I have a quandary in that my fiancee needs to get her soon to be ex husband off of the mortgage. Without selling up and us starting afresh when I get over there in hopefully 7 months if the K1 goes quickly, is there a way I can get a mortgage here to buy the house jointly with my partner in the US or solely by myself?

Many thanks

David

As a non-resident alien, it might be tricky to find a lender that is willing to take the risk. Foreclosure process is impacted if the borrower is not a resident. However, there are companies that will, but the interest might be higher than practical. After you've secured a green card, LPRs are treated as US citizens by most lenders.

There are UK providers who finance overseas mortgages.

Must be many sources of info available in the UK, try WH Smiths, last time I looked there were loads of magazines on buying abroad.

Simplest thing would be for her to re-mortgage.

You'd need a foreign national loan, and about 30% down. I see them everyday.

Try these people as a starting point.

http://www.mortgages.co.uk/holiday-homes/U...a-mortgage.html

I live in Orlando, and we have a large number of foreign nationals who own property in my area...most rent the property, but some use it as vacation homes...