerts, PlayStation games, and he doesn't want to know how much I spend on clothes, accessories, makeup, etc.... hehehe.

Hehe yes that's probably better not to know exactly sometimes

So nobody has only 2 separate checking accounts?
I thought it was a good idea... We would define who pays what instead of having one more checking (and of course if sometimes one of us has not enough to pay then the other one would pay (it's still my money is his and his is mine, even though there are separate accounts). Would there be some bad things I haven't thought about in this idea?

We have 1 joint checking (used to be his), 1 separate checking (mine, the non USC), and 1 joint savings. But I managed all the bill payment & savings. I still have my old checking account in Indonesia. I used it for direct deposit of my last paycheck, I might close when we come back home since I have no use of it anymore.

I have two checking and one savings of my own. Nothing joint. He doesn't have an account...yet.

we have a joint checking account and a joint savings account and I still have a savings account back in Canada.. my mom likes it because when she wants to send us money she just deposits into that account and I can pull it out down here with my ATM card...

Two joint checking accounts, one joint savings account, and Lai has an account in Hong Kong.

joint checking and savings. no account in morocco.

We have a joint checking/savings account, and then another joint checking that we opened up because the bank gave us free $50 for doing so. Needless to say we don't use the latter and I want to close it.

We've talked about separate accounts but it almost seems pointless, unless it were savings at a credit union - which we may do.

I have a checking and a savings account in the US. I have the same in Germany.

I believe a joint account between us still exists in Germany.

My husband has a checking and a savings account in the US. He has a checking account in Germany. There are also random PayPal accounts floating around.

Well he's not here yet, but he will be tomorrow! We have agreed to have one joint checking and savings.

He closed his accounts in Germany this week..

We have one joint checking account for paying rent, bills and such and one savings account each at different banks for direct deposit from our employers.

Chequing accounts are separate.
Savings account is only held by USC.
I still have 2 bank accounts in Canada: one chequing and one high interest savings (on which I pay taxes).

When the new bank branch opens at the bottom of the hill we will open a joint savings account there to satisfy the requirements for Removal of Conditions in approximately 1.75 years from now.

Neither of us see the need for a joint bank account.

I run out of $, he writes a cheque. I deposit it.
Repeat.

I do not work outside the house for a wage. I am really not sure what funds we would be "co-mingling" to meet the USCIS requirement. "Co" implies that both parties are contributing. I do not contribute financially to the partnership.

We actually have multiple joint accounts for both checking and savings and we have alias names. You can never be too careful with big brother watching.

5 joint checking and savings, 2 savings for me (which is for our emergency expenses), and 3 savings back home which I rarely touch.

2 joint chequing and 1 joint savings account. The 2nd chequing account is used to send his ex-wife her monthly support payment so it is kept separate from our other expenses. I still have a checking account back in Canada that is used intermittently for expenses in Canada.

i have one acct. that's it and i keep my money seperate.